Detached 2 sales on record

12 RUSKIN COURT

NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL

£116,000

Location

Map view View on Google Maps View on OpenStreetMap Street View MK16 0JL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Kingfisher Centre	0.1 miles
Shop	Tesco Express	0.1 miles
Hospital	Willen Hospice	1.1 miles
University	University of Bedfordshire Milton Keynes Campus	3.0 miles
Train station	Wolverton	3.4 miles

Property details

Tenure

Leasehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

46 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£116,000 Apr 2026

Price per m²

£2,522/m²

Local average

£605,368 (19 sales)

Street crime

153 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 07/11/2025

Expiry date: 06/11/2035

Current heating cost: £809/year

Potential heating cost: £473/year

Est. upgrade cost to C: £3,300

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
Heat recovery system for mixer showers (£600 - £1,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	24/04/2026	£116,000	Detached	+125.2%	£118,220 to June 2026	View transaction
Sold	08/10/1999	£51,500	Detached	—	£218,983 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£116,000
listed	30/10/2025	£120,000
sold	01/01/1999	£51,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
65 DULWICH CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PB	£545,000	28/08/2025	Detached
3 MOUNTSFIELD CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JE	£405,000	26/04/2024	Detached
19 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU	£390,000	06/10/2023	Detached
14 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU	£485,000	25/11/2022	Detached
11 SUNRIDGE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LT	£395,000	05/10/2022	Detached
9 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP	£552,000	24/08/2022	Detached
2 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX	£675,000	09/08/2022	Detached
6 OSTERLEY CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EZ	£420,000	22/07/2022	Detached
15 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX	£568,500	24/06/2022	Detached
93 GREENWICH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NR	£395,000	29/04/2022	Detached
15 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU	£450,000	22/04/2022	Detached
6 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP	£382,500	31/03/2022	Detached
46 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU	£365,000	26/11/2021	Detached

Area average: £463,692 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.5%

10y growth 48.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Milton Keynes. Series: Detached. As of June 2026.

1y (index) -1%

5y (index) 17.5%

10y (index) 30.2%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: RETIREMENT LEASE HOUSING ASSOCIATION (19730R)

Rental Range

Estimated market rent for Milton Keynes. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,209/mo

Realistic £1,343/mo

Optimistic £1,477/mo

Based on Local Authority from postcode lookup → Milton Keynes.

LHA (30th percentile) floor for Grantham & Newark: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed End Terrace, Mountsfield Close, MK16	£1,200/mo	1	0.19 miles	OpenRent
1 Bed Detached House, Tickford Street, MK16	£1,055/mo	1	0.7 miles	OpenRent
1 Bed Bungalow, Tickford St, MK16	£1,050/mo	1	0.8 miles	OpenRent

Average rent: £1,102/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.91%

Max investor price (0.8%) £131,875

Target investor price (1%) £105,500

Gross yield 10.9%

Cost-to-rent ratio 9.2×

Monthly cashflow £468/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 16.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~15,267 m² (3.77 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	45
Anti-social behaviour	33
Public order	17
Other theft	13
Burglary	11
Shoplifting	11
Criminal damage and arson	9
Vehicle crime	9
Other crime	4
Robbery	1
Total incidents	153

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Green Park School	Primary	0.3 miles	Good — 24 Feb 2014
E-Act Ousedale School	Secondary	0.4 miles	Good — 31 May 2012
Tickford Park Primary School	Primary	0.6 miles	Good — 15 Nov 2021
Cedars Primary School	Primary	0.6 miles	Good — 2 Nov 2011
Giffard Park Primary School	Primary	0.8 miles	Good — 23 Mar 2016

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL

## Property details

- Slug: `e272642` (address key hash: `e27264291fecb5d889da31eb7bd34692004bf08e`)
- Postcode: MK16 0JL
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Detached
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 46 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £116,000 Apr 2026
- Price per m²: £2,522/m²
- Local average: £605,368 (19 sales)
- Street crime: 153 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £116,000
- Date: 2026-04-24
- Type: D
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 06/11/2035
- **Current heating cost:** £809/year
- **Est. upgrade cost to C:** £3,300

### Recommendations
- A (£900 - £1,200)
- B (£900 - £1,500)
- Y (£600 - £1,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2104-1024-5028-5551-3186)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £116,000 | Detached | +125.2% | £118,220 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-c419-b8d0-e063-4704a8c08d98) |
| Sold | 1999-10-08 | £51,500 | Detached | — | £218,983 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/26f4072a-95cb-4d57-a818-8b8a610bebbc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL | £116,000 | 24/04/2026 | Detached |
| 12 RUSKIN COURT, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JL | £51,500 | 08/10/1999 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168806678](http://87.117.209.195:8080/listings/52978f0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £116,000 |
| listed | 2025-10-30 | £120,000 |
| sold | 1999-01-01 | £51,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 DULWICH CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PB | £545,000 | 28/08/2025 | Detached |
| 3 MOUNTSFIELD CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JE | £405,000 | 26/04/2024 | Detached |
| 19 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £390,000 | 06/10/2023 | Detached |
| 14 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £485,000 | 25/11/2022 | Detached |
| 11 SUNRIDGE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LT | £395,000 | 05/10/2022 | Detached |
| 9 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP | £552,000 | 24/08/2022 | Detached |
| 2 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX | £675,000 | 09/08/2022 | Detached |
| 6 OSTERLEY CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EZ | £420,000 | 22/07/2022 | Detached |
| 15 TABARD GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LX | £568,500 | 24/06/2022 | Detached |
| 93 GREENWICH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NR | £395,000 | 29/04/2022 | Detached |
| 15 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £450,000 | 22/04/2022 | Detached |
| 6 RANELAGH GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JP | £382,500 | 31/03/2022 | Detached |
| 46 GLADSTONE CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0EU | £365,000 | 26/11/2021 | Detached |

**Area average:** £463,692 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 48.1%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Detached series; as of June 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 30.2%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,209/mo
- **Realistic:** £1,343/mo
- **Optimistic:** £1,477/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grantham & Newark (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed End Terrace, Mountsfield Close, MK16 | £1,200/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Detached House, Tickford Street, MK16 | £1,055/mo | 1 | 0.7 miles | OpenRent |
| 1 Bed Bungalow, Tickford St, MK16 | £1,050/mo | 1 | 0.8 miles | OpenRent |

**Average rent: £1,102/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.91% (okay)
- **Max investor price (0.8%):** £131,875
- **Target investor price (1%):** £105,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,055/mo).*

- **Gross yield:** 10.9%
- **Cost-to-rent:** 9.2×
- **Monthly cashflow:** £468/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 45 |
| Anti-social behaviour | 33 |
| Public order | 17 |
| Other theft | 13 |
| Burglary | 11 |
| Shoplifting | 11 |
| Criminal damage and arson | 9 |
| Vehicle crime | 9 |
| Other crime | 4 |
| Robbery | 1 |
| **Total incidents** | **153** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Green Park School | Primary | 0.3 miles | Good — 24 Feb 2014 |
| E-Act Ousedale School | Secondary | 0.4 miles | Good — 31 May 2012 |
| Tickford Park Primary School | Primary | 0.6 miles | Good — 15 Nov 2021 |
| Cedars Primary School | Primary | 0.6 miles | Good — 2 Nov 2011 |
| Giffard Park Primary School | Primary | 0.8 miles | Good — 23 Mar 2016 |