# 43 NEWHALL STREET, SWINDON, SN1 5QT

## Property details

- Slug: `e767425` (address key hash: `e767425e771a9119e21d99c793689ab2e0e12300`)
- Postcode: SN1 5QT
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 76 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £195,000 Apr 2026
- Price per m²: £2,566/m²
- Local average: £234,456 (72 sales)
- Street crime: 520 incidents within 1 mile (May 2026)

## Latest sale

- Price: £195,000
- Date: 2026-04-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 12/01/2035
- **Current heating cost:** £730/year
- **Est. upgrade cost to C:** £12,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9371-3045-4209-8455-6200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £195,000 | Terraced | +20% | £195,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-9876-b8d0-e063-4704a8c08d98) |
| Sold | 2019-02-20 | £162,500 | Terraced | — | £206,227 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8355f009-a5ea-55c5-e053-6b04a8c0d090) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 NEWHALL STREET, SWINDON, SN1 5QT | £195,000 | 10/04/2026 | Terraced |
| 43 NEWHALL STREET, SWINDON, SN1 5QT | £162,500 | 20/02/2019 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162956507](http://87.117.209.195:8080/listings/e1cc0f4)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £195,000 |
| listed | 2025-06-06 | £190,000 |
| sold | 2019-01-01 | £162,500 |
| sold | 2001-01-01 | £76,000 |
| sold | 1996-01-01 | £41,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 DOWLING STREET, SWINDON, SN1 5QY | £217,000 | 19/12/2025 | Terraced |
| 11 DIXON STREET, SWINDON, SN1 3PL | £233,000 | 18/12/2025 | Terraced |
| 115 DIXON STREET, SWINDON, SN1 3PJ | £230,000 | 04/12/2025 | Terraced |
| 68 DIXON STREET, SWINDON, SN1 3PJ | £187,800 | 28/11/2025 | Terraced |
| 25 DEACON STREET, SWINDON, SN1 5NA | £195,000 | 05/09/2025 | Terraced |
| 57 MORSE STREET, SWINDON, SN1 5QP | £175,000 | 29/08/2025 | Terraced |
| 55 COMMERCIAL ROAD, SWINDON, SN1 5NX | £150,000 | 14/08/2025 | Terraced |
| 63 DIXON STREET, SWINDON, SN1 3PJ | £250,000 | 28/03/2025 | Terraced |
| 16 STAFFORD STREET, SWINDON, SN1 3PH | £207,500 | 27/03/2025 | Terraced |
| 7 NEWHALL STREET, SWINDON, SN1 5QS | £185,000 | 20/12/2023 | Terraced |
| 29 - 29A COMMERCIAL ROAD, SWINDON, SN1 5NS | £200,000 | 06/12/2023 | Terraced |
| 86 STAFFORD STREET, SWINDON, SN1 3PF | £240,000 | 10/11/2023 | Terraced |
| 80 CROMBEY STREET, SWINDON, SN1 5QW | £192,500 | 24/10/2023 | Terraced |
| 120 DIXON STREET, SWINDON, SN1 3PJ | £191,000 | 19/10/2023 | Terraced |
| 20 CROMBEY STREET, SWINDON, SN1 5QJ | £185,000 | 13/10/2023 | Terraced |
| 119 STAFFORD STREET, SWINDON, SN1 3PF | £210,000 | 13/10/2023 | Terraced |
| 4 DIXON STREET, SWINDON, SN1 3PL | £235,000 | 10/10/2023 | Terraced |
| 22 STANIER STREET, SWINDON, SN1 5QX | £203,000 | 29/09/2023 | Terraced |
| 3 STAFFORD STREET, SWINDON, SN1 3PH | £200,000 | 04/08/2023 | Terraced |
| 72 STAFFORD STREET, SWINDON, SN1 3PF | £220,000 | 21/07/2023 | Terraced |

**Area average:** £205,340 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.8%
- **10y growth:** 24.1%

## House Price Index (HM Land Registry)

*Official index for Swindon; Terraced series; as of April 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 19.4%
- **10y growth (index):** 39.9%

## Rental Range

*ONS Price Index of Private Rents (Swindon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Swindon (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Stafford Street, SN1 | £830/mo | 1 | 0.11 miles | OpenRent |

**Average rent: £830/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £103,750
- **Target investor price (1%):** £83,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £830/mo).*

- **Gross yield:** 5.1%
- **Cost-to-rent:** 19.6×
- **Monthly cashflow:** £-46/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 176 |
| Anti-social behaviour | 123 |
| Public order | 58 |
| Criminal damage and arson | 37 |
| Shoplifting | 32 |
| Other theft | 31 |
| Burglary | 17 |
| Drugs | 15 |
| Vehicle crime | 10 |
| Robbery | 8 |
| Other crime | 7 |
| Possession of weapons | 3 |
| Bicycle theft | 2 |
| Theft from the person | 1 |
| **Total incidents** | **520** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holy Rood Catholic Primary School | Primary | 0.3 miles | Good — 30 Jun 2022 |
| King William Street Church of England Primary School | Primary | 0.4 miles | Good — 13 Nov 2019 |
| UTC Swindon | Secondary | 0.4 miles | Requires improvement — 25 Jun 2024 |
| Robert Le Kyng Primary School | Primary | 0.5 miles | Good — 12 Oct 2011 |
| The Commonweal School | Secondary | 0.6 miles | Good — 9 Jan 2018 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #14440610
- **Address:** 43 Newhall Street, SWINDON, SN1 5QT
- **Certificate Issued:** 09/02/2021
- **Work Completed:** 19/01/2021
- **Items:** 4 window(s), 1 door(s)

### FENSA Certificate #11688749
- **Address:** 43 Newhall Street, SWINDON, SN1 5QT
- **Certificate Issued:** 20/06/2016
- **Work Completed:** 03/05/2016
- **Items:** 1 door(s)