# 20 ROSSALL ROAD, WIRRAL, MERSEYSIDE, CH46 8TA

## Property details

- Slug: `ef4392f` (address key hash: `ef4392facda0170bde9a19cfd29882feff480506`)
- Postcode: CH46 8TA
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 135 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £205,000 Jan 2026
- Price per m²: £1,519/m²
- Local average: £201,336 (48 sales)
- Street crime: 120 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £205,000
- Date: 2026-01-22
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 21/01/2034
- **Current heating cost:** £1,826/year
- **Est. upgrade cost to C:** £6,610

### Recommendations
- A2 (£850 - £1,500)
- E (£35)
- G (£350 - £450)
- N (£4,000 - £6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2152-1219-0586-2198-8411)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £205,000 | Semi-detached | +25.8% | £206,472 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-2979-591c-e063-4704a8c00c31) |
| Sold | 2021-11-26 | £163,000 | Semi-detached | — | £202,084 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/d707e535-9aa1-0ad9-e053-6b04a8c067cc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 ROSSALL ROAD, WIRRAL, MERSEYSIDE, CH46 8TA | £205,000 | 22/01/2026 | Semi-detached |
| 20 ROSSALL ROAD, WIRRAL, MERSEYSIDE, CH46 8TA | £163,000 | 26/11/2021 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 FAIRMEAD ROAD, WIRRAL, MERSEYSIDE, CH46 8TX | £250,000 | 14/03/2025 | Semi-detached |
| 7 YEW TREE ROAD, MORETON, WIRRAL, MERSEYSIDE, CH46 8UA | £200,000 | 20/12/2023 | Semi-detached |
| 11 EASTWAY, MORETON, WIRRAL, MERSEYSIDE, CH46 8SS | £130,000 | 19/12/2022 | Semi-detached |
| 47 IVY LANE, WIRRAL, MERSEYSIDE, CH46 8SH | £140,000 | 30/09/2022 | Semi-detached |
| 9 EASTWAY, MORETON, WIRRAL, MERSEYSIDE, CH46 8SS | £139,000 | 19/08/2022 | Semi-detached |
| 9 OUNDLE ROAD, WIRRAL, MERSEYSIDE, CH46 8SR | £170,000 | 11/08/2022 | Semi-detached |
| 59 FAIRMEAD ROAD, WIRRAL, MERSEYSIDE, CH46 8TU | £125,000 | 07/06/2022 | Semi-detached |
| 55 PASTURE CRESCENT, WIRRAL, MERSEYSIDE, CH46 8SX | £180,000 | 28/04/2022 | Semi-detached |
| 11 YEW TREE ROAD, MORETON, WIRRAL, MERSEYSIDE, CH46 8UA | £178,000 | 08/02/2022 | Semi-detached |
| 9 YEW TREE ROAD, MORETON, WIRRAL, MERSEYSIDE, CH46 8UA | £155,000 | 02/08/2021 | Semi-detached |
| 9 EASTWAY, MORETON, WIRRAL, MERSEYSIDE, CH46 8SS | £110,000 | 02/07/2021 | Semi-detached |

**Area average:** £161,545 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.5%
- **10y growth:** 50.4%

## House Price Index (HM Land Registry)

*Official index for Wirral; Semi-detached series; as of March 2026.*

- **1y growth (index):** 7.6%
- **5y growth (index):** 27.9%
- **10y growth (index):** 65.7%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Coastal Point, CH46 | £850/mo | 2 | 0.78 miles | OpenRent |
| 2 Bed Terraced House, Cameron Road, CH46 | £825/mo | 2 | 0.92 miles | OpenRent |

**Average rent: £838/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £104,750
- **Target investor price (1%):** £83,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £838/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.4×
- **Monthly cashflow:** £-78/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 55 |
| Public order | 17 |
| Anti-social behaviour | 14 |
| Criminal damage and arson | 12 |
| Drugs | 8 |
| Shoplifting | 4 |
| Other theft | 3 |
| Burglary | 2 |
| Other crime | 2 |
| Vehicle crime | 2 |
| Possession of weapons | 1 |
| **Total incidents** | **120** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Eastway Primary School | Primary | 0.1 miles | Good — 5 Dec 2022 |
| Sacred Heart Catholic Primary School | Primary | 0.1 miles | Good — 8 Feb 2012 |
| Clare Mount Specialist Sports College | Other | 0.3 miles | Outstanding — 9 Nov 2010 |
| Sandbrook Primary School | Primary | 0.5 miles | Requires improvement — 1 Mar 2020 |
| Orrets Meadow School | Other | 0.5 miles | Outstanding — 6 Nov 2017 |