# 287 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HH

## Property details

- Slug: `f121984` (address key hash: `f1219846b269d7a825f01ddc185dc129f75d9bd2`)
- Postcode: BL3 4HH
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 71 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £39,950 Jun 2016
- Price per m²: £563/m²
- Local average: £151,706 (83 sales)

## Latest sale

- Price: £39,950
- Date: 2016-06-01
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 21/01/2030
- **Current heating cost:** £414/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0762-2882-7495-2720-1375)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2016-06-01 | £39,950 | Terraced | -39.5% | £69,835 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/369dfb16-84d4-3a19-e050-a8c0620518c6) |
| Sold | 2015-09-22 | £66,000 | Terraced | — | £120,786 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/25ea59fa-745a-4d50-e050-a8c0630562d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 287 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HH | £39,950 | 01/06/2016 | Terraced |
| 287 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HH | £66,000 | 22/09/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 317 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HH | £140,000 | 27/07/2026 | Terraced |
| 11 RYLEY AVENUE, BOLTON, GREATER MANCHESTER, BL3 5RB | £120,000 | 09/01/2026 | Terraced |
| 231 DEANE CHURCH LANE, BOLTON, GREATER MANCHESTER, BL3 4EW | £200,000 | 19/12/2025 | Terraced |
| 11 GLEN AVENUE, BOLTON, GREATER MANCHESTER, BL3 5QZ | £120,000 | 12/12/2025 | Terraced |
| 322 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HE | £140,000 | 14/11/2025 | Terraced |
| 330 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HE | £142,000 | 30/10/2025 | Terraced |
| 8 PENGWERN AVENUE, BOLTON, GREATER MANCHESTER, BL3 4HA | £137,000 | 29/08/2025 | Terraced |
| 8 HAWTHORNE ROAD, BOLTON, GREATER MANCHESTER, BL3 5RE | £165,501 | 31/07/2025 | Terraced |
| 243 DEANE CHURCH LANE, BOLTON, GREATER MANCHESTER, BL3 4EW | £170,000 | 27/02/2025 | Terraced |
| 219 DEANE CHURCH LANE, BOLTON, GREATER MANCHESTER, BL3 4EW | £200,000 | 27/02/2025 | Terraced |
| 15 BUSHELL STREET, BOLTON, GREATER MANCHESTER, BL3 4HQ | £95,000 | 13/09/2024 | Terraced |
| 261 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HE | £145,000 | 03/05/2024 | Terraced |
| 21 GLEN AVENUE, BOLTON, GREATER MANCHESTER, BL3 5QZ | £130,000 | 18/12/2023 | Terraced |
| 11 JUNCTION ROAD, BOLTON, GREATER MANCHESTER, BL3 4LT | £88,000 | 17/11/2023 | Terraced |
| 317 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HH | £115,000 | 10/11/2023 | Terraced |
| 249 WILLOWS LANE, BOLTON, GREATER MANCHESTER, BL3 4HE | £113,000 | 03/11/2023 | Terraced |
| 17 SUNADALE CLOSE, BOLTON, GREATER MANCHESTER, BL3 5RS | £182,500 | 23/10/2023 | Terraced |
| 12 BUSHELL STREET, BOLTON, GREATER MANCHESTER, BL3 4HQ | £125,000 | 04/10/2023 | Terraced |
| 26 JUNCTION ROAD, BOLTON, GREATER MANCHESTER, BL3 4LT | £111,000 | 23/08/2023 | Terraced |
| 203 DEANE CHURCH LANE, BOLTON, GREATER MANCHESTER, BL3 4EW | £167,000 | 28/07/2023 | Terraced |

**Area average:** £140,300 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45%
- **10y growth:** 82.1%

## House Price Index (HM Land Registry)

*Official index for Bolton; Terraced series; as of July 2026.*

- **1y growth (index):** 6.6%
- **5y growth (index):** 30.3%
- **10y growth (index):** 75.3%

## Rental Range

*ONS Price Index of Private Rents (Bolton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £805/mo
- **Realistic:** £894/mo
- **Optimistic:** £983/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hooton St, BL3 | £900/mo | 2 | 0.47 miles | OpenRent |
| 2 Bed Terraced House, Sloane Street, BL3 | £975/mo | 2 | 0.54 miles | OpenRent |
| 2 Bed Flat, Thornbank North, BL3 | £800/mo | 2 | 0.58 miles | OpenRent |
| 2 Bed Flat, Blackshaw House, BL3 | £750/mo | 2 | 0.58 miles | OpenRent |
| 2 Bed Terraced House, Canmore Close, BL3 | £950/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Bungalow, St Dominics Mews, BL3 | £1,200/mo | 2 | 0.64 miles | OpenRent |

**Average rent: £929/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 2.32% (strong)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 27.8%
- **Cost-to-rent:** 3.6×
- **Monthly cashflow:** £650/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 67.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Al Jamiah Al Islamiyyah | Other | 0.1 miles | Requires improvement — 17 Jul 2022 |
| St Ethelbert's Roman Catholic Primary School, a Voluntary Academy | Primary | 0.2 miles | Good — 25 Nov 2018 |
| Haslam Park Primary School | Primary | 0.3 miles | Good — 18 May 2023 |
| Brandwood Primary School | Primary | 0.4 miles | Good — 8 Mar 2023 |
| St Mary's CofE Primary School, Deane | Primary | 0.4 miles | Outstanding — 19 Jun 2017 |