Terraced

20 NORTH TERRACE

MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD

£83,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CF43 4DD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Two Dogs Coffee Roasting	1.4 miles
Bus stop	Cwmaman Glynhafod Terminus	1.5 miles
Train station	Treorchy	1.6 miles
Hospital	Priory Hospital Ty Cwm Rhondda	2.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

73 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£83,000 Jan 2026

Price per m²

£1,137/m²

Local average

£87,716 (48 sales)

Street crime

19 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 22/12/2025

Current heating cost: £1,031/year

Potential heating cost: £755/year

Est. upgrade cost to C: £20,630

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
50 mm internal or external wall insulation (£7,500 - £11,000)
Low energy lighting for all fixed outlets (£120 - £140)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	22/01/2026	£83,000	Terraced	—	£81,602 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
58 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4AE	£55,000	21/01/2026	Terraced
13 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG	£60,000	16/12/2025	Terraced
23 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH	£139,950	21/11/2025	Terraced
62 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT	£72,000	25/04/2025	Terraced
67 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT	£39,500	07/03/2025	Terraced
43 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT	£78,000	08/12/2023	Terraced
11 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD	£63,500	03/11/2023	Terraced
13 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD	£67,950	31/10/2023	Terraced
5 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD	£75,000	23/10/2023	Terraced
41 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT	£61,500	31/07/2023	Terraced
66 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DG	£57,000	27/06/2023	Terraced
26 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF	£57,500	16/06/2023	Terraced
27 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD	£82,000	21/04/2023	Terraced
82 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS	£100,000	03/04/2023	Terraced
27 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG	£58,000	31/03/2023	Terraced
70 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH	£72,000	02/03/2023	Terraced
24 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF	£104,000	02/12/2022	Terraced
15 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BA	£125,000	18/11/2022	Terraced
8 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH	£79,995	01/11/2022	Terraced
86 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS	£53,000	27/10/2022	Terraced

Area average: £75,045 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20.7%

10y growth 50%

House Price Index (HM Land Registry — official index, not sold-price averages): Rhondda Cynon Taf. Series: Terraced. As of March 2026.

1y (index) 5.9%

5y (index) 30.7%

10y (index) 75.8%

Rental Range

Estimated market rent for Rhondda Cynon Taf. Low = conservative, Realistic = average, Optimistic = best case.

Low £672/mo

Realistic £747/mo

Optimistic £822/mo

Based on Local Authority from postcode lookup → Rhondda Cynon Taf.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Ceridwen Street, CF43	£3,943/mo	3	0.07 miles	OpenRent
3 Bed Terraced House, Maerdy, CF43	£750/mo	3	0.11 miles	OpenRent
3 Bed Terraced House, Miles Street, CF43	£750/mo	3	0.18 miles	OpenRent
3 Bed Semi-Detached House, Excelsior Terrace, CF43	£745/mo	3	0.85 miles	OpenRent
3 Bed Semi-Detached House, Excelsior Terrace, CF43	£795/mo	3	0.85 miles	OpenRent
3 Bed Terraced House, Ffaldau Terrace, CF43	£730/mo	3	1.16 miles	OpenRent

Average rent: £1,286/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.9%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 10.8%

Cost-to-rent ratio 9.2×

Monthly cashflow £323/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 16.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	12
Anti-social behaviour	3
Criminal damage and arson	1
Other crime	1
Other theft	1
Public order	1
Total incidents	19

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ferndale Community School	Other	0.8 miles	— (No rating)
Treorchy Primary School	Other	1.3 miles	— (No rating)
Glynhafod Nursery School	Other	1.5 miles	— (No rating)
Cwmaman Primary	Other	1.5 miles	— (No rating)
Blaenllechau Infant School	Other	1.6 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
28/11/2021	09/11/2021	—	1
21/03/2016	20/01/2016	1	—
19/09/2003	26/02/2003	3	—

