# 21 DERBY ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AB

## Property details

- Slug: `ee035ed` (address key hash: `ee035eda6ac96705d48822ce479b975f9e714d5c`)
- Postcode: DE55 1AB
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 50 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £112,500 Mar 2026
- Price per m²: £2,250/m²
- Local average: £133,403 (64 sales)
- Street crime: 20 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £112,500
- Date: 2026-03-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 08/01/2035
- **Current heating cost:** £536/year
- **Est. upgrade cost to C:** £23,523

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2861-6490-2505-2551)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £112,500 | Terraced | +275.6% | £112,500 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-0cd1-8922-e063-4804a8c094d0) |
| Sold | 1999-05-28 | £29,950 | Terraced | — | £154,324 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/c870d9e5-1643-4398-b4f9-841ed43aa2f6) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 DERBY ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AB | £112,500 | 06/03/2026 | Terraced |
| 21 DERBY ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AB | £29,950 | 28/05/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [157020779](http://87.117.209.195:8080/listings/1ddd2a0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £112,500 |
| listed | 2025-01-17 | £125,000 |
| sold | 1999-01-01 | £29,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 PENTRICH ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BN | £156,000 | 23/03/2023 | Terraced |
| 5 MINSTER WAY, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1FE | £170,000 | 16/12/2022 | Terraced |
| 21 NEW STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BX | £132,200 | 02/12/2022 | Terraced |
| 2 PALMER DRIVE, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BP | £165,000 | 21/11/2022 | Terraced |
| 49 THE GREEN, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AN | £260,000 | 01/11/2022 | Terraced |
| 12 NEW STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BX | £120,000 | 07/10/2022 | Terraced |
| 65 DERBY ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AB | £207,000 | 19/08/2022 | Terraced |
| 36 DERBY ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AB | £185,000 | 12/08/2022 | Terraced |
| 10 THE GREEN, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BL | £131,000 | 28/07/2022 | Terraced |
| 4 THE GREEN, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BL | £125,000 | 19/05/2022 | Terraced |
| 36 HIGH STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AA | £119,950 | 08/04/2022 | Terraced |
| 17 BUCKFAST CLOSE, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1HF | £157,000 | 18/03/2022 | Terraced |
| 45 HIGH STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AA | £175,000 | 11/11/2021 | Terraced |
| 15 THE GREEN, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BL | £130,000 | 30/09/2021 | Terraced |
| 19 PENTRICH ROAD, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BN | £163,000 | 30/09/2021 | Terraced |
| 42 HIGH STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AA | £140,000 | 09/09/2021 | Terraced |
| 13 NEW STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BX | £90,000 | 27/08/2021 | Terraced |
| 8 HIGH STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1AA | £130,000 | 11/08/2021 | Terraced |
| 12 NEW STREET, SWANWICK, ALFRETON, AMBER VALLEY, DERBYSHIRE, DE55 1BX | £109,950 | 24/06/2021 | Terraced |

**Area average:** £150,847 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.6%
- **10y growth:** 3.1%

## House Price Index (HM Land Registry)

*Official index for Amber Valley; Terraced series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 21.1%
- **10y growth (index):** 62.9%

## Rental Range

*ONS Price Index of Private Rents (Amber Valley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £708/mo
- **Realistic:** £787/mo
- **Optimistic:** £866/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Nottingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Detached House, Edinburgh Court, DE55 | £1,750/mo | 5 | 0.38 miles | OpenRent |
| 1 Bed Flat, Nottingham Road, DE55 | £595/mo | 1 | 1.21 miles | OpenRent |

**Average rent: £1,173/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.04% (strong)
- **Max investor price (0.8%):** £146,625
- **Target investor price (1%):** £117,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,173/mo).*

- **Gross yield:** 12.5%
- **Cost-to-rent:** 8×
- **Monthly cashflow:** £588/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 9 |
| Other theft | 5 |
| Anti-social behaviour | 3 |
| Public order | 2 |
| Burglary | 1 |
| **Total incidents** | **20** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Swanwick Hall School | Secondary | 0.2 miles | Good — 8 Mar 2023 |
| Swanwick Primary School | Primary | 0.4 miles | Requires improvement — 7 Feb 2023 |
| Swanwick School and Sports College | Other | 0.4 miles | Outstanding — 20 Apr 2015 |
| Watchorn Christian School | Other | 1.2 miles | Good — 5 May 2022 |
| Somercotes Infant and Nursery School | Primary | 1.2 miles | Good — 29 Apr 2024 |