# 37 MEREBANK LANE, CROYDON, SUTTON, GREATER LONDON, CR0 4NP

## Property details

- Slug: `df3857b` (address key hash: `df3857ba9344ae59913c9691f7b9bb6e9c07e840`)
- Postcode: CR0 4NP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 88 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £500,000 Jun 2026
- Price per m²: £5,682/m²
- Local average: £414,397 (158 sales)
- Street crime: 425 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £500,000
- Date: 2026-06-26
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 24/09/2035
- **Current heating cost:** £777/year
- **Est. upgrade cost to C:** £10,200

### Recommendations
- B (£900 - £1,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6508-7045-9852-0021-7702)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-26 | £500,000 | Terraced | +86.6% | £516,517 (to August 2026) | [View](http://87.117.209.195:8080/house-prices/5a7b802d-1d64-1886-e063-4704a8c021ae) |
| Sold | 2015-03-20 | £268,000 | Terraced | — | £415,279 (to August 2026) | [View](http://87.117.209.195:8080/house-prices/d8be0fea-8bd1-4664-a091-46740d6c6eff) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 MEREBANK LANE, CROYDON, SUTTON, GREATER LONDON, CR0 4NP | £500,000 | 26/06/2026 | Terraced |
| 37 MEREBANK LANE, CROYDON, SUTTON, GREATER LONDON, CR0 4NP | £268,000 | 20/03/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 139 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NN | £546,000 | 20/01/2026 | Terraced |
| 24 HEADLEY AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NQ | £425,000 | 27/11/2023 | Terraced |
| 12 CHERRY HILL GARDENS, CROYDON, GREATER LONDON, CR0 4QL | £400,000 | 22/09/2023 | Terraced |
| 17 HEADLEY AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NQ | £510,000 | 31/07/2023 | Terraced |
| 88 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NE | £490,000 | 07/07/2023 | Terraced |
| 92 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NF | £455,000 | 20/06/2023 | Terraced |
| 25 HEADLEY AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NQ | £665,000 | 26/05/2023 | Terraced |
| 3 CAPEL AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NF | £545,000 | 19/05/2023 | Terraced |
| 288 STAFFORD ROAD, WALLINGTON, SUTTON, GREATER LONDON, SM6 8PN | £585,000 | 11/11/2022 | Terraced |
| 51 GODALMING AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NP | £515,000 | 07/11/2022 | Terraced |
| 147 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NN | £420,000 | 12/09/2022 | Terraced |
| 21 GODALMING AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NP | £515,000 | 09/08/2022 | Terraced |
| 119 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NN | £450,000 | 04/08/2022 | Terraced |
| 9 CAPEL AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NF | £556,500 | 11/07/2022 | Terraced |
| 61 GODALMING AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NP | £540,500 | 30/06/2022 | Terraced |
| 15 EAST AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8PL | £560,000 | 16/06/2022 | Terraced |
| 94 GODALMING AVENUE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8NW | £520,000 | 10/06/2022 | Terraced |
| 2 THREE ANGELS CLOSE, WALLINGTON, SUTTON, GREATER LONDON, SM6 8FA | £505,000 | 30/05/2022 | Terraced |
| 119 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NN | £360,000 | 03/05/2022 | Terraced |
| 88 STAFFORD ROAD, CROYDON, GREATER LONDON, CR0 4NE | £463,500 | 21/04/2022 | Terraced |

**Area average:** £501,325 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.8%
- **10y growth:** 11.1%

## House Price Index (HM Land Registry)

*Official index for Sutton; Terraced series; as of August 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 15.7%
- **10y growth (index):** 27.4%

## Rental Range

*ONS Price Index of Private Rents (Sutton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,412/mo
- **Realistic:** £1,569/mo
- **Optimistic:** £1,726/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Stafford Road, CR0 | £1,150/mo | 1 | 0.06 miles | OpenRent |
| 2 Bed Flat, Stafford Road, SM6 | £3,000/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, Bradley Court, CR0 | £1,600/mo | 2 | 0.19 miles | OpenRent |
| 3 Bed Semi-Detached House, Barrow Road, CR0 | £2,100/mo | 3 | 0.42 miles | OpenRent |
| Studio Flat, Cedars Road, CR0 | £945/mo | 1 | 0.48 miles | OpenRent |
| 2 Bed Terraced House, Wandle Road, CR0 | £2,000/mo | 2 | 0.62 miles | OpenRent |
| 1 Bed Flat, Epsom Road, CR0 | £1,250/mo | 1 | 0.63 miles | OpenRent |
| 2 Bed Flat, Claret Court, CR0 | £1,750/mo | 2 | 0.73 miles | OpenRent |
| 1 Bed Flat, Waddon Road, CR0 | £1,450/mo | 1 | 0.75 miles | OpenRent |
| 2 Bed Terraced House, Abbey Road, CR0 | £2,450/mo | 2 | 0.77 miles | OpenRent |
| 2 Bed Flat, South Croydon, CR2 | £2,095/mo | 2 | 0.77 miles | OpenRent |
| Studio Flat, Abbey Road, CR0 | £1,200/mo | 1 | 0.78 miles | OpenRent |

**Average rent: £1,749/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £209,375
- **Target investor price (1%):** £167,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,675/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.9×
- **Monthly cashflow:** £-487/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 112 |
| Anti-social behaviour | 107 |
| Shoplifting | 76 |
| Vehicle crime | 39 |
| Other theft | 30 |
| Burglary | 16 |
| Public order | 16 |
| Drugs | 8 |
| Robbery | 8 |
| Theft from the person | 7 |
| Other crime | 4 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **425** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Harris Primary Academy Purley Way | Primary | 0.2 miles | Outstanding — 17 Sep 2019 |
| High View Primary School | Primary | 0.4 miles | Good — 11 Jul 2016 |
| The Link School | Other | 0.4 miles | Outstanding — 27 Jun 2014 |
| Wilson's School | Secondary | 0.5 miles | Outstanding — 7 Dec 2022 |
| Aerodrome Primary Academy | Primary | 0.6 miles | Good — 19 Sep 2016 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #12436857
- **Address:** 37 Merebank Lane, CROYDON, CR0 4NP
- **Certificate Issued:** 10/07/2017
- **Work Completed:** 09/06/2017
- **Items:** 1 door(s)