# 20 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD

## Property details

- Slug: `e0c70e0` (address key hash: `e0c70e093afe68ad22b945e1e37fea31e2632c3d`)
- Postcode: CF43 4DD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 73 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £83,000 Jan 2026
- Price per m²: £1,137/m²
- Local average: £87,716 (48 sales)
- Street crime: 19 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £83,000
- Date: 2026-01-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £1,031/year
- **Est. upgrade cost to C:** £20,630

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- Q (£7,500 - £11,000)
- E (£120 - £140)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2626-3957-9202-9665-7204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £83,000 | Terraced | — | £81,602 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-8940-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £83,000 | 22/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4AE | £55,000 | 21/01/2026 | Terraced |
| 13 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG | £60,000 | 16/12/2025 | Terraced |
| 23 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £139,950 | 21/11/2025 | Terraced |
| 62 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £72,000 | 25/04/2025 | Terraced |
| 67 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £39,500 | 07/03/2025 | Terraced |
| 43 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £78,000 | 08/12/2023 | Terraced |
| 11 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £63,500 | 03/11/2023 | Terraced |
| 13 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £67,950 | 31/10/2023 | Terraced |
| 5 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £75,000 | 23/10/2023 | Terraced |
| 41 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DT | £61,500 | 31/07/2023 | Terraced |
| 66 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DG | £57,000 | 27/06/2023 | Terraced |
| 26 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF | £57,500 | 16/06/2023 | Terraced |
| 27 NORTH TERRACE, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DD | £82,000 | 21/04/2023 | Terraced |
| 82 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS | £100,000 | 03/04/2023 | Terraced |
| 27 OXFORD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BG | £58,000 | 31/03/2023 | Terraced |
| 70 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £72,000 | 02/03/2023 | Terraced |
| 24 WOOD STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DF | £104,000 | 02/12/2022 | Terraced |
| 15 MAERDY ROAD, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4BA | £125,000 | 18/11/2022 | Terraced |
| 8 GRIFFITH STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DH | £79,995 | 01/11/2022 | Terraced |
| 86 JAMES STREET, MAERDY, FERNDALE, RHONDDA CYNON TAFF, CF43 4DS | £53,000 | 27/10/2022 | Terraced |

**Area average:** £75,045 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.7%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for Rhondda Cynon Taf; Terraced series; as of March 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 30.7%
- **10y growth (index):** 75.8%

## Rental Range

*ONS Price Index of Private Rents (Rhondda Cynon Taf). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £672/mo
- **Realistic:** £747/mo
- **Optimistic:** £822/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Ceridwen Street, CF43 | £3,943/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Terraced House, Maerdy, CF43 | £750/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Miles Street, CF43 | £750/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Semi-Detached House, Excelsior Terrace, CF43 | £745/mo | 3 | 0.85 miles | OpenRent |
| 3 Bed Semi-Detached House, Excelsior Terrace, CF43 | £795/mo | 3 | 0.85 miles | OpenRent |
| 3 Bed Terraced House, Ffaldau Terrace, CF43 | £730/mo | 3 | 1.16 miles | OpenRent |

**Average rent: £1,286/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.9% (okay)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 10.8%
- **Cost-to-rent:** 9.2×
- **Monthly cashflow:** £323/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 12 |
| Anti-social behaviour | 3 |
| Criminal damage and arson | 1 |
| Other crime | 1 |
| Other theft | 1 |
| Public order | 1 |
| **Total incidents** | **19** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ferndale Community School | Other | 0.8 miles | — (No rating) |
| Treorchy Primary School | Other | 1.3 miles | — (No rating) |
| Glynhafod Nursery School | Other | 1.5 miles | — (No rating) |
| Cwmaman Primary | Other | 1.5 miles | — (No rating) |
| Blaenllechau Infant School | Other | 1.6 miles | — (No rating) |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14909974
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 28/11/2021
- **Work Completed:** 09/11/2021
- **Items:** 1 door(s)

### FENSA Certificate #11516654
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 21/03/2016
- **Work Completed:** 20/01/2016
- **Items:** 1 window(s)

### FENSA Certificate #736909
- **Address:** 20 North Terrace, Maerdy, CF43 4DD
- **Certificate Issued:** 19/09/2003
- **Work Completed:** 26/02/2003
- **Items:** 3 window(s)