# 20A BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX

## Property details

- Slug: `eef3abe` (address key hash: `eef3abe220a8b194d5811fb6a70a4f72f9d9e1f2`)
- Postcode: OX17 3RX
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 64 m²
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £325,000 Feb 2026
- Price per m²: £5,078/m²
- Local average: £368,195 (20 sales)
- Street crime: 3 incidents within 1 mile (May 2026)

## Latest sale

- Price: £325,000
- Date: 2026-02-11
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/10/2026
- **Current heating cost:** £713/year

### Recommendations
- W2 (6,000)
- E (30)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9040-2879-7107-9796-7861)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £325,000 | Semi-detached | — | £325,953 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-71fe-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20A BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX | £325,000 | 11/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165931958](http://87.117.209.195:8080/listings/77c34d1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £325,000 |
| listed | 2025-08-19 | £350,000 |
| sold | 2017-01-01 | £260,000 |
| sold | 2009-01-01 | £187,500 |
| sold | 2003-01-01 | £160,000 |
| sold | 1996-01-01 | £70,000 |
| sold | 1995-01-01 | £60,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 BULLS LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RB | £392,500 | 07/01/2026 | Semi-detached |
| 49 HALESTRAP WAY, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3SF | £265,000 | 09/02/2024 | Semi-detached |
| 4 MARLBOROUGH CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XA | £355,500 | 12/05/2023 | Semi-detached |
| 17 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £340,000 | 28/04/2023 | Semi-detached |
| 10 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £240,000 | 13/01/2023 | Semi-detached |
| 5 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QX | £320,000 | 24/10/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £280,000 | 23/09/2022 | Semi-detached |
| 36 WALES STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RR | £475,000 | 22/08/2022 | Semi-detached |
| 37 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QY | £315,000 | 11/08/2022 | Semi-detached |
| 8 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £370,000 | 24/06/2022 | Semi-detached |
| 4 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £335,000 | 06/05/2022 | Semi-detached |
| 21 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £200,000 | 18/03/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £239,950 | 23/08/2021 | Semi-detached |

**Area average:** £317,535 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8.6%
- **10y growth:** -15.9%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 19.2%
- **10y growth (index):** 43.5%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £965/mo
- **Realistic:** £1,072/mo
- **Optimistic:** £1,179/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Halestrap Way, OX17 | £1,199/mo | 2 | 0.1 miles | OpenRent |

**Average rent: £1,199/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £149,875
- **Target investor price (1%):** £119,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,199/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.6×
- **Monthly cashflow:** £-226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 2 |
| Violence and sexual offences | 1 |
| **Total incidents** | **3** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kings Sutton Primary Academy | Primary | 0.3 miles | Good — 19 May 2022 |
| Christopher Rawlins Church of England Primary School | Primary | 1.4 miles | Good — 10 Oct 2014 |
| Newbottle and Charlton Church of England Primary School | Primary | 2.0 miles | Requires improvement — 25 May 2023 |
| Longford Park Primary School | Primary | 2.0 miles | Outstanding — 10 Nov 2021 |
| Bishop Loveday Church of England Primary School | Primary | 2.4 miles | Good — 29 Nov 2021 |