Terraced 3 sales on record

12 CEDARS DRIVE

STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB

£146,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ST15 0BB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	The Willows	0.2 miles
Shop	Co-op Food	0.7 miles
Train station	Stone	1.6 miles
Hospital	Beacon Park Hospital	5.6 miles
University	Staffordshire University Blackheath Lane Site	5.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

66 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£146,000 Jul 2004

Price per m²

£2,212/m²

Local average

£216,655 (21 sales)

Street crime

64 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 22/11/2025

Expiry date: 21/11/2035

Current heating cost: £737/year

Potential heating cost: £669/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	29/07/2004	£146,000	Terraced	+147.5%	£283,547 to April 2026	View transaction
Sold	29/05/1998	£59,000	Detached	+19.2%	£262,036 to April 2026	View transaction
Sold	31/03/1995	£49,500	Detached	—	£252,565 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£280,000
listed	19/11/2025	£285,000
sold	01/01/2019	£205,000
sold	01/01/2016	£175,000
sold	01/01/2004	£146,000
sold	01/01/1998	£59,000
sold	01/01/1995	£49,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
38 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB	£175,000	01/07/2022	Terraced
9 THE LINDENS, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BD	£250,000	11/04/2022	Terraced
17 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB	£250,000	28/09/2021	Terraced

Area average: £225,000 (3 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Priory Road, Stone	£189,000	3	End of terrace	0.73 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.4%

10y growth 47.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Terraced. As of April 2026.

1y (index) 5.5%

5y (index) 27.1%

10y (index) 52.7%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £802/mo

Realistic £891/mo

Optimistic £980/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Staffordshire North: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Manor Rise, ST15	£560/mo	1	0.87 miles	OpenRent

Average rent: £560/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £70,000

Target investor price (1%) £56,000

Gross yield 4.6%

Cost-to-rent ratio 21.7×

Monthly cashflow £-96/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	29
Anti-social behaviour	8
Other theft	8
Shoplifting	5
Burglary	4
Public order	4
Criminal damage and arson	3
Drugs	1
Other crime	1
Theft from the person	1
Total incidents	64

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Michael's CofE (C) First School	Primary	0.4 miles	Good — 4 Dec 2017
Walton Priory Middle School	Primary	0.6 miles	Good — 16 Mar 2020
Pirehill First School	Primary	0.7 miles	Good — 20 Apr 2012
Manor Hill First School	Primary	1.0 miles	Good — 22 Oct 2012
St Dominic's Catholic Primary School	Primary	1.2 miles	Outstanding — 22 May 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
01/03/2005	24/01/2005	2	2

# 12 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB

## Property details

- Slug: `ecdfbed` (address key hash: `ecdfbed402c39f38e13a7dd9680a1fa1ecefcc10`)
- Postcode: ST15 0BB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 66 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £146,000 Jul 2004
- Price per m²: £2,212/m²
- Local average: £216,655 (21 sales)
- Street crime: 64 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £146,000
- Date: 2004-07-29
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 21/11/2035
- **Current heating cost:** £737/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8135-9829-7509-0622-6222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2004-07-29 | £146,000 | Terraced | +147.5% | £283,547 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ebe01e6b-dd9e-4749-8399-8f5cdd91a237) |
| Sold | 1998-05-29 | £59,000 | Detached | +19.2% | £262,036 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/551f3b52-717a-450a-b5db-440502334730) |
| Sold | 1995-03-31 | £49,500 | Detached | — | £252,565 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/a03ee7e4-cde9-445a-be21-064b0047619a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £146,000 | 29/07/2004 | Terraced |
| 12 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £59,000 | 29/05/1998 | Detached |
| 12 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £49,500 | 31/03/1995 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169480604](http://87.117.209.195:8080/listings/211db7b)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £280,000 |
| listed | 2025-11-19 | £285,000 |
| sold | 2019-01-01 | £205,000 |
| sold | 2016-01-01 | £175,000 |
| sold | 2004-01-01 | £146,000 |
| sold | 1998-01-01 | £59,000 |
| sold | 1995-01-01 | £49,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £175,000 | 01/07/2022 | Terraced |
| 9 THE LINDENS, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BD | £250,000 | 11/04/2022 | Terraced |
| 17 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £250,000 | 28/09/2021 | Terraced |

**Area average:** £225,000 (3 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Priory Road, Stone](http://87.117.209.195:8080/listings/d675e30) | £189,000 | 3 | End of terrace | 0.73 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.4%
- **10y growth:** 47.6%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 27.1%
- **10y growth (index):** 52.7%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £802/mo
- **Realistic:** £891/mo
- **Optimistic:** £980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Manor Rise, ST15 | £560/mo | 1 | 0.87 miles | OpenRent |

**Average rent: £560/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £70,000
- **Target investor price (1%):** £56,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £560/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.7×
- **Monthly cashflow:** £-96/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 29 |
| Anti-social behaviour | 8 |
| Other theft | 8 |
| Shoplifting | 5 |
| Burglary | 4 |
| Public order | 4 |
| Criminal damage and arson | 3 |
| Drugs | 1 |
| Other crime | 1 |
| Theft from the person | 1 |
| **Total incidents** | **64** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Michael's CofE (C) First School | Primary | 0.4 miles | Good — 4 Dec 2017 |
| Walton Priory Middle School | Primary | 0.6 miles | Good — 16 Mar 2020 |
| Pirehill First School | Primary | 0.7 miles | Good — 20 Apr 2012 |
| Manor Hill First School | Primary | 1.0 miles | Good — 22 Oct 2012 |
| St Dominic's Catholic Primary School | Primary | 1.2 miles | Outstanding — 22 May 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2498720
- **Address:** 12 Cedars Drive, STONE, ST15 0BB
- **Certificate Issued:** 01/03/2005
- **Work Completed:** 24/01/2005
- **Items:** 2 window(s), 2 door(s)