# 97 GLENGALL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6RU

## Property details

- Slug: `e97742e` (address key hash: `e97742ea42cf9a768969aab28188ac1479e1581a`)
- Postcode: SE15 6RU
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Last sold: £375,000 Oct 2023
- Local average: £937,925 (46 sales)
- Street crime: 1340 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £375,000
- Date: 2023-10-13
- Type: T
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2023-10-13 | £375,000 | Terraced | +21% | £376,499 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/09266ddc-224b-af90-e063-4704a8c02087) |
| Sold | 2017-07-12 | £310,000 | Terraced | — | £334,281 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/55bdcae6-8a05-521d-e053-6b04a8c0dd7a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 GLENGALL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6RU | £375,000 | 13/10/2023 | Terraced |
| 97 GLENGALL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6RU | £310,000 | 12/07/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 GLENGALL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6RU | £425,000 | 26/03/2026 | Terraced |
| 120 GLENGALL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6RR | £650,000 | 03/10/2022 | Terraced |
| 54 COLEGROVE ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE15 6ND | £520,000 | 18/05/2022 | Terraced |

**Area average:** £531,667 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.9%
- **10y growth:** 35.9%

## House Price Index (HM Land Registry)

*Official index for Southwark; Terraced series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 9.2%
- **10y growth (index):** 8.1%

## Rental Range

*ONS Price Index of Private Rents (Southwark). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,155/mo
- **Realistic:** £2,394/mo
- **Optimistic:** £2,633/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed End Terrace, Burcher Gale Grove, SE15 | £3,945/mo | 4 | 0.3 miles | OpenRent |
| 3 Bed Flat, Peckham Hill St, SE15 | £2,850/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Flat, Ridgeway House, SE15 | £2,000/mo | 3 | 0.4 miles | OpenRent |

**Average rent: £2,932/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £356,250
- **Target investor price (1%):** £285,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,850/mo).*

- **Gross yield:** 9.1%
- **Cost-to-rent:** 11×
- **Monthly cashflow:** £1,063/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 341 |
| Violence and sexual offences | 307 |
| Theft from the person | 113 |
| Other theft | 98 |
| Vehicle crime | 93 |
| Shoplifting | 63 |
| Drugs | 62 |
| Robbery | 60 |
| Burglary | 53 |
| Public order | 52 |
| Criminal damage and arson | 46 |
| Bicycle theft | 25 |
| Other crime | 17 |
| Possession of weapons | 10 |
| **Total incidents** | **1340** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Haymerle School | Other | 0.1 miles | Good — 25 Jan 2022 |
| Southwark Inclusive Learning Service (Sils) | Other | 0.2 miles | Good — 27 Feb 2015 |
| St Francis RC Primary School | Primary | 0.2 miles | Good — 8 Jan 2013 |
| Tuke School | Other | 0.3 miles | Outstanding — 2 Nov 2011 |
| Bird In Bush School | Primary | 0.3 miles | Good — 22 Sep 2024 |