# 13 MOSTYN ROAD, CARDIFF, CF5 4QE

## Property details

- Slug: `ef8fd41` (address key hash: `ef8fd41c4f4d1636aeae1508a0810ec9b84d5d7b`)
- Postcode: CF5 4QE
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 59 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £140,000 Apr 2026
- Price per m²: £2,373/m²
- Local average: £287,924 (92 sales)
- Street crime: 262 incidents within 1 mile (May 2026)

## Latest sale

- Price: £140,000
- Date: 2026-04-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/07/2035
- **Current heating cost:** £770/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9500-3052-3203-2685-5204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-22 | £140,000 | Terraced | +44.3% | £140,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d4f2-b8d0-e063-4704a8c08d98) |
| Sold | 2014-08-15 | £97,000 | Terraced | — | £159,215 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/aa1ba503-0486-430d-b82f-6b70e49108b5) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 MOSTYN ROAD, CARDIFF, CF5 4QE | £140,000 | 22/04/2026 | Terraced |
| 13 MOSTYN ROAD, CARDIFF, CF5 4QE | £97,000 | 15/08/2014 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164272925](http://87.117.209.195:8080/listings/487d89e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £140,000 |
| listed | 2025-07-07 | £140,000 |
| sold | 2014-01-01 | £97,000 |
| sold | 2004-01-01 | £26,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 PENMARK GREEN, CARDIFF, CF5 4QN | £205,000 | 30/06/2023 | Terraced |
| 61 SNOWDEN ROAD, CARDIFF, CF5 4PS | £131,000 | 12/06/2023 | Terraced |
| 30 MEYRICK ROAD, CARDIFF, CF5 4RN | £157,500 | 30/09/2022 | Terraced |
| 98 DEERE ROAD, CARDIFF, CF5 4NJ | £150,000 | 17/08/2022 | Terraced |
| 10 MACDONALD PLACE, CARDIFF, CF5 4NZ | £171,000 | 10/06/2022 | Terraced |
| 32 MOSTYN ROAD, CARDIFF, CF5 4QE | £150,000 | 24/04/2022 | Terraced |
| 14 MACDONALD PLACE, CARDIFF, CF5 4NZ | £160,000 | 22/04/2022 | Terraced |
| 38 PENMARK GREEN, CARDIFF, CF5 4QN | £190,000 | 25/02/2022 | Terraced |
| 49 SNOWDEN ROAD, CARDIFF, CF5 4PS | £135,000 | 11/02/2022 | Terraced |
| 38 WHINBERRY WAY, CARDIFF, CF5 4QU | £175,000 | 28/01/2022 | Terraced |
| 35 MOSTYN ROAD, CARDIFF, CF5 4QE | £107,000 | 21/12/2021 | Terraced |
| 22 WHINBERRY WAY, CARDIFF, CF5 4QU | £179,000 | 17/12/2021 | Terraced |
| 19 MEYRICK ROAD, CARDIFF, CF5 4RN | £185,000 | 12/11/2021 | Terraced |
| 55 PARKER PLACE, CARDIFF, CF5 4NT | £140,000 | 05/11/2021 | Terraced |
| 21 YARROW CLOSE, CARDIFF, CF5 4QS | £225,000 | 11/10/2021 | Terraced |
| 49 PARKER PLACE, CARDIFF, CF5 4NT | £140,000 | 24/09/2021 | Terraced |
| 14 VERVAIN CLOSE, CARDIFF, CF5 4PL | £175,000 | 24/09/2021 | Terraced |

**Area average:** £163,265 (17 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 39.5%
- **10y growth:** 52.6%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Terraced series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 23%
- **10y growth (index):** 51%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,046/mo
- **Realistic:** £1,162/mo
- **Optimistic:** £1,278/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Snowden Road, CF5 | £1,000/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Terraced House, Snowden Road, CF5 | £1,050/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Terraced House, Cowbridge Road West, CF5 | £1,000/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Cowbridge Road West, CF5 | £1,150/mo | 2 | 0.49 miles | OpenRent |

**Average rent: £1,050/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £128,125
- **Target investor price (1%):** £102,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,025/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £346/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 102 |
| Anti-social behaviour | 36 |
| Criminal damage and arson | 30 |
| Public order | 25 |
| Shoplifting | 25 |
| Other theft | 10 |
| Other crime | 9 |
| Vehicle crime | 8 |
| Drugs | 5 |
| Possession of weapons | 5 |
| Burglary | 4 |
| Robbery | 2 |
| Bicycle theft | 1 |
| **Total incidents** | **262** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hywel Dda Junior School | Other | 0.3 miles | — (No rating) |
| Hywel Dda Infant School | Other | 0.3 miles | — (No rating) |
| Ely And Caerau Children's Centre | Other | 0.4 miles | — (No rating) |
| St Francis RC Infant School | Other | 0.4 miles | — (No rating) |
| St Francis V.A. Primary School | Other | 0.4 miles | — (No rating) |