Semi-Detached

85 LATTON GREEN

HARLOW, ESSEX, CM18 7EP

£440,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CM18 7EP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Riddings Lane	0.1 miles
Shop	Spar	0.3 miles
Train station	Harlow Town	2.2 miles
Hospital	Jacob's Neuro Centre	4.1 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

85 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£440,000 Mar 2026

Price per m²

£5,176/m²

Local average

£423,056 (9 sales)

Street crime

293 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 03/05/2023

Expiry date: 02/05/2033

Current heating cost: £618/year

Potential heating cost: £589/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/03/2026	£440,000	Semi-detached	—	£436,448 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£440,000
listed	09/04/2025	£450,000
sold	01/01/2023	£420,000
sold	01/01/2002	£168,000
sold	01/01/1998	£99,000
sold	01/01/1998	£96,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN	£475,000	12/01/2026	Semi-detached
40 RUNDELLS, HARLOW, ESSEX, CM18 7HB	£365,000	21/11/2023	Semi-detached
54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW	£423,000	21/11/2023	Semi-detached
9 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£430,000	21/08/2023	Semi-detached
46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER	£425,000	31/07/2023	Semi-detached
56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£465,000	09/06/2023	Semi-detached
55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£395,000	28/10/2022	Semi-detached
5 MONKSBURY, HARLOW, ESSEX, CM18 7TA	£400,000	05/10/2022	Semi-detached
14 MONKSBURY, HARLOW, ESSEX, CM18 7TA	£442,000	26/09/2022	Semi-detached
302 RUNDELLS, HARLOW, ESSEX, CM18 7HL	£316,000	05/08/2022	Semi-detached
11 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£485,000	27/07/2022	Semi-detached
48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER	£410,000	22/07/2022	Semi-detached
105 RUNDELLS, HARLOW, ESSEX, CM18 7HD	£301,000	30/05/2022	Semi-detached
21 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£610,000	27/05/2022	Semi-detached
2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£352,000	14/01/2022	Semi-detached
135 RUNDELLS, HARLOW, ESSEX, CM18 7HE	£313,000	15/10/2021	Semi-detached

Area average: £412,938 (16 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.8%

10y growth 46.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Harlow. Series: Semi-detached. As of May 2026.

1y (index) 3.3%

5y (index) 16.5%

10y (index) 28.2%

Rental Range

Estimated market rent for Harlow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,365/mo

Realistic £1,517/mo

Optimistic £1,669/mo

Based on Local Authority from postcode lookup → Harlow.

LHA (30th percentile) floor for Harlow & Stortford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Monksbury, CM18	£2,000/mo	3	0.23 miles	OpenRent
3 Bed Detached House, Commonside Road, CM18	£1,200/mo	3	0.41 miles	OpenRent
3 Bed Terraced House, Abbotsweld, CM18	£1,850/mo	3	0.68 miles	OpenRent
3 Bed Bungalow, Charters Cross, CM18	£1,750/mo	3	0.75 miles	OpenRent

Average rent: £1,700/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £225,000

Target investor price (1%) £180,000

Gross yield 4.9%

Cost-to-rent ratio 20.4×

Monthly cashflow £-138/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	124
Anti-social behaviour	46
Shoplifting	22
Public order	20
Vehicle crime	18
Criminal damage and arson	17
Other theft	17
Burglary	13
Drugs	7
Bicycle theft	4
Other crime	3
Possession of weapons	1
Robbery	1
Total incidents	293

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Latton Green Primary Academy	Primary	0.1 miles	Good — 11 Dec 2017
The Greenwell Academy	Other	0.2 miles	— (No rating)
Beckmead Moundwood Academy	Other	0.2 miles	— (Inspected (no overall grade))
Pear Tree Mead Academy	Primary	0.4 miles	Good — 4 Oct 2011
William Martin Church of England Infant and Nursery School	Primary	0.5 miles	Good — 2 Nov 2016

FENSA

No FENSA certificates found for this address.

