Terraced 2 sales on record

5 NORTH CRAY ROAD

BEXLEY, GREATER LONDON, DA5 3LY

£435,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DA5 3LY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	North Cray Road / Vicarage Road	0.0 miles
Shop	Bexley Tyres	0.2 miles
Train station	Bexley	0.2 miles
Hospital	Livingstone Community Hospitals	3.2 miles
University	University of Greenwich Avery Hill Campus	3.3 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

82 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£435,000 Apr 2026

Price per m²

£5,305/m²

Local average

£463,214 (14 sales)

Street crime

55 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 15/12/2025

Expiry date: 14/12/2035

Current heating cost: £879/year

Potential heating cost: £643/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	09/04/2026	£435,000	Terraced	+22.5%	£434,126 to May 2026	View transaction
Sold	04/11/2020	£355,000	Terraced	—	£424,206 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	05/01/2026	£425,000
sold	01/01/2026	£435,000
sold	01/01/2020	£355,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
26 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LZ	£370,000	04/07/2023	Terraced
102 BEXLEY HIGH STREET, BEXLEY, GREATER LONDON, DA5 1JY	£330,000	09/12/2022	Terraced
16 WEIR ROAD, BEXLEY, GREATER LONDON, DA5 1BJ	£600,000	18/07/2022	Terraced
17 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY	£592,500	28/01/2022	Terraced
4 VICARAGE ROAD, BEXLEY, GREATER LONDON, DA5 2AJ	£430,000	15/12/2021	Terraced
8 HUNTINGTON CLOSE, BEXLEY, GREATER LONDON, DA5 2FD	£695,000	03/12/2021	Terraced

Area average: £502,917 (6 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.6%

10y growth 14.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Bexley. Series: Terraced. As of May 2026.

1y (index) 2.7%

5y (index) 14.3%

10y (index) 33.1%

Rental Range

Estimated market rent for Bexley. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,378/mo

Realistic £1,531/mo

Optimistic £1,684/mo

Based on Local Authority from postcode lookup → Bexley.

LHA (30th percentile) floor for Outer South East London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Penthouse, Weir Road Bexley Village, DA5	£1,950/mo	2	0.21 miles	OpenRent
2 Bed Flat, Carey Court, DA6	£1,600/mo	2	0.75 miles	OpenRent

Average rent: £1,775/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £221,875

Target investor price (1%) £177,500

Gross yield 4.9%

Cost-to-rent ratio 20.4×

Monthly cashflow £-141/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~187 m² (0.05 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	16
Anti-social behaviour	14
Vehicle crime	9
Other theft	6
Possession of weapons	3
Burglary	2
Criminal damage and arson	2
Public order	2
Shoplifting	1
Total incidents	55

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Beths Grammar School	Secondary	0.5 miles	Good — 19 Jul 2022
Old Bexley Church of England School	Primary	0.5 miles	Good — 4 Jul 2023
St Columba's Catholic Boys' School	Secondary	0.9 miles	Good — 28 Oct 2014
Townley Grammar School	Secondary	0.9 miles	Outstanding — 27 Apr 2023
Gravel Hill Primary School	Primary	1.0 miles	Good — 5 Mar 2014

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
30/04/2023	08/03/2023	2	1
31/10/2021	08/09/2021	10	1

# 5 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY

## Property details

- Slug: `e7cf0c5` (address key hash: `e7cf0c5d2b6102b1d01a584ff889d0d2855e0d70`)
- Postcode: DA5 3LY
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 82 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £435,000 Apr 2026
- Price per m²: £5,305/m²
- Local average: £463,214 (14 sales)
- Street crime: 55 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £435,000
- Date: 2026-04-09
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/12/2035
- **Current heating cost:** £879/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2513-8015-9002-0192-2992)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-09 | £435,000 | Terraced | +22.5% | £434,126 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-5952-b8d0-e063-4704a8c08d98) |
| Sold | 2020-11-04 | £355,000 | Terraced | — | £424,206 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/b5755ffe-532d-7d01-e053-6c04a8c036b6) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY | £435,000 | 09/04/2026 | Terraced |
| 5 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY | £355,000 | 04/11/2020 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170842376](http://87.117.209.195:8080/listings/efd9995)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-05 | £425,000 |
| sold | 2026-01-01 | £435,000 |
| sold | 2020-01-01 | £355,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LZ | £370,000 | 04/07/2023 | Terraced |
| 102 BEXLEY HIGH STREET, BEXLEY, GREATER LONDON, DA5 1JY | £330,000 | 09/12/2022 | Terraced |
| 16 WEIR ROAD, BEXLEY, GREATER LONDON, DA5 1BJ | £600,000 | 18/07/2022 | Terraced |
| 17 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY | £592,500 | 28/01/2022 | Terraced |
| 4 VICARAGE ROAD, BEXLEY, GREATER LONDON, DA5 2AJ | £430,000 | 15/12/2021 | Terraced |
| 8 HUNTINGTON CLOSE, BEXLEY, GREATER LONDON, DA5 2FD | £695,000 | 03/12/2021 | Terraced |

**Area average:** £502,917 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.6%
- **10y growth:** 14.2%

## House Price Index (HM Land Registry)

*Official index for Bexley; Terraced series; as of May 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 14.3%
- **10y growth (index):** 33.1%

## Rental Range

*ONS Price Index of Private Rents (Bexley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,378/mo
- **Realistic:** £1,531/mo
- **Optimistic:** £1,684/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Penthouse, Weir Road Bexley Village, DA5 | £1,950/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Flat, Carey Court, DA6 | £1,600/mo | 2 | 0.75 miles | OpenRent |

**Average rent: £1,775/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £221,875
- **Target investor price (1%):** £177,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,775/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.4×
- **Monthly cashflow:** £-141/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 16 |
| Anti-social behaviour | 14 |
| Vehicle crime | 9 |
| Other theft | 6 |
| Possession of weapons | 3 |
| Burglary | 2 |
| Criminal damage and arson | 2 |
| Public order | 2 |
| Shoplifting | 1 |
| **Total incidents** | **55** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Beths Grammar School | Secondary | 0.5 miles | Good — 19 Jul 2022 |
| Old Bexley Church of England School | Primary | 0.5 miles | Good — 4 Jul 2023 |
| St Columba's Catholic Boys' School | Secondary | 0.9 miles | Good — 28 Oct 2014 |
| Townley Grammar School | Secondary | 0.9 miles | Outstanding — 27 Apr 2023 |
| Gravel Hill Primary School | Primary | 1.0 miles | Good — 5 Mar 2014 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #15738752
- **Address:** 5 North Cray Road, BEXLEY, DA5 3LY
- **Certificate Issued:** 30/04/2023
- **Work Completed:** 08/03/2023
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #14855941
- **Address:** 5 North Cray Road, BEXLEY, DA5 3LY
- **Certificate Issued:** 31/10/2021
- **Work Completed:** 08/09/2021
- **Items:** 10 window(s), 1 door(s)