Semi-Detached

20A BANBURY LANE

KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX

£325,000

Location

Map view View on Google Maps View on OpenStreetMap Street View OX17 3RX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cannings Garage (o/s)	0.1 miles
Train station	King's Sutton	0.3 miles
Shop	Adderbury Stores	1.6 miles
Hospital	Horton Midwifery-led Unit	3.0 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

64 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£325,000 Feb 2026

Price per m²

£5,078/m²

Local average

£368,195 (20 sales)

Street crime

3 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/10/2016

Expiry date: 10/10/2026

Current heating cost: £713/year

Potential heating cost: £538/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (30)
Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	11/02/2026	£325,000	Semi-detached	—	£325,953 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£325,000
listed	19/08/2025	£350,000
sold	01/01/2017	£260,000
sold	01/01/2009	£187,500
sold	01/01/2003	£160,000
sold	01/01/1996	£70,000
sold	01/01/1995	£60,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 BULLS LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RB	£392,500	07/01/2026	Semi-detached
49 HALESTRAP WAY, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3SF	£265,000	09/02/2024	Semi-detached
4 MARLBOROUGH CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XA	£355,500	12/05/2023	Semi-detached
17 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£340,000	28/04/2023	Semi-detached
10 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£240,000	13/01/2023	Semi-detached
5 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QX	£320,000	24/10/2022	Semi-detached
17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT	£280,000	23/09/2022	Semi-detached
36 WALES STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RR	£475,000	22/08/2022	Semi-detached
37 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QY	£315,000	11/08/2022	Semi-detached
8 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£370,000	24/06/2022	Semi-detached
4 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB	£335,000	06/05/2022	Semi-detached
21 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB	£200,000	18/03/2022	Semi-detached
17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT	£239,950	23/08/2021	Semi-detached

Area average: £317,535 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -9.3%

10y growth -15.9%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Semi-detached. As of April 2026.

1y (index) 2.4%

5y (index) 19.2%

10y (index) 43.5%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £965/mo

Realistic £1,072/mo

Optimistic £1,179/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Cherwell Valley: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Halestrap Way, OX17	£1,199/mo	2	0.1 miles	OpenRent

Average rent: £1,199/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £149,875

Target investor price (1%) £119,900

Gross yield 4.4%

Cost-to-rent ratio 22.6×

Monthly cashflow £-226/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	2
Violence and sexual offences	1
Total incidents	3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kings Sutton Primary Academy	Primary	0.3 miles	Good — 19 May 2022
Christopher Rawlins Church of England Primary School	Primary	1.4 miles	Good — 10 Oct 2014
Newbottle and Charlton Church of England Primary School	Primary	2.0 miles	Requires improvement — 25 May 2023
Longford Park Primary School	Primary	2.0 miles	Outstanding — 10 Nov 2021
Bishop Loveday Church of England Primary School	Primary	2.4 miles	Good — 29 Nov 2021

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 20A BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX

## Property details

- Slug: `eef3abe` (address key hash: `eef3abe220a8b194d5811fb6a70a4f72f9d9e1f2`)
- Postcode: OX17 3RX
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 64 m²
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £325,000 Feb 2026
- Price per m²: £5,078/m²
- Local average: £368,195 (20 sales)
- Street crime: 3 incidents within 1 mile (May 2026)

## Latest sale

- Price: £325,000
- Date: 2026-02-11
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/10/2026
- **Current heating cost:** £713/year

### Recommendations
- W2 (6,000)
- E (30)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9040-2879-7107-9796-7861)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £325,000 | Semi-detached | — | £325,953 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-71fe-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20A BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX | £325,000 | 11/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165931958](http://87.117.209.195:8080/listings/77c34d1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £325,000 |
| listed | 2025-08-19 | £350,000 |
| sold | 2017-01-01 | £260,000 |
| sold | 2009-01-01 | £187,500 |
| sold | 2003-01-01 | £160,000 |
| sold | 1996-01-01 | £70,000 |
| sold | 1995-01-01 | £60,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 BULLS LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RB | £392,500 | 07/01/2026 | Semi-detached |
| 49 HALESTRAP WAY, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3SF | £265,000 | 09/02/2024 | Semi-detached |
| 4 MARLBOROUGH CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XA | £355,500 | 12/05/2023 | Semi-detached |
| 17 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £340,000 | 28/04/2023 | Semi-detached |
| 10 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £240,000 | 13/01/2023 | Semi-detached |
| 5 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QX | £320,000 | 24/10/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £280,000 | 23/09/2022 | Semi-detached |
| 36 WALES STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RR | £475,000 | 22/08/2022 | Semi-detached |
| 37 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QY | £315,000 | 11/08/2022 | Semi-detached |
| 8 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £370,000 | 24/06/2022 | Semi-detached |
| 4 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £335,000 | 06/05/2022 | Semi-detached |
| 21 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £200,000 | 18/03/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £239,950 | 23/08/2021 | Semi-detached |

**Area average:** £317,535 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -9.3%
- **10y growth:** -15.9%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 19.2%
- **10y growth (index):** 43.5%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £965/mo
- **Realistic:** £1,072/mo
- **Optimistic:** £1,179/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Halestrap Way, OX17 | £1,199/mo | 2 | 0.1 miles | OpenRent |

**Average rent: £1,199/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £149,875
- **Target investor price (1%):** £119,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,199/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.6×
- **Monthly cashflow:** £-226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 2 |
| Violence and sexual offences | 1 |
| **Total incidents** | **3** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kings Sutton Primary Academy | Primary | 0.3 miles | Good — 19 May 2022 |
| Christopher Rawlins Church of England Primary School | Primary | 1.4 miles | Good — 10 Oct 2014 |
| Newbottle and Charlton Church of England Primary School | Primary | 2.0 miles | Requires improvement — 25 May 2023 |
| Longford Park Primary School | Primary | 2.0 miles | Outstanding — 10 Nov 2021 |
| Bishop Loveday Church of England Primary School | Primary | 2.4 miles | Good — 29 Nov 2021 |