Terraced

11 QUEEN KATHERINE STREET

KENDAL, WESTMORLAND AND FURNESS, LA9 7DG

£255,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA9 7DG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Aynam Road at Weavers Court	0.1 miles
Shop	Left On The Shelf	0.2 miles
Train station	Kendal	0.5 miles
Hospital	Westmorland General Hospital	1.3 miles
University	University of Cumbria	11.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

111 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£255,000 Apr 2026

Price per m²

£2,297/m²

Local average

£264,374 (43 sales)

Street crime

188 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/10/2025

Expiry date: 09/10/2035

Current heating cost: £1,497/year

Potential heating cost: £1,264/year

Est. upgrade cost to C: £18,445

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Low energy lighting for all fixed outlets (£180 - £210)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	14/04/2026	£255,000	Terraced	—	£255,000 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£255,000
listed	17/10/2025	£265,000
sold	01/01/2019	£205,000
sold	01/01/2013	£195,000
sold	01/01/2003	£132,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 KENT PLACE, KENDAL, WESTMORLAND AND FURNESS, LA9 4EY	£170,500	14/03/2025	Terraced
5 SUNNYSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 7DJ	£835,000	28/04/2023	Terraced
19 PARR STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DH	£325,000	05/12/2022	Terraced
65 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW	£230,000	09/11/2022	Terraced
75 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW	£240,000	01/04/2022	Terraced
9 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG	£255,000	28/03/2022	Terraced
18 PEPPERCORN LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5AQ	£155,000	21/12/2021	Terraced
21 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG	£245,000	30/09/2021	Terraced
35 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG	£265,000	29/09/2021	Terraced
33 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG	£245,000	28/09/2021	Terraced
56 DOWKERS LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4DN	£100,500	06/08/2021	Terraced

Area average: £278,727 (11 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.4%

10y growth 55.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Maisonette, Kirkland, LA9	£1,100/mo	3	0.25 miles	OpenRent
3 Bed Terraced House, Cliff Lane, LA9	£950/mo	3	0.5 miles	OpenRent
3 Bed Terraced House, Union Street, LA9	£1,030/mo	3	0.61 miles	OpenRent
3 Bed Semi-Detached House, Kentmere Brow, LA9	£1,200/mo	3	0.66 miles	OpenRent
3 Bed Terraced House, Windermere Road, LA9	£960/mo	3	0.79 miles	OpenRent
3 Bed Semi-Detached House, Hallgarth Circle, LA9	£1,200/mo	3	1.03 miles	OpenRent
3 Bed Semi-Detached House, Hallgarth Circle, LA9	£1,100/mo	3	1.22 miles	OpenRent

Average rent: £1,077/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 5.2%

Cost-to-rent ratio 19.3×

Monthly cashflow £-39/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	89
Criminal damage and arson	20
Public order	19
Drugs	17
Other theft	10
Shoplifting	10
Anti-social behaviour	9
Other crime	5
Burglary	3
Bicycle theft	2
Robbery	2
Vehicle crime	2
Total incidents	188

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
South Lakes Academy	Other	0.2 miles	Good — 12 Sep 2024
Stramongate Primary School	Primary	0.4 miles	Good — 7 Mar 2011
Ghyllside Primary School	Primary	0.5 miles	Good — 23 May 2014
Kendal College	Other	0.5 miles	— (No rating)
Kirkbie Kendal School	Secondary	0.5 miles	Good — 17 Oct 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 11 QUEEN KATHERINE STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DG

## Property details

- Slug: `f2d6749` (address key hash: `f2d6749b7b22e4b3eca4458df086e84140f69c43`)
- Postcode: LA9 7DG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 111 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £255,000 Apr 2026
- Price per m²: £2,297/m²
- Local average: £264,374 (43 sales)
- Street crime: 188 incidents within 1 mile (May 2026)

## Latest sale

- Price: £255,000
- Date: 2026-04-14
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/10/2035
- **Current heating cost:** £1,497/year
- **Est. upgrade cost to C:** £18,445

### Recommendations
- Q (£7,500 - £11,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-7520-2509-0160-5296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-14 | £255,000 | Terraced | — | £255,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d28f-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 QUEEN KATHERINE STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DG | £255,000 | 14/04/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168324266](http://87.117.209.195:8080/listings/af6cd3f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £255,000 |
| listed | 2025-10-17 | £265,000 |
| sold | 2019-01-01 | £205,000 |
| sold | 2013-01-01 | £195,000 |
| sold | 2003-01-01 | £132,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 KENT PLACE, KENDAL, WESTMORLAND AND FURNESS, LA9 4EY | £170,500 | 14/03/2025 | Terraced |
| 5 SUNNYSIDE, KENDAL, WESTMORLAND AND FURNESS, LA9 7DJ | £835,000 | 28/04/2023 | Terraced |
| 19 PARR STREET, KENDAL, WESTMORLAND AND FURNESS, LA9 7DH | £325,000 | 05/12/2022 | Terraced |
| 65 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW | £230,000 | 09/11/2022 | Terraced |
| 75 AYNAM ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DW | £240,000 | 01/04/2022 | Terraced |
| 9 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £255,000 | 28/03/2022 | Terraced |
| 18 PEPPERCORN LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5AQ | £155,000 | 21/12/2021 | Terraced |
| 21 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £245,000 | 30/09/2021 | Terraced |
| 35 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £265,000 | 29/09/2021 | Terraced |
| 33 QUEEN KATHERINE STREET, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 7DG | £245,000 | 28/09/2021 | Terraced |
| 56 DOWKERS LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 4DN | £100,500 | 06/08/2021 | Terraced |

**Area average:** £278,727 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.4%
- **10y growth:** 55.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Kirkland, LA9 | £1,100/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Terraced House, Cliff Lane, LA9 | £950/mo | 3 | 0.5 miles | OpenRent |
| 3 Bed Terraced House, Union Street, LA9 | £1,030/mo | 3 | 0.61 miles | OpenRent |
| 3 Bed Semi-Detached House, Kentmere Brow, LA9 | £1,200/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Terraced House, Windermere Road, LA9 | £960/mo | 3 | 0.79 miles | OpenRent |
| 3 Bed Semi-Detached House, Hallgarth Circle, LA9 | £1,200/mo | 3 | 1.03 miles | OpenRent |
| 3 Bed Semi-Detached House, Hallgarth Circle, LA9 | £1,100/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,077/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.3×
- **Monthly cashflow:** £-39/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 89 |
| Criminal damage and arson | 20 |
| Public order | 19 |
| Drugs | 17 |
| Other theft | 10 |
| Shoplifting | 10 |
| Anti-social behaviour | 9 |
| Other crime | 5 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Vehicle crime | 2 |
| **Total incidents** | **188** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| South Lakes Academy | Other | 0.2 miles | Good — 12 Sep 2024 |
| Stramongate Primary School | Primary | 0.4 miles | Good — 7 Mar 2011 |
| Ghyllside Primary School | Primary | 0.5 miles | Good — 23 May 2014 |
| Kendal College | Other | 0.5 miles | — (No rating) |
| Kirkbie Kendal School | Secondary | 0.5 miles | Good — 17 Oct 2014 |