# 20 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP

## Property details

- Slug: `f3c5f4a` (address key hash: `f3c5f4a641cbc3190399f5984e1a3a729da44466`)
- Postcode: L19 2JP
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 64 m²
- EPC rating: C
- Year built: England and Wales: 2007-2011
- Last sold: £90,000 Jan 2026
- Price per m²: £1,406/m²
- Local average: £132,267 (9 sales)
- Street crime: 141 incidents within 1 mile (May 2026)

## Latest sale

- Price: £90,000
- Date: 2026-01-30
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 13/06/2029
- **Current heating cost:** £283/year
- **Est. upgrade cost to C:** £1,500

### Recommendations
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8481-6526-4380-9514-1992)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £90,000 | Flat | -30% | £91,017 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-62e6-d8ea-e063-4704a8c0bf7d) |
| Sold | 2006-06-30 | £128,495 | Flat | — | £166,873 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/df6b04aa-1ff7-4dee-a10e-ad7a9e833f85) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £90,000 | 30/01/2026 | Flat |
| 20 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £128,495 | 30/06/2006 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [159196565](http://87.117.209.195:8080/listings/e3d8fb6)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £90,000 |
| listed | 2025-03-10 | £94,950 |
| sold | 2006-01-01 | £128,495 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 104 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £71,500 | 16/01/2026 | Flat |
| 103 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £75,000 | 25/10/2023 | Flat |
| 98 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £80,000 | 13/10/2023 | Flat |
| 29B FIRST FLOOR FLAT CHURCH ROAD, GARSTON, LIVERPOOL, MERSEYSIDE, L19 8EA | £49,000 | 25/07/2023 | Flat |
| 65 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £84,000 | 31/08/2022 | Flat |
| 112 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £80,000 | 22/07/2022 | Flat |
| 55 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £80,000 | 08/07/2022 | Flat |
| 61 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £85,000 | 06/07/2022 | Flat |
| 84 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £79,000 | 10/06/2022 | Flat |
| 42 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £83,000 | 31/05/2022 | Flat |
| 41 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £69,995 | 27/05/2022 | Flat |
| 116 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £75,000 | 27/04/2022 | Flat |
| 106 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £82,000 | 11/02/2022 | Flat |
| 101 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £72,000 | 20/12/2021 | Flat |
| 60A CHAPEL ROAD, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2LG | £55,000 | 29/11/2021 | Flat |
| 53 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £85,000 | 12/11/2021 | Flat |
| 102 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £78,000 | 05/11/2021 | Flat |
| 83 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JP | £75,000 | 28/09/2021 | Flat |
| 91 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £75,000 | 17/09/2021 | Flat |
| 117 LOWBRIDGE COURT, GARSTON, LIVERPOOL, MERSEYSIDE, L19 2JT | £58,000 | 23/08/2021 | Flat |

**Area average:** £74,575 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -25%
- **10y growth:** -25.7%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 12.7%
- **10y growth (index):** 47.5%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Garston, L19 | £1,100/mo | 2 | 0.25 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.22% (strong)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 14.7%
- **Cost-to-rent:** 6.8×
- **Monthly cashflow:** £611/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 28.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 57 |
| Anti-social behaviour | 29 |
| Public order | 13 |
| Shoplifting | 13 |
| Criminal damage and arson | 8 |
| Other theft | 7 |
| Drugs | 6 |
| Burglary | 4 |
| Other crime | 2 |
| Vehicle crime | 2 |
| **Total incidents** | **141** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Garston Church of England Primary School | Primary | 0.2 miles | Good — 20 Oct 2022 |
| The Academy of St Nicholas | Secondary | 0.2 miles | Good — 26 Jan 2023 |
| ES Independent School | Other | 0.2 miles | Good — 24 Jul 2023 |
| Holy Trinity Catholic Primary School | Primary | 0.3 miles | Good — 23 Jan 2018 |
| Banks Road Primary School | Primary | 0.5 miles | Good — 11 Mar 2014 |