# 11 QUEEN KATHERINE STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DG

## Property details

- Slug: `f2d6749` (address key hash: `f2d6749b7b22e4b3eca4458df086e84140f69c43`)
- Postcode: LA9 7DG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 111 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £255,000 Apr 2026
- Price per m²: £2,297/m²
- Local average: £264,374 (43 sales)
- Street crime: 188 incidents within 1 mile (May 2026)

## Latest sale

- Price: £255,000
- Date: 2026-04-14
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/10/2035
- **Current heating cost:** £1,497/year
- **Est. upgrade cost to C:** £18,445

### Recommendations
- Q (£7,500 - £11,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-7520-2509-0160-5296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-14 | £255,000 | Terraced | — | £255,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d28f-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 QUEEN KATHERINE STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DG | £255,000 | 14/04/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168324266](http://87.117.209.195:8080/listings/af6cd3f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £255,000 |
| listed | 2025-10-17 | £265,000 |
| sold | 2019-01-01 | £205,000 |
| sold | 2013-01-01 | £195,000 |
| sold | 2003-01-01 | £132,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 KENT PLACE, KENDAL, WESTMORLAND AND FURNESS, LA9 4EY | £170,500 | 14/03/2025 | Terraced |
| 5 SUNNYSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 7DJ | £835,000 | 28/04/2023 | Terraced |
| 19 PARR STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DH | £325,000 | 05/12/2022 | Terraced |
| 65 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW | £230,000 | 09/11/2022 | Terraced |
| 75 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW | £240,000 | 01/04/2022 | Terraced |
| 9 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £255,000 | 28/03/2022 | Terraced |
| 18 PEPPERCORN LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5AQ | £155,000 | 21/12/2021 | Terraced |
| 21 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £245,000 | 30/09/2021 | Terraced |
| 35 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £265,000 | 29/09/2021 | Terraced |
| 33 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £245,000 | 28/09/2021 | Terraced |
| 56 DOWKERS LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4DN | £100,500 | 06/08/2021 | Terraced |

**Area average:** £278,727 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.9%
- **10y growth:** 54.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Kentmere Brow, LA9 | £1,200/mo | 3 | 0.66 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.7×
- **Monthly cashflow:** £51/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 89 |
| Criminal damage and arson | 20 |
| Public order | 19 |
| Drugs | 17 |
| Other theft | 10 |
| Shoplifting | 10 |
| Anti-social behaviour | 9 |
| Other crime | 5 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Vehicle crime | 2 |
| **Total incidents** | **188** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| South Lakes Academy | Other | 0.2 miles | Good — 12 Sep 2024 |
| Stramongate Primary School | Primary | 0.4 miles | Good — 7 Mar 2011 |
| Ghyllside Primary School | Primary | 0.5 miles | Good — 23 May 2014 |
| Kendal College | Other | 0.5 miles | — (No rating) |
| Kirkbie Kendal School | Secondary | 0.5 miles | Good — 17 Oct 2014 |
