# 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF

## Property details

- Slug: `e62db98` (address key hash: `e62db9878bf3cf9eb86f9183d7cede55352ba43f`)
- Postcode: SG18 8PF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 62 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £342,500 Feb 2026
- Price per m²: £5,524/m²
- Local average: £351,255 (44 sales)
- Street crime: 77 incidents within 1 mile (May 2026)

## Latest sale

- Price: £342,500
- Date: 2026-02-09
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/05/2028
- **Current heating cost:** £399/year
- **Est. upgrade cost to C:** £16,740

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- E (£15)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2498-9024-7225-5788-1934)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-09 | £342,500 | Semi-detached | +18.1% | £342,827 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d47c-d8ea-e063-4704a8c0bf7d) |
| Sold | 2019-03-12 | £290,000 | Semi-detached | — | £354,971 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/85866a64-642d-143f-e053-6b04a8c06a15) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £342,500 | 09/02/2026 | Semi-detached |
| 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £290,000 | 12/03/2019 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165274757](http://87.117.209.195:8080/listings/2c97f1e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £342,500 |
| listed | 2025-08-02 | £350,000 |
| sold | 2019-01-01 | £290,000 |
| sold | 2001-01-01 | £89,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 KITELANDS ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8NT | £240,000 | 29/11/2024 | Semi-detached |
| 83 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £390,000 | 27/11/2023 | Semi-detached |
| 8 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £170,000 | 20/09/2023 | Semi-detached |
| 39 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £350,000 | 11/08/2023 | Semi-detached |
| 2 SABEL CLOSE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PH | £335,000 | 19/12/2022 | Semi-detached |
| 22 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £385,000 | 28/10/2022 | Semi-detached |
| 87 THE ROWLANDS, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8NZ | £337,500 | 21/10/2022 | Semi-detached |
| 40 COURTLANDS DRIVE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PQ | £425,000 | 21/07/2022 | Semi-detached |
| 103 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £300,000 | 13/05/2022 | Semi-detached |
| 81 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £340,000 | 05/11/2021 | Semi-detached |
| 83 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £330,000 | 24/09/2021 | Semi-detached |

**Area average:** £327,500 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.9%
- **10y growth:** 24.5%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 21.7%
- **10y growth (index):** 39.7%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,122/mo
- **Realistic:** £1,247/mo
- **Optimistic:** £1,372/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Ripon Court, SG18 | £1,095/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Semi-Detached House, Lincoln Crescent, SG18 | £1,299/mo | 2 | 0.54 miles | OpenRent |
| 2 Bed Terraced House, Dickens Court, SG18 | £1,150/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Maisonette, Saffron Court, SG18 | £1,150/mo | 2 | 0.91 miles | OpenRent |
| 2 Bed Maisonette, Clare House, SG18 | £1,100/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Flat, Rutherford Way, SG18 | £1,300/mo | 2 | 0.98 miles | OpenRent |
| 2 Bed Terraced House, Rose Lane, SG18 | £1,150/mo | 2 | 1.07 miles | OpenRent |

**Average rent: £1,178/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.8×
- **Monthly cashflow:** £-339/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 18 |
| Violence and sexual offences | 15 |
| Shoplifting | 14 |
| Other theft | 7 |
| Public order | 6 |
| Vehicle crime | 6 |
| Criminal damage and arson | 4 |
| Robbery | 3 |
| Bicycle theft | 2 |
| Burglary | 1 |
| Drugs | 1 |
| **Total incidents** | **77** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Biggleswade Academy | Primary | 0.4 miles | Good — 9 Jun 2024 |
| Stratton School | Secondary | 0.8 miles | Requires improvement — 6 Nov 2022 |
| Ivel Valley School & College | Other | 1.0 miles | Good — 16 Oct 2014 |
| Lawnside Academy | Primary | 1.0 miles | Good — 23 May 2023 |
| St Andrew's CofE VC Primary School | Primary | 1.3 miles | Good — 28 Jun 2011 |