# 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP

## Property details

- Slug: `dc1b503` (address key hash: `dc1b5034609b514cf012c582a5cd3dc5246eb812`)
- Postcode: CM18 7EP
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 85 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £440,000 Mar 2026
- Price per m²: £5,176/m²
- Local average: £423,056 (9 sales)
- Street crime: 293 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £440,000
- Date: 2026-03-12
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/05/2033
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0973-1005-5295-2957-3204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £440,000 | Semi-detached | — | £436,448 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f50a-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP | £440,000 | 12/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160482380](http://87.117.209.195:8080/listings/212bd93)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £440,000 |
| listed | 2025-04-09 | £450,000 |
| sold | 2023-01-01 | £420,000 |
| sold | 2002-01-01 | £168,000 |
| sold | 1998-01-01 | £99,000 |
| sold | 1998-01-01 | £96,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN | £475,000 | 12/01/2026 | Semi-detached |
| 54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW | £423,000 | 21/11/2023 | Semi-detached |
| 40 RUNDELLS, HARLOW, ESSEX, CM18 7HB | £365,000 | 21/11/2023 | Semi-detached |
| 9 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £430,000 | 21/08/2023 | Semi-detached |
| 46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £425,000 | 31/07/2023 | Semi-detached |
| 56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £465,000 | 09/06/2023 | Semi-detached |
| 55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £395,000 | 28/10/2022 | Semi-detached |
| 5 MONKSBURY, HARLOW, ESSEX, CM18 7TA | £400,000 | 05/10/2022 | Semi-detached |
| 14 MONKSBURY, HARLOW, ESSEX, CM18 7TA | £442,000 | 26/09/2022 | Semi-detached |
| 302 RUNDELLS, HARLOW, ESSEX, CM18 7HL | £316,000 | 05/08/2022 | Semi-detached |
| 11 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £485,000 | 27/07/2022 | Semi-detached |
| 48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £410,000 | 22/07/2022 | Semi-detached |
| 105 RUNDELLS, HARLOW, ESSEX, CM18 7HD | £301,000 | 30/05/2022 | Semi-detached |
| 21 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £610,000 | 27/05/2022 | Semi-detached |
| 2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £352,000 | 14/01/2022 | Semi-detached |
| 135 RUNDELLS, HARLOW, ESSEX, CM18 7HE | £313,000 | 15/10/2021 | Semi-detached |

**Area average:** £412,938 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.8%
- **10y growth:** 46.2%

## House Price Index (HM Land Registry)

*Official index for Harlow; Semi-detached series; as of May 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 16.5%
- **10y growth (index):** 28.2%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Monksbury, CM18 | £2,000/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Detached House, Commonside Road, CM18 | £1,200/mo | 3 | 0.41 miles | OpenRent |
| 3 Bed Terraced House, Abbotsweld, CM18 | £1,850/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Bungalow, Charters Cross, CM18 | £1,750/mo | 3 | 0.75 miles | OpenRent |

**Average rent: £1,700/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.4×
- **Monthly cashflow:** £-138/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 124 |
| Anti-social behaviour | 46 |
| Shoplifting | 22 |
| Public order | 20 |
| Vehicle crime | 18 |
| Criminal damage and arson | 17 |
| Other theft | 17 |
| Burglary | 13 |
| Drugs | 7 |
| Bicycle theft | 4 |
| Other crime | 3 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **293** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Latton Green Primary Academy | Primary | 0.1 miles | Good — 11 Dec 2017 |
| The Greenwell Academy | Other | 0.2 miles | — (No rating) |
| Beckmead Moundwood Academy | Other | 0.2 miles | — (Inspected (no overall grade)) |
| Pear Tree Mead Academy | Primary | 0.4 miles | Good — 4 Oct 2011 |
| William Martin Church of England Infant and Nursery School | Primary | 0.5 miles | Good — 2 Nov 2016 |