# 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP

## Property details

- Slug: `e46d5e3` (address key hash: `e46d5e3e7a729c72e2c9e45f9a3692d0cb04c3fd`)
- Postcode: PE27 6SP
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Floor area: 34 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £120,000 May 2026
- Price per m²: £3,529/m²
- Local average: £177,455 (11 sales)
- Street crime: 54 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £120,000
- Date: 2026-05-06
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 05/02/2030
- **Current heating cost:** £204/year
- **Est. upgrade cost to C:** £2,600

### Recommendations
- I (£2,200 - £3,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8280-6222-6710-2876-7206)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-06 | £120,000 | Flat | +12.1% | £121,270 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-279e-8052-e063-4804a8c06ee4) |
| Sold | 2021-12-10 | £107,000 | Flat | +50.7% | £109,641 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/e2d14905-1750-4c2d-e053-6b04a8c0422b) |
| Sold | 2010-04-09 | £71,000 | Flat | — | £107,286 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/cfa5f388-5cd6-4519-b8f7-885fca7bc7bf) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £120,000 | 06/05/2026 | Flat |
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £107,000 | 10/12/2021 | Flat |
| 39 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £71,000 | 09/04/2010 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [87488034](http://87.117.209.195:8080/listings/ceb8239)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-09 | £120,000 |
| sold | 2026-01-01 | £120,000 |
| sold | 2021-01-01 | £107,000 |
| sold | 2010-01-01 | £71,000 |
| sold | 2008-01-01 | £82,500 |
| sold | 2005-01-01 | £75,000 |
| sold | 2000-01-01 | £34,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 LORNA COURT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6FD | £158,000 | 12/12/2025 | Flat |
| 60 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £165,000 | 26/10/2023 | Flat |
| 66 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £61,400 | 06/04/2023 | Flat |
| FAIRFIELD BURY FLAT 10 BURY WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SL | £227,500 | 16/12/2022 | Flat |
| 45 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £123,000 | 26/08/2022 | Flat |
| FAIRFIELD BURY FLAT 3 BURY WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SL | £125,000 | 13/07/2022 | Flat |
| 37 HILL RISE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6SP | £103,500 | 08/07/2022 | Flat |
| 7 LORNA COURT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6FD | £136,000 | 28/01/2022 | Flat |

**Area average:** £137,425 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -14.3%
- **10y growth:** 14.4%

## House Price Index (HM Land Registry)

*Official index for Huntingdonshire; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 3.4%
- **10y growth (index):** 17.5%

## Rental Range

*ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £951/mo
- **Realistic:** £1,057/mo
- **Optimistic:** £1,163/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Semi-Detached House, Pettis Road, PE27 | £1,050/mo | 1 | 0.27 miles | OpenRent |
| 2 Bed Semi-Detached House, Dormy Way, PE28 | £1,000/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £1,025/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £128,125
- **Target investor price (1%):** £102,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,025/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £425/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 18 |
| Anti-social behaviour | 12 |
| Other theft | 6 |
| Criminal damage and arson | 5 |
| Drugs | 4 |
| Other crime | 3 |
| Burglary | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **54** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Thorndown Primary School | Primary | 0.1 miles | Good — 19 May 2017 |
| St Ivo Academy | Secondary | 0.5 miles | Good — 30 May 2024 |
| Aurora Fairway School | Other | 0.5 miles | Good — 15 Jan 2024 |
| Wheatfields Primary School | Primary | 0.6 miles | — (Inspected (no overall grade)) |
| Westfield Junior School | Primary | 0.8 miles | Good — 5 Dec 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #265559
- **Address:** 39 Hill Rise, ST. IVES, PE27 6SP
- **Certificate Issued:** 26/08/2003
- **Work Completed:** 30/10/2002
- **Items:** 4 window(s)
