# 9 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ

## Property details

- Slug: `e688415` (address key hash: `e688415b734bbd71d2bf90f5975ad577081e0bdd`)
- Postcode: LA4 5RJ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 1
- Floor area: 127 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £187,950 Feb 2026
- Price per m²: £1,480/m²
- Local average: £187,413 (30 sales)
- Street crime: 338 incidents within 1 mile (May 2026)

## Latest sale

- Price: £187,950
- Date: 2026-02-05
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 01/09/2035
- **Current heating cost:** £1,380/year
- **Est. upgrade cost to C:** £20,500

### Recommendations
- A3 (£900 - £1,200)
- B (£900 - £1,500)
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0015-1201-5105-9247-0200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-05 | £187,950 | Terraced | +88.9% | £183,809 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-4efe-d8ea-e063-4704a8c0bf7d) |
| Sold | 2014-08-11 | £99,500 | Terraced | — | £147,018 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b687e383-f6c8-49d2-aa37-172031dc1ba1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ | £187,950 | 05/02/2026 | Terraced |
| 9 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ | £99,500 | 11/08/2014 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165708185](http://87.117.209.195:8080/listings/9119ce9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £187,950 |
| listed | 2025-08-13 | £187,950 |
| sold | 2014-01-01 | £99,500 |
| sold | 2006-01-01 | £93,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 235 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5QR | £128,000 | 22/10/2025 | Terraced |
| 46 ROSEBERY AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RU | £156,000 | 01/12/2023 | Terraced |
| 11 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ | £180,000 | 30/11/2023 | Terraced |
| 2 MELROSE AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5NG | £150,000 | 23/10/2023 | Terraced |
| 191 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5QR | £147,500 | 22/06/2023 | Terraced |
| 55 ROSEBERY AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RU | £132,000 | 15/06/2023 | Terraced |
| 15 MELROSE AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5NG | £132,000 | 02/05/2023 | Terraced |
| 24 MAYLANDS SQUARE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RY | £136,000 | 16/12/2022 | Terraced |
| 5 MAYLANDS SQUARE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RY | £143,000 | 16/12/2022 | Terraced |
| 15 CROFT STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5SS | £120,000 | 18/11/2022 | Terraced |
| 124 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5QN | £165,000 | 07/11/2022 | Terraced |
| 7 MELROSE AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5NG | £135,000 | 13/10/2022 | Terraced |
| 38 ROSEBERY AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RU | £118,000 | 04/10/2022 | Terraced |
| 15 NETHERLANDS ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5SJ | £155,000 | 30/08/2022 | Terraced |
| 207 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5QR | £155,000 | 19/08/2022 | Terraced |
| 183 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5QR | £154,950 | 29/07/2022 | Terraced |
| 1 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ | £84,000 | 25/05/2022 | Terraced |
| 47 ROSEBERY AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RU | £130,000 | 27/04/2022 | Terraced |
| 18 SOUTH GROVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RL | £118,000 | 28/03/2022 | Terraced |
| 49 ROSEBERY AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RU | £80,000 | 17/12/2021 | Terraced |

**Area average:** £135,973 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.7%
- **10y growth:** 68.9%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Terraced series; as of April 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 18.9%
- **10y growth (index):** 47.3%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Hest Bank Road, LA4 | £1,800/mo | 4 | 0.72 miles | OpenRent |

**Average rent: £1,800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.96% (okay)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 11.5%
- **Cost-to-rent:** 8.7×
- **Monthly cashflow:** £855/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 106 |
| Anti-social behaviour | 76 |
| Criminal damage and arson | 32 |
| Public order | 27 |
| Shoplifting | 24 |
| Other theft | 17 |
| Burglary | 15 |
| Other crime | 14 |
| Vehicle crime | 13 |
| Bicycle theft | 6 |
| Drugs | 5 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **338** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lancaster Road Primary School | Primary | 0.2 miles | Good — 17 Jul 2013 |
| St Mary's Catholic Primary School, Morecambe | Primary | 0.2 miles | Requires improvement — 17 Sep 2024 |
| Morecambe Bay Academy | Secondary | 0.4 miles | Good — 29 Oct 2023 |
| Morecambe Bay Community Primary School | Primary | 0.4 miles | Good — 2 Dec 2021 |
| Poulton-le-Sands Church of England Primary School | Primary | 0.4 miles | Good — 30 Jan 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1961894
- **Address:** 9 South Avenue, Morecambe, LA4 5RJ
- **Certificate Issued:** 17/08/2004
- **Work Completed:** 22/07/2004
- **Items:** 5 window(s), 1 door(s)