# 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP

## Property details

- Slug: `dc1b503` (address key hash: `dc1b5034609b514cf012c582a5cd3dc5246eb812`)
- Postcode: CM18 7EP
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 85 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £440,000 Mar 2026
- Price per m²: £5,176/m²
- Local average: £423,056 (9 sales)
- Street crime: 293 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £440,000
- Date: 2026-03-12
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/05/2033
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0973-1005-5295-2957-3204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £440,000 | Semi-detached | — | £436,448 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f50a-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP | £440,000 | 12/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160482380](http://87.117.209.195:8080/listings/212bd93)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £440,000 |
| listed | 2025-04-09 | £450,000 |
| sold | 2023-01-01 | £420,000 |
| sold | 2002-01-01 | £168,000 |
| sold | 1998-01-01 | £99,000 |
| sold | 1998-01-01 | £96,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN | £475,000 | 12/01/2026 | Semi-detached |
| 40 RUNDELLS, HARLOW, ESSEX, CM18 7HB | £365,000 | 21/11/2023 | Semi-detached |
| 54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW | £423,000 | 21/11/2023 | Semi-detached |
| 9 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £430,000 | 21/08/2023 | Semi-detached |
| 46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £425,000 | 31/07/2023 | Semi-detached |
| 56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £465,000 | 09/06/2023 | Semi-detached |
| 55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £395,000 | 28/10/2022 | Semi-detached |
| 5 MONKSBURY, HARLOW, ESSEX, CM18 7TA | £400,000 | 05/10/2022 | Semi-detached |
| 14 MONKSBURY, HARLOW, ESSEX, CM18 7TA | £442,000 | 26/09/2022 | Semi-detached |
| 302 RUNDELLS, HARLOW, ESSEX, CM18 7HL | £316,000 | 05/08/2022 | Semi-detached |
| 11 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £485,000 | 27/07/2022 | Semi-detached |
| 48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £410,000 | 22/07/2022 | Semi-detached |
| 105 RUNDELLS, HARLOW, ESSEX, CM18 7HD | £301,000 | 30/05/2022 | Semi-detached |
| 21 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £610,000 | 27/05/2022 | Semi-detached |
| 2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £352,000 | 14/01/2022 | Semi-detached |
| 135 RUNDELLS, HARLOW, ESSEX, CM18 7HE | £313,000 | 15/10/2021 | Semi-detached |

**Area average:** £412,938 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.8%
- **10y growth:** 46.2%

## House Price Index (HM Land Registry)

*Official index for Harlow; Semi-detached series; as of May 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 16.5%
- **10y growth (index):** 28.2%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Monksbury, CM18 | £2,000/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Detached House, Commonside Road, CM18 | £1,200/mo | 3 | 0.41 miles | OpenRent |
| 3 Bed Terraced House, Abbotsweld, CM18 | £1,850/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Bungalow, Charters Cross, CM18 | £1,750/mo | 3 | 0.75 miles | OpenRent |

**Average rent: £1,700/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.4×
- **Monthly cashflow:** £-138/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 124 |
| Anti-social behaviour | 46 |
| Shoplifting | 22 |
| Public order | 20 |
| Vehicle crime | 18 |
| Criminal damage and arson | 17 |
| Other theft | 17 |
| Burglary | 13 |
| Drugs | 7 |
| Bicycle theft | 4 |
| Other crime | 3 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **293** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Latton Green Primary Academy | Primary | 0.1 miles | Good — 11 Dec 2017 |
| The Greenwell Academy | Other | 0.2 miles | — (No rating) |
| Beckmead Moundwood Academy | Other | 0.2 miles | — (Inspected (no overall grade)) |
| Pear Tree Mead Academy | Primary | 0.4 miles | Good — 4 Oct 2011 |
| William Martin Church of England Infant and Nursery School | Primary | 0.5 miles | Good — 2 Nov 2016 |