Detached

STONE PLACE COTTAGE STEEPHILL ROAD

VENTNOR, ISLE OF WIGHT, PO38 1UF

£340,000

Location

Map view View on Google Maps View on OpenStreetMap Street View PO38 1UF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Flowersbrook	0.0 miles
Shop	Central	0.6 miles
Train station	Shanklin	3.5 miles
Hospital	Laidlaw Day Hospital	8.9 miles

Property details

Tenure

Freehold

Property type

Detached

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£340,000 Jul 2015

Local average

£448,821 (21 sales)

Street crime

34 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

This certificate expired on 03/02/2019. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: C

Inspection date: 04/02/2009

Expiry date: 03/02/2019 (expired)

Current heating cost: £554/year

Potential heating cost: £503/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

A condensing boiler is capable of much higher efficiencies than other types of boiler, meaning it will burn less fuel to heat this property. This improvement is most appropriate when the existing central heating boiler needs repair or replacement, but there may be exceptional circumstances making this impractical. Condensing boilers need a drain for the condensate which limits their location; remember this when considering remodelling the room containing the existing boiler even if the latter is to be retained for the time being (for example a kitchen makeover). Building Regulations apply to this work, so your local authority building control department should be informed, unless the installer is registered with a competent persons scheme?, and can therefore self-certify the work for Building Regulation compliance. Ask a qualified heating engineer to explain the options.
A solar water heating panel, usually fixed to the roof, uses the sun to pre-heat the hot water supply. This will significantly reduce the demand on the heating system to provide hot water and hence save fuel and money. The Solar Trade Association has up-to-date information on local installers and any grant that may be available.
A solar PV system is one which converts light directly into electricity via panels placed on the roof with no waste and no emissions. This electricity is used throughout the home in the same way as the electricity purchased from an energy supplier. The British Photovoltaic Association has up-to-date information on local installers who are qualified electricians and on any grant that may be available. Planning restrictions may apply in certain neighbourhoods and you should check this with the local authority. Building Regulations apply to this work, so your local authority building control department should be informed, unless the installer is appropriately qualified and registered as such with a competent persons scheme?, and can therefore self-certify the work for Building Regulation compliance.

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	03/07/2015	£340,000	Detached	—	£479,459 to May 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
ALFRISTON STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF	£300,000	24/04/2026	Detached
17 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE	£475,000	08/01/2026	Detached
6 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD	£385,000	16/11/2022	Detached
HEATHERSTONE WHITWELL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1LJ	£740,000	01/09/2022	Detached
HIGH BANKS STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF	£595,000	29/04/2022	Detached
15 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD	£400,000	18/02/2022	Detached
34A CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD	£420,000	30/11/2021	Detached
SHELDONIA UNDERCLIFF DRIVE, ST LAWRENCE, VENTNOR, ISLE OF WIGHT, PO38 1UQ	£330,000	30/09/2021	Detached
7 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE	£615,000	13/09/2021	Detached

Area average: £473,333 (9 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -5.2%

10y growth 40.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Isle of Wight. Series: Detached. As of May 2026.

1y (index) -0.4%

5y (index) 6.1%

10y (index) 34.4%

Rental Range

Estimated market rent for Isle of Wight. Low = conservative, Realistic = average, Optimistic = best case.

Low £853/mo

Realistic £948/mo

Optimistic £1,043/mo

Based on Local Authority from postcode lookup → Isle of Wight.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Semi-Detached House, Dudley Road, PO38	£1,550/mo	4	0.98 miles	OpenRent

Average rent: £1,550/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £193,750

Target investor price (1%) £155,000

Gross yield 5.5%

Cost-to-rent ratio 18.3×

Monthly cashflow £31/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	13
Anti-social behaviour	7
Criminal damage and arson	6
Public order	4
Shoplifting	2
Burglary	1
Possession of weapons	1
Total incidents	34

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Francis Catholic and Church of England Primary Academy	Primary	0.7 miles	Good — 13 Jan 2022
The Island Free School	Secondary	0.7 miles	Good — 24 Jul 2017
St Catherine's School and College	Other	0.8 miles	Good — 8 Sep 2014
Wroxall Primary School	Primary	1.8 miles	Requires improvement — 1 Feb 2023
Niton Primary School	Primary	2.7 miles	Good — 24 May 2017

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# STONE PLACE COTTAGE STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF

## Property details

- Slug: `de82a81` (address key hash: `de82a81f56a56e1b162d0fac10a3986453c7d0e3`)
- Postcode: PO38 1UF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £340,000 Jul 2015
- Local average: £448,821 (21 sales)
- Street crime: 34 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £340,000
- Date: 2015-07-03
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 03/02/2019 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £554/year

### Recommendations

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8701-6422-5880-6784-3002)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2015-07-03 | £340,000 | Detached | — | £479,459 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/3495faa3-9401-4322-9b77-ce961333785d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| STONE PLACE COTTAGE STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £340,000 | 03/07/2015 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALFRISTON STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £300,000 | 24/04/2026 | Detached |
| 17 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE | £475,000 | 08/01/2026 | Detached |
| 6 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £385,000 | 16/11/2022 | Detached |
| HEATHERSTONE WHITWELL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1LJ | £740,000 | 01/09/2022 | Detached |
| HIGH BANKS STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £595,000 | 29/04/2022 | Detached |
| 15 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £400,000 | 18/02/2022 | Detached |
| 34A CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £420,000 | 30/11/2021 | Detached |
| SHELDONIA UNDERCLIFF DRIVE, ST LAWRENCE, VENTNOR, ISLE OF WIGHT, PO38 1UQ | £330,000 | 30/09/2021 | Detached |
| 7 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE | £615,000 | 13/09/2021 | Detached |

**Area average:** £473,333 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.2%
- **10y growth:** 40.9%

## House Price Index (HM Land Registry)

*Official index for Isle of Wight; Detached series; as of May 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 6.1%
- **10y growth (index):** 34.4%

## Rental Range

*ONS Price Index of Private Rents (Isle of Wight). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £853/mo
- **Realistic:** £948/mo
- **Optimistic:** £1,043/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Dudley Road, PO38 | £1,550/mo | 4 | 0.98 miles | OpenRent |

**Average rent: £1,550/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.3×
- **Monthly cashflow:** £31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 13 |
| Anti-social behaviour | 7 |
| Criminal damage and arson | 6 |
| Public order | 4 |
| Shoplifting | 2 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **34** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Francis Catholic and Church of England Primary Academy | Primary | 0.7 miles | Good — 13 Jan 2022 |
| The Island Free School | Secondary | 0.7 miles | Good — 24 Jul 2017 |
| St Catherine's School and College | Other | 0.8 miles | Good — 8 Sep 2014 |
| Wroxall Primary School | Primary | 1.8 miles | Requires improvement — 1 Feb 2023 |
| Niton Primary School | Primary | 2.7 miles | Good — 24 May 2017 |