# 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL

## Property details

- Slug: `e272642` (address key hash: `e27264291fecb5d889da31eb7bd34692004bf08e`)
- Postcode: MK16 0JL
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Detached
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 46 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £116,000 Apr 2026
- Price per m²: £2,522/m²
- Local average: £605,368 (19 sales)
- Street crime: 135 incidents within 1 mile (May 2026)

## Latest sale

- Price: £116,000
- Date: 2026-04-24
- Type: D
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 06/11/2035
- **Current heating cost:** £809/year
- **Est. upgrade cost to C:** £3,300

### Recommendations
- A (£900 - £1,200)
- B (£900 - £1,500)
- Y (£600 - £1,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2104-1024-5028-5551-3186)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £116,000 | Detached | +125.2% | £116,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-c419-b8d0-e063-4704a8c08d98) |
| Sold | 1999-10-08 | £51,500 | Detached | — | £215,088 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/26f4072a-95cb-4d57-a818-8b8a610bebbc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL | £116,000 | 24/04/2026 | Detached |
| 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL | £51,500 | 08/10/1999 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168806678](http://87.117.209.195:8080/listings/52978f0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £116,000 |
| listed | 2025-10-30 | £120,000 |
| sold | 1999-01-01 | £51,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 DULWICH CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PB | £545,000 | 28/08/2025 | Detached |
| 3 MOUNTSFIELD CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JE | £405,000 | 26/04/2024 | Detached |
| 19 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £390,000 | 06/10/2023 | Detached |
| 14 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £485,000 | 25/11/2022 | Detached |
| 11 SUNRIDGE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LT | £395,000 | 05/10/2022 | Detached |
| 9 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP | £552,000 | 24/08/2022 | Detached |
| 2 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX | £675,000 | 09/08/2022 | Detached |
| 6 OSTERLEY CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EZ | £420,000 | 22/07/2022 | Detached |
| 15 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX | £568,500 | 24/06/2022 | Detached |
| 93 GREENWICH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NR | £395,000 | 29/04/2022 | Detached |
| 15 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £450,000 | 22/04/2022 | Detached |
| 6 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP | £382,500 | 31/03/2022 | Detached |
| 46 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £365,000 | 26/11/2021 | Detached |

**Area average:** £463,692 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.7%
- **10y growth:** 55.9%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Detached series; as of April 2026.*

- **1y growth (index):** -2.7%
- **5y growth (index):** 16.5%
- **10y growth (index):** 27.9%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,202/mo
- **Realistic:** £1,336/mo
- **Optimistic:** £1,470/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grantham & Newark (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Huntsman Grove, MK14 | £2,400/mo | 2 | 0.56 miles | OpenRent |

**Average rent: £2,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 2.07% (strong)
- **Max investor price (0.8%):** £300,000
- **Target investor price (1%):** £240,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,400/mo).*

- **Gross yield:** 24.8%
- **Cost-to-rent:** 4×
- **Monthly cashflow:** £1,678/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 59.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 34 |
| Violence and sexual offences | 22 |
| Shoplifting | 16 |
| Other theft | 15 |
| Criminal damage and arson | 13 |
| Vehicle crime | 12 |
| Public order | 8 |
| Burglary | 3 |
| Drugs | 3 |
| Other crime | 3 |
| Bicycle theft | 2 |
| Possession of weapons | 2 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **135** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Green Park School | Primary | 0.3 miles | Good — 24 Feb 2014 |
| E-Act Ousedale School | Secondary | 0.4 miles | Good — 31 May 2012 |
| Tickford Park Primary School | Primary | 0.6 miles | Good — 15 Nov 2021 |
| Cedars Primary School | Primary | 0.6 miles | Good — 2 Nov 2011 |
| Giffard Park Primary School | Primary | 0.8 miles | Good — 23 Mar 2016 |