# 178 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EN

## Property details

- Slug: `e76cb89` (address key hash: `e76cb8987ca04c5b5646174715a5faf2d1cf1787`)
- Postcode: ME4 6EN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 106 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £486,500 Mar 2026
- Price per m²: £4,590/m²
- Local average: £367,667 (12 sales)
- Street crime: 692 incidents within 1 mile (May 2026)

## Latest sale

- Price: £486,500
- Date: 2026-03-19
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/01/2035
- **Current heating cost:** £1,262/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9302-3045-9209-2205-6200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-19 | £486,500 | Semi-detached | — | £482,095 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1b00-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 178 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EN | £486,500 | 19/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164630783](http://87.117.209.195:8080/listings/0f823eb)
- Matched listing: [157309937](http://87.117.209.195:8080/listings/d697212)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £486,500 |
| sold | 2026-01-01 | £486,500 |
| listed | 2025-07-17 | £475,000 |
| listed | 2025-01-24 | £500,000 |
| sold | 2001-01-01 | £111,999 |
| sold | 2001-01-01 | £111,999 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG | £267,500 | 18/08/2023 | Semi-detached |
| 16 ELM AVENUE, CHATHAM, MEDWAY, ME4 6ER | £305,000 | 18/03/2022 | Semi-detached |
| 15 LETCHWORTH AVENUE, CHATHAM, MEDWAY, ME4 6NP | £565,000 | 16/02/2022 | Semi-detached |
| 1 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG | £295,000 | 15/02/2022 | Semi-detached |
| 184 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EW | £465,000 | 17/12/2021 | Semi-detached |

**Area average:** £379,500 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26%
- **10y growth:** 36%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 40.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, St Leonards Avenue, ME4 | £1,550/mo | 4 | 0.34 miles | OpenRent |
| 4 Bed Terraced House, Melbourne Road, ME4 | £1,795/mo | 4 | 0.71 miles | OpenRent |

**Average rent: £1,673/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £209,125
- **Target investor price (1%):** £167,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,673/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-435/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 243 |
| Anti-social behaviour | 165 |
| Shoplifting | 72 |
| Criminal damage and arson | 59 |
| Other theft | 45 |
| Public order | 22 |
| Vehicle crime | 21 |
| Burglary | 14 |
| Other crime | 14 |
| Drugs | 13 |
| Robbery | 12 |
| Possession of weapons | 7 |
| Bicycle theft | 3 |
| Theft from the person | 2 |
| **Total incidents** | **692** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holcombe Grammar School | Secondary | 0.2 miles | Good — 22 Oct 2014 |
| Balfour Infant School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| New Horizons Children's Academy | Primary | 0.3 miles | Good — 12 Jun 2017 |
| Balfour Junior School | Primary | 0.3 miles | Good — 10 Nov 2015 |
| Blue Skies School | Other | 0.4 miles | Good — 5 Nov 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9109184
- **Address:** 178 Maidstone Road, CHATHAM, ME4 6EN
- **Certificate Issued:** 10/10/2012
- **Work Completed:** 26/09/2012
- **Items:** 1 window(s), 1 door(s)