Terraced

2 SEWELL LANE

CARLISLE, CUMBERLAND, CA1 3UA

£175,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA1 3UA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	London Rd Dhaka in	0.2 miles
Shop	The Beeches Farm Milk Shed	0.3 miles
Hospital	Eden Valley Hospice	1.5 miles
University	University of Cumbria	1.8 miles
Train station	Carlisle	2.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Last sold

£175,000 Apr 2026

Local average

£124,495 (55 sales)

Street crime

79 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	09/04/2026	£175,000	Terraced	—	£175,000 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£175,000
listed	14/11/2025	£175,000
sold	01/01/2021	£157,000
sold	01/01/2017	£149,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
76 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA	£160,000	08/12/2025	Terraced
66 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA	£164,995	25/08/2023	Terraced
LARISSA CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH	£90,000	16/12/2022	Terraced
JUNO CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH	£90,000	16/12/2022	Terraced
SAULE CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH	£90,000	16/12/2022	Terraced
6 SEWELL LANE, CARLISLE, CUMBRIA, CA1 3UA	£160,000	03/03/2022	Terraced
2 CARLETON FARM MEWS, CARLETON, CARLISLE, CUMBRIA, CA1 3EB	£150,000	14/02/2022	Terraced
26 SPECKLED WOOD DRIVE, CARLISLE, CUMBRIA, CA1 3RD	£164,000	03/12/2021	Terraced
2 SEWELL LANE, CARLISLE, CUMBRIA, CA1 3UA	£157,000	09/08/2021	Terraced

Area average: £136,222 (9 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.7%

10y growth 52.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Lightfoot Drive, CA1	£925/mo	3	0.52 miles	OpenRent
3 Bed Semi-Detached House, Lough Wood Crescent, CA4	£995/mo	3	1.03 miles	OpenRent

Average rent: £960/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £120,000

Target investor price (1%) £96,000

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £150/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	44
Public order	12
Other theft	6
Criminal damage and arson	4
Drugs	4
Anti-social behaviour	3
Burglary	3
Other crime	1
Possession of weapons	1
Theft from the person	1
Total incidents	79

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Petteril Bank School	Primary	0.6 miles	Good — 23 Sep 2016
Pennine Way Primary School	Primary	0.7 miles	Good — 3 Mar 2012
Inglewood Infant School	Primary	0.8 miles	Good — 28 Mar 2023
Inglewood Junior School	Primary	0.8 miles	Good — 16 Jun 2022
St John Henry Newman Catholic School	Secondary	0.9 miles	Good — 14 Jul 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 2 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA

## Property details

- Slug: `e0f3288` (address key hash: `e0f32884a6810fd229ee367fd0f0d97a81d84aab`)
- Postcode: CA1 3UA
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Last sold: £175,000 Apr 2026
- Local average: £124,495 (55 sales)
- Street crime: 79 incidents within 1 mile (May 2026)

## Latest sale

- Price: £175,000
- Date: 2026-04-09
- Type: T
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-09 | £175,000 | Terraced | — | £175,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d33d-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA | £175,000 | 09/04/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169331729](http://87.117.209.195:8080/listings/0deb387)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £175,000 |
| listed | 2025-11-14 | £175,000 |
| sold | 2021-01-01 | £157,000 |
| sold | 2017-01-01 | £149,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA | £160,000 | 08/12/2025 | Terraced |
| 66 SEWELL LANE, CARLISLE, CUMBERLAND, CA1 3UA | £164,995 | 25/08/2023 | Terraced |
| LARISSA CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH | £90,000 | 16/12/2022 | Terraced |
| JUNO CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH | £90,000 | 16/12/2022 | Terraced |
| SAULE CARLETON ROAD, CARLISLE, CUMBERLAND, CA1 3EH | £90,000 | 16/12/2022 | Terraced |
| 6 SEWELL LANE, CARLISLE, CUMBRIA, CA1 3UA | £160,000 | 03/03/2022 | Terraced |
| 2 CARLETON FARM MEWS, CARLETON, CARLISLE, CUMBRIA, CA1 3EB | £150,000 | 14/02/2022 | Terraced |
| 26 SPECKLED WOOD DRIVE, CARLISLE, CUMBRIA, CA1 3RD | £164,000 | 03/12/2021 | Terraced |
| 2 SEWELL LANE, CARLISLE, CUMBRIA, CA1 3UA | £157,000 | 09/08/2021 | Terraced |

**Area average:** £136,222 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.7%
- **10y growth:** 52.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Lightfoot Drive, CA1 | £925/mo | 3 | 0.52 miles | OpenRent |
| 3 Bed Semi-Detached House, Lough Wood Crescent, CA4 | £995/mo | 3 | 1.03 miles | OpenRent |

**Average rent: £960/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £120,000
- **Target investor price (1%):** £96,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £960/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £150/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Public order | 12 |
| Other theft | 6 |
| Criminal damage and arson | 4 |
| Drugs | 4 |
| Anti-social behaviour | 3 |
| Burglary | 3 |
| Other crime | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **79** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Petteril Bank School | Primary | 0.6 miles | Good — 23 Sep 2016 |
| Pennine Way Primary School | Primary | 0.7 miles | Good — 3 Mar 2012 |
| Inglewood Infant School | Primary | 0.8 miles | Good — 28 Mar 2023 |
| Inglewood Junior School | Primary | 0.8 miles | Good — 16 Jun 2022 |
| St John Henry Newman Catholic School | Secondary | 0.9 miles | Good — 14 Jul 2022 |