# 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE

## Property details

- Slug: `e0bb757` (address key hash: `e0bb757cd9ba98b382c1d427d2655d8d1945f5fb`)
- Postcode: ME8 8BE
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Last sold: £315,000 Feb 2026
- Local average: £301,856 (66 sales)
- Street crime: 113 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £315,000
- Date: 2026-02-24
- Type: T
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-24 | £315,000 | Terraced | +12.5% | £308,973 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-ad2e-d8ea-e063-4704a8c0bf7d) |
| Sold | 2021-12-17 | £280,000 | Terraced | +9.8% | £303,022 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/e073986b-d7a9-2134-e053-6c04a8c0233b) |
| Sold | 2018-03-12 | £255,000 | Terraced | +45.7% | £316,798 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/68feb20b-8fe2-38da-e053-6c04a8c051ae) |
| Sold | 2017-11-29 | £175,000 | Terraced | — | £216,858 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/61d8894d-fbca-3de6-e053-6c04a8c01207) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £315,000 | 24/02/2026 | Terraced |
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £280,000 | 17/12/2021 | Terraced |
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £255,000 | 12/03/2018 | Terraced |
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £175,000 | 29/11/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £350,000 | 27/03/2026 | Terraced |
| 49 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 01/12/2025 | Terraced |
| 28 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 18/12/2023 | Terraced |
| 34 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £342,000 | 18/12/2023 | Terraced |
| 32 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 24/11/2023 | Terraced |
| 30 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 27/10/2023 | Terraced |
| 26 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £375,000 | 22/09/2023 | Terraced |
| 10 THE OLD ORCHARD, RAINHAM, GILLINGHAM, MEDWAY, ME8 8DT | £265,500 | 31/08/2023 | Terraced |
| 42A IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £140,000 | 18/08/2023 | Terraced |
| 27 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BQ | £220,000 | 14/11/2022 | Terraced |
| 59 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £230,000 | 26/05/2022 | Terraced |
| 51 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 23/02/2022 | Terraced |
| 16 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BG | £291,000 | 06/01/2022 | Terraced |
| 7 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 16/12/2021 | Terraced |
| 83 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BH | £250,000 | 24/09/2021 | Terraced |

**Area average:** £279,233 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.9%
- **10y growth:** 35.1%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of May 2026.*

- **1y growth (index):** -0.1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 37.6%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Lower Rainham Road, ME8 | £1,250/mo | 3 | 1.14 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 21×
- **Monthly cashflow:** £-141/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 50 |
| Anti-social behaviour | 37 |
| Other theft | 5 |
| Public order | 5 |
| Criminal damage and arson | 4 |
| Other crime | 4 |
| Drugs | 3 |
| Shoplifting | 3 |
| Bicycle theft | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **113** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sports Connect | Other | 0.3 miles | — (No rating) |
| Riverside Primary School | Primary | 0.3 miles | Good — 11 Dec 2019 |
| St Margaret's Church of England Junior School | Primary | 0.4 miles | Good — 8 Jan 2014 |
| St Margaret's Infant School | Primary | 0.4 miles | Good — 2 Sep 2011 |
| Miers Court Primary School | Primary | 0.5 miles | Good — 27 Apr 2015 |
