Semi-Detached

178 MAIDSTONE ROAD

CHATHAM, MEDWAY, ME4 6EN

£486,500

Location

Map view View on Google Maps View on OpenStreetMap Street View ME4 6EN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Football Ground	0.0 miles
Shop	M&S Simply Food	0.1 miles
Train station	Chatham	0.8 miles
University	Unknown	0.9 miles
Hospital	The Somerfield Hospital	6.4 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

106 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£486,500 Mar 2026

Price per m²

£4,590/m²

Local average

£367,667 (12 sales)

Street crime

692 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/01/2025

Expiry date: 09/01/2035

Current heating cost: £1,262/year

Potential heating cost: £810/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/03/2026	£486,500	Semi-detached	—	£482,095 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£486,500
sold	01/01/2026	£486,500
listed	17/07/2025	£475,000
listed	24/01/2025	£500,000
sold	01/01/2001	£111,999
sold	01/01/2001	£111,999

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
7 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG	£267,500	18/08/2023	Semi-detached
16 ELM AVENUE, CHATHAM, MEDWAY, ME4 6ER	£305,000	18/03/2022	Semi-detached
15 LETCHWORTH AVENUE, CHATHAM, MEDWAY, ME4 6NP	£565,000	16/02/2022	Semi-detached
1 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG	£295,000	15/02/2022	Semi-detached
184 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EW	£465,000	17/12/2021	Semi-detached

Area average: £379,500 (5 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26%

10y growth 36%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Semi-detached. As of April 2026.

1y (index) 1%

5y (index) 17.5%

10y (index) 40.7%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,111/mo

Realistic £1,234/mo

Optimistic £1,357/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Melbourne Road, ME4	£1,795/mo	4	0.71 miles	OpenRent

Average rent: £1,795/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £224,375

Target investor price (1%) £179,500

Gross yield 4.4%

Cost-to-rent ratio 22.6×

Monthly cashflow £-325/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	243
Anti-social behaviour	165
Shoplifting	72
Criminal damage and arson	59
Other theft	45
Public order	22
Vehicle crime	21
Burglary	14
Other crime	14
Drugs	13
Robbery	12
Possession of weapons	7
Bicycle theft	3
Theft from the person	2
Total incidents	692

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Holcombe Grammar School	Secondary	0.2 miles	Good — 22 Oct 2014
Balfour Infant School	Primary	0.3 miles	— (Inspected (no overall grade))
New Horizons Children's Academy	Primary	0.3 miles	Good — 12 Jun 2017
Balfour Junior School	Primary	0.3 miles	Good — 10 Nov 2015
Blue Skies School	Other	0.4 miles	Good — 5 Nov 2023

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
10/10/2012	26/09/2012	1	1

# 178 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EN

## Property details

- Slug: `e76cb89` (address key hash: `e76cb8987ca04c5b5646174715a5faf2d1cf1787`)
- Postcode: ME4 6EN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 106 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £486,500 Mar 2026
- Price per m²: £4,590/m²
- Local average: £367,667 (12 sales)
- Street crime: 692 incidents within 1 mile (May 2026)

## Latest sale

- Price: £486,500
- Date: 2026-03-19
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/01/2035
- **Current heating cost:** £1,262/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9302-3045-9209-2205-6200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-19 | £486,500 | Semi-detached | — | £482,095 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1b00-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 178 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EN | £486,500 | 19/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164630783](http://87.117.209.195:8080/listings/0f823eb)
- Matched listing: [157309937](http://87.117.209.195:8080/listings/d697212)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £486,500 |
| sold | 2026-01-01 | £486,500 |
| listed | 2025-07-17 | £475,000 |
| listed | 2025-01-24 | £500,000 |
| sold | 2001-01-01 | £111,999 |
| sold | 2001-01-01 | £111,999 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG | £267,500 | 18/08/2023 | Semi-detached |
| 16 ELM AVENUE, CHATHAM, MEDWAY, ME4 6ER | £305,000 | 18/03/2022 | Semi-detached |
| 15 LETCHWORTH AVENUE, CHATHAM, MEDWAY, ME4 6NP | £565,000 | 16/02/2022 | Semi-detached |
| 1 ROSEBERY ROAD, CHATHAM, MEDWAY, ME4 6LG | £295,000 | 15/02/2022 | Semi-detached |
| 184 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME4 6EW | £465,000 | 17/12/2021 | Semi-detached |

**Area average:** £379,500 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26%
- **10y growth:** 36%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 40.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Melbourne Road, ME4 | £1,795/mo | 4 | 0.71 miles | OpenRent |

**Average rent: £1,795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £224,375
- **Target investor price (1%):** £179,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,795/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.6×
- **Monthly cashflow:** £-325/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 243 |
| Anti-social behaviour | 165 |
| Shoplifting | 72 |
| Criminal damage and arson | 59 |
| Other theft | 45 |
| Public order | 22 |
| Vehicle crime | 21 |
| Burglary | 14 |
| Other crime | 14 |
| Drugs | 13 |
| Robbery | 12 |
| Possession of weapons | 7 |
| Bicycle theft | 3 |
| Theft from the person | 2 |
| **Total incidents** | **692** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holcombe Grammar School | Secondary | 0.2 miles | Good — 22 Oct 2014 |
| Balfour Infant School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| New Horizons Children's Academy | Primary | 0.3 miles | Good — 12 Jun 2017 |
| Balfour Junior School | Primary | 0.3 miles | Good — 10 Nov 2015 |
| Blue Skies School | Other | 0.4 miles | Good — 5 Nov 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9109184
- **Address:** 178 Maidstone Road, CHATHAM, ME4 6EN
- **Certificate Issued:** 10/10/2012
- **Work Completed:** 26/09/2012
- **Items:** 1 window(s), 1 door(s)