# 8 LODDINGTON LANE, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LA

## Property details

- Slug: `ec8c886` (address key hash: `ec8c886e943cb108b3c2e5dcab562f911d661d5b`)
- Postcode: LE15 9LA
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 108 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £335,000 Apr 2026
- Price per m²: £3,102/m²
- Local average: £297,654 (24 sales)
- Street crime: 1 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £335,000
- Date: 2026-04-07
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 16/08/2031
- **Current heating cost:** £1,609/year
- **Est. upgrade cost to C:** £31,125

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- L2 (£2,000 - £3,000)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9619-9028-1000-0733-3292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-07 | £335,000 | Terraced | +39.6% | £341,722 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-8dd3-8052-e063-4804a8c06ee4) |
| Sold | 2006-08-17 | £240,000 | Terraced | -3.4% | £382,578 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/b5e03935-f14c-4b88-a5a3-2368ef16ce86) |
| Sold | 2004-10-29 | £248,500 | Terraced | — | £424,212 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/c2527a16-47c1-443e-a478-8b3d3cce4f5c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 LODDINGTON LANE, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LA | £335,000 | 07/04/2026 | Terraced |
| 8 LODDINGTON LANE, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LA | £240,000 | 17/08/2006 | Terraced |
| 8 LODDINGTON LANE, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LA | £248,500 | 29/10/2004 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170005622](http://87.117.209.195:8080/listings/e1ed6e3)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £335,000 |
| listed | 2025-12-04 | £320,000 |
| sold | 2006-01-01 | £240,000 |
| sold | 2004-01-01 | £248,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 THE COACH HOUSES, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9JZ | £162,000 | 04/10/2022 | Terraced |
| 14 MAIN STREET, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LB | £230,000 | 27/05/2022 | Terraced |
| 9 BELTON MEWS, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9JZ | £120,000 | 06/04/2022 | Terraced |
| 16 MAIN STREET, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9LB | £250,000 | 11/02/2022 | Terraced |
| 1 THE COACH HOUSES, BELTON IN RUTLAND, OAKHAM, RUTLAND, LE15 9JZ | £130,000 | 11/11/2021 | Terraced |

**Area average:** £178,400 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** -19.1%

## House Price Index (HM Land Registry)

*Official index for Rutland; Terraced series; as of June 2026.*

- **1y growth (index):** -3.7%
- **5y growth (index):** -0.5%
- **10y growth (index):** 36.2%

## Rental Range

*ONS Price Index of Private Rents (Rutland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £866/mo
- **Realistic:** £962/mo
- **Optimistic:** £1,058/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Church Street, LE15 | £800/mo | 1 | 0.14 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.24% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 2.9%
- **Cost-to-rent:** 34.9×
- **Monthly cashflow:** £-624/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Uppingham Church of England Primary School | Primary | 3.0 miles | Good — 13 Sep 2023 |
| Leighfield Primary School | Primary | 3.1 miles | Good — 24 Mar 2015 |
| Uppingham School | Other | 3.2 miles | — (No rating) |
| Hallaton Church of England Primary School | Primary | 3.6 miles | Requires improvement — 20 Sep 2023 |
| Brooke Hill Academy | Primary | 4.6 miles | Good — 16 Mar 2015 |