# 20 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD

## Property details

- Slug: `e0c70e0` (address key hash: `e0c70e093afe68ad22b945e1e37fea31e2632c3d`)
- Postcode: CF43 4DD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 73 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £83,000 Jan 2026
- Price per m²: £1,137/m²
- Local average: £87,716 (48 sales)
- Street crime: 19 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £83,000
- Date: 2026-01-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/12/2035
- **Current heating cost:** £1,031/year
- **Est. upgrade cost to C:** £20,630

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- Q (£7,500 - £11,000)
- E (£120 - £140)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2626-3957-9202-9665-7204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £83,000 | Terraced | — | £81,602 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-8940-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £83,000 | 22/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4AE | £55,000 | 21/01/2026 | Terraced |
| 13 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG | £60,000 | 16/12/2025 | Terraced |
| 23 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £139,950 | 21/11/2025 | Terraced |
| 62 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £72,000 | 25/04/2025 | Terraced |
| 67 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £39,500 | 07/03/2025 | Terraced |
| 43 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £78,000 | 08/12/2023 | Terraced |
| 11 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £63,500 | 03/11/2023 | Terraced |
| 13 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £67,950 | 31/10/2023 | Terraced |
| 5 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £75,000 | 23/10/2023 | Terraced |
| 41 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £61,500 | 31/07/2023 | Terraced |
| 66 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DG | £57,000 | 27/06/2023 | Terraced |
| 26 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF | £57,500 | 16/06/2023 | Terraced |
| 27 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £82,000 | 21/04/2023 | Terraced |
| 82 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS | £100,000 | 03/04/2023 | Terraced |
| 27 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG | £58,000 | 31/03/2023 | Terraced |
| 70 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £72,000 | 02/03/2023 | Terraced |
| 24 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF | £104,000 | 02/12/2022 | Terraced |
| 15 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BA | £125,000 | 18/11/2022 | Terraced |
| 8 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £79,995 | 01/11/2022 | Terraced |
| 86 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS | £53,000 | 27/10/2022 | Terraced |

**Area average:** £75,045 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22%
- **10y growth:** 62%

## House Price Index (HM Land Registry)

*Official index for Rhondda Cynon Taf; Terraced series; as of March 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 30.7%
- **10y growth (index):** 75.8%

## Rental Range

*ONS Price Index of Private Rents (Rhondda Cynon Taf). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £672/mo
- **Realistic:** £747/mo
- **Optimistic:** £822/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Ceridwen Street, CF43 | £3,943/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Terraced House, Maerdy, CF43 | £750/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Miles Street, CF43 | £750/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Semi-Detached House, Excelsior Terrace, CF43 | £745/mo | 3 | 0.85 miles | OpenRent |
| 3 Bed Semi-Detached House, Excelsior Terrace, CF43 | £795/mo | 3 | 0.85 miles | OpenRent |
| 3 Bed Terraced House, Ffaldau Terrace, CF43 | £730/mo | 3 | 1.16 miles | OpenRent |

**Average rent: £1,286/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.9% (okay)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 10.8%
- **Cost-to-rent:** 9.2×
- **Monthly cashflow:** £323/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 12 |
| Anti-social behaviour | 3 |
| Criminal damage and arson | 1 |
| Other crime | 1 |
| Other theft | 1 |
| Public order | 1 |
| **Total incidents** | **19** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ferndale Community School | Other | 0.8 miles | — (No rating) |
| Treorchy Primary School | Other | 1.3 miles | — (No rating) |
| Glynhafod Nursery School | Other | 1.5 miles | — (No rating) |
| Cwmaman Primary | Other | 1.5 miles | — (No rating) |
| Blaenllechau Infant School | Other | 1.6 miles | — (No rating) |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14909974
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 28/11/2021
- **Work Completed:** 09/11/2021
- **Items:** 1 door(s)

### FENSA Certificate #11516654
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 21/03/2016
- **Work Completed:** 20/01/2016
- **Items:** 1 window(s)

### FENSA Certificate #736909
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 19/09/2003
- **Work Completed:** 26/02/2003
- **Items:** 3 window(s)