Flats/Maisonettes

131 FLAT B GIPSY ROAD

LONDON, LAMBETH, GREATER LONDON, SE27 9QT

£518,500

Location

Map view View on Google Maps View on OpenStreetMap Street View SE27 9QT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Salters Hill	0.0 miles
Shop	No Problem Technologies	0.2 miles
Train station	Gipsy Hill	0.4 miles
Hospital	British Home & Hospital for Incurables	0.8 miles
University	University of Wales Trinity Saint David London Campus	3.7 miles

Property details

Tenure

Leasehold

Property type

Flat

Last sold

£518,500 Jan 2026

Local average

£404,147 (33 sales)

Street crime

468 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£518,500	Flat	—	£529,197 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
233 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY	£265,000	04/03/2025	Flat
171A FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT	£617,000	19/12/2023	Flat
2B ST GOTHARD ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QP	£327,000	03/10/2023	Flat
223 FLAT D GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY	£250,000	11/08/2023	Flat
151 FLAT 4 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT	£307,500	24/04/2023	Flat
147A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT	£446,000	20/12/2022	Flat
138A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RE	£290,000	09/12/2022	Flat
132 GROUND FLOOR FLAT GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RE	£351,075	03/11/2022	Flat
46 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG	£335,000	01/11/2022	Flat
209 FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY	£605,000	26/10/2022	Flat
205B SOUTH CROXTED ROAD, LONDON, LAMBETH, GREATER LONDON, SE21 8AY	£590,000	14/10/2022	Flat
219 ROMMANY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9PR	£295,000	23/09/2022	Flat
91 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS	£350,000	22/09/2022	Flat
103 FLAT D GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS	£425,000	01/09/2022	Flat
42 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG	£332,500	26/08/2022	Flat
THE VESTRY 226C FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RB	£580,000	18/08/2022	Flat
171 FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT	£385,000	15/08/2022	Flat
237 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY	£320,000	10/08/2022	Flat
109 FLAT A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS	£425,000	08/08/2022	Flat
107 UPPER MAISONETTE AT GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS	£650,000	04/07/2022	Flat

Area average: £407,304 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.4%

10y growth -6.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lambeth. Series: Flats and maisonettes. As of March 2026.

1y (index) -2.5%

5y (index) -8.3%

10y (index) -2.6%

Rental Range

Estimated market rent for Lambeth. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,276/mo

Realistic £2,529/mo

Optimistic £2,782/mo

Based on Local Authority from postcode lookup → Lambeth.

LHA (30th percentile) floor for Cambridge: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Norwood High St, SE27	£1,975/mo	2	0.39 miles	OpenRent

Average rent: £1,975/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £246,875

Target investor price (1%) £197,500

Gross yield 4.6%

Cost-to-rent ratio 21.9×

Monthly cashflow £-289/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	118
Anti-social behaviour	113
Vehicle crime	51
Criminal damage and arson	30
Burglary	27
Other theft	27
Theft from the person	26
Public order	20
Shoplifting	20
Robbery	17
Drugs	8
Bicycle theft	5
Other crime	4
Possession of weapons	2
Total incidents	468

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingswood Primary School	Primary	0.0 miles	— (Inspected (no overall grade))
Elm Wood School	Primary	0.3 miles	Good — 7 Nov 2019
The Laurels School	Other	0.4 miles	— (No rating)
St Luke's Church of England Primary School	Primary	0.4 miles	Good — 6 Jul 2023
Kingsdale Foundation School	Secondary	0.4 miles	Outstanding — 23 May 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 131 FLAT B GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT

## Property details

- Slug: `e0070b8` (address key hash: `e0070b83621dcfd4c60a2bf0574567d9a8ba1524`)
- Postcode: SE27 9QT
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Last sold: £518,500 Jan 2026
- Local average: £404,147 (33 sales)
- Street crime: 468 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £518,500
- Date: 2026-01-19
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £518,500 | Flat | — | £529,197 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-7e8e-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 FLAT B GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £518,500 | 19/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 233 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £265,000 | 04/03/2025 | Flat |
| 171A FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £617,000 | 19/12/2023 | Flat |
| 2B ST GOTHARD ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QP | £327,000 | 03/10/2023 | Flat |
| 223 FLAT D GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £250,000 | 11/08/2023 | Flat |
| 151 FLAT 4 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £307,500 | 24/04/2023 | Flat |
| 147A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £446,000 | 20/12/2022 | Flat |
| 138A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RE | £290,000 | 09/12/2022 | Flat |
| 132 GROUND FLOOR FLAT GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RE | £351,075 | 03/11/2022 | Flat |
| 46 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG | £335,000 | 01/11/2022 | Flat |
| 209 FLAT 3 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £605,000 | 26/10/2022 | Flat |
| 205B SOUTH CROXTED ROAD, LONDON, LAMBETH, GREATER LONDON, SE21 8AY | £590,000 | 14/10/2022 | Flat |
| 219 ROMMANY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9PR | £295,000 | 23/09/2022 | Flat |
| 91 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS | £350,000 | 22/09/2022 | Flat |
| 103 FLAT D GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS | £425,000 | 01/09/2022 | Flat |
| 42 TANNOY SQUARE, LONDON, LAMBETH, GREATER LONDON, SE27 9SG | £332,500 | 26/08/2022 | Flat |
| THE VESTRY 226C FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9RB | £580,000 | 18/08/2022 | Flat |
| 171 FLAT 2 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QT | £385,000 | 15/08/2022 | Flat |
| 237 GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QY | £320,000 | 10/08/2022 | Flat |
| 109 FLAT A GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS | £425,000 | 08/08/2022 | Flat |
| 107 UPPER MAISONETTE AT GIPSY ROAD, LONDON, LAMBETH, GREATER LONDON, SE27 9QS | £650,000 | 04/07/2022 | Flat |

**Area average:** £407,304 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.4%
- **10y growth:** -6.7%

## House Price Index (HM Land Registry)

*Official index for Lambeth; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.5%
- **5y growth (index):** -8.3%
- **10y growth (index):** -2.6%

## Rental Range

*ONS Price Index of Private Rents (Lambeth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,276/mo
- **Realistic:** £2,529/mo
- **Optimistic:** £2,782/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Norwood High St, SE27 | £1,975/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £1,975/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £246,875
- **Target investor price (1%):** £197,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,975/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.9×
- **Monthly cashflow:** £-289/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 118 |
| Anti-social behaviour | 113 |
| Vehicle crime | 51 |
| Criminal damage and arson | 30 |
| Burglary | 27 |
| Other theft | 27 |
| Theft from the person | 26 |
| Public order | 20 |
| Shoplifting | 20 |
| Robbery | 17 |
| Drugs | 8 |
| Bicycle theft | 5 |
| Other crime | 4 |
| Possession of weapons | 2 |
| **Total incidents** | **468** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kingswood Primary School | Primary | 0.0 miles | — (Inspected (no overall grade)) |
| Elm Wood School | Primary | 0.3 miles | Good — 7 Nov 2019 |
| The Laurels School | Other | 0.4 miles | — (No rating) |
| St Luke's Church of England Primary School | Primary | 0.4 miles | Good — 6 Jul 2023 |
| Kingsdale Foundation School | Secondary | 0.4 miles | Outstanding — 23 May 2023 |