Terraced

28 THORNYCROFT ROAD

LIVERPOOL, MERSEYSIDE, L15 0EW

£135,000

Location

Map view View on Google Maps View on OpenStreetMap Street View L15 0EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	GAINSBOROUGH ROAD/SEAMAN ROAD	0.1 miles
Shop	Liver Launderettes	0.1 miles
Hospital	Greenbank Drive Surgery	0.4 miles
Train station	Edge Hill	0.7 miles
University	University of Liverpool	1.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms (EPC estimate)

Bathrooms (EPC)

Floor area

82 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£135,000 Jan 2026

Price per m²

£1,646/m²

Local average

£244,732 (87 sales)

Street crime

446 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 25/07/2025

Current heating cost: £1,302/year

Potential heating cost: £540/year

Est. upgrade cost to C: £37,980

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Add additional 80 mm jacket to hot water cylinder (£20 - £40)
Draughtproof single-glazed windows (£150 - £250)
Change room heaters to condensing boiler (£3,500 - £10,000)
Replace single glazed windows with low-E double glazing (£4,500 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/01/2026	£135,000	Terraced	—	£133,210 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
46 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ	£225,000	19/12/2025	Terraced
34 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ	£140,000	15/12/2025	Terraced
83 LAWRENCE ROAD, LIVERPOOL, MERSEYSIDE, L15 0EF	£195,000	11/12/2025	Terraced
42 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT	£150,000	07/10/2025	Terraced
19 GORDON STREET, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 0ED	£80,000	16/05/2025	Terraced
333 SMITHDOWN ROAD, LIVERPOOL, MERSEYSIDE, L15 3JA	£245,000	20/12/2023	Terraced
52 GRANVILLE ROAD, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 2HR	£152,000	15/12/2023	Terraced
48 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EW	£125,000	11/12/2023	Terraced
43 EGERTON ROAD, LIVERPOOL, MERSEYSIDE, L15 2HN	£215,000	08/12/2023	Terraced
81 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EN	£132,500	07/12/2023	Terraced
57 EGERTON ROAD, LIVERPOOL, MERSEYSIDE, L15 2HN	£275,000	06/12/2023	Terraced
20 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ	£64,000	27/11/2023	Terraced
56 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT	£150,000	24/11/2023	Terraced
46 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ	£130,000	27/10/2023	Terraced
17 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HH	£335,000	27/10/2023	Terraced
34 WELLINGTON AVENUE, LIVERPOOL, MERSEYSIDE, L15 0EJ	£135,000	22/09/2023	Terraced
10 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ	£110,000	10/08/2023	Terraced
1 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ	£190,000	31/07/2023	Terraced
26 GRANVILLE ROAD, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 2HR	£127,000	14/07/2023	Terraced
115 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT	£80,000	14/07/2023	Terraced

Area average: £162,775 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.5%

10y growth 102.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Liverpool. Series: Terraced. As of February 2026.

1y (index) 5.3%

5y (index) 28.6%

10y (index) 76.6%

Rental Range

Estimated market rent for Liverpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £807/mo

Realistic £897/mo

Optimistic £987/mo

Based on Local Authority from postcode lookup → Liverpool.

LHA (30th percentile) floor for Greater Liverpool: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom EPC estimate). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Whittier St, L8	£850/mo	2	0.49 miles	OpenRent

Average rent: £850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.63%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 7.6%

Cost-to-rent ratio 13.2×

Monthly cashflow £208/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	206
Public order	43
Anti-social behaviour	38
Criminal damage and arson	36
Other theft	34
Drugs	25
Vehicle crime	18
Burglary	12
Shoplifting	9
Bicycle theft	8
Other crime	7
Possession of weapons	5
Robbery	3
Theft from the person	2
Total incidents	446

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Clare's Catholic Primary School	Primary	0.1 miles	Good — 17 Dec 2020
Lawrence Community Primary School	Primary	0.1 miles	Good — 21 Sep 2022
St Hugh's Catholic Primary School	Primary	0.3 miles	Requires improvement — 7 Mar 2023
Chatham Place Nursery School	Nursery	0.4 miles	Good — 5 Dec 2012
Archbishop Blanch CofE High School	Secondary	0.5 miles	Outstanding — 18 Mar 2020

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 28 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EW

## Property details

- Slug: `dbb3b43` (address key hash: `dbb3b43142d00cf21f94f8c1d7163771819aa074`)
- Postcode: L15 0EW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 3
- Bathrooms (EPC): 1
- Floor area: 82 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £135,000 Jan 2026
- Price per m²: £1,646/m²
- Local average: £244,732 (87 sales)
- Street crime: 446 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £135,000
- Date: 2026-01-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Current heating cost:** £1,302/year
- **Est. upgrade cost to C:** £37,980

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- C (£20 - £40)
- D (£150 - £250)
- S (£3,500 - £10,000)
- O (£4,500 - £6,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6035-3023-3500-0975-3222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £135,000 | Terraced | — | £133,210 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-2d67-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EW | £135,000 | 21/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ | £225,000 | 19/12/2025 | Terraced |
| 34 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ | £140,000 | 15/12/2025 | Terraced |
| 83 LAWRENCE ROAD, LIVERPOOL, MERSEYSIDE, L15 0EF | £195,000 | 11/12/2025 | Terraced |
| 42 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT | £150,000 | 07/10/2025 | Terraced |
| 19 GORDON STREET, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 0ED | £80,000 | 16/05/2025 | Terraced |
| 333 SMITHDOWN ROAD, LIVERPOOL, MERSEYSIDE, L15 3JA | £245,000 | 20/12/2023 | Terraced |
| 52 GRANVILLE ROAD, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 2HR | £152,000 | 15/12/2023 | Terraced |
| 48 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EW | £125,000 | 11/12/2023 | Terraced |
| 43 EGERTON ROAD, LIVERPOOL, MERSEYSIDE, L15 2HN | £215,000 | 08/12/2023 | Terraced |
| 81 THORNYCROFT ROAD, LIVERPOOL, MERSEYSIDE, L15 0EN | £132,500 | 07/12/2023 | Terraced |
| 57 EGERTON ROAD, LIVERPOOL, MERSEYSIDE, L15 2HN | £275,000 | 06/12/2023 | Terraced |
| 20 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ | £64,000 | 27/11/2023 | Terraced |
| 56 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT | £150,000 | 24/11/2023 | Terraced |
| 46 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ | £130,000 | 27/10/2023 | Terraced |
| 17 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HH | £335,000 | 27/10/2023 | Terraced |
| 34 WELLINGTON AVENUE, LIVERPOOL, MERSEYSIDE, L15 0EJ | £135,000 | 22/09/2023 | Terraced |
| 10 PORTMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 2HJ | £110,000 | 10/08/2023 | Terraced |
| 1 SEAMAN ROAD, LIVERPOOL, MERSEYSIDE, L15 3HZ | £190,000 | 31/07/2023 | Terraced |
| 26 GRANVILLE ROAD, WAVERTREE, LIVERPOOL, MERSEYSIDE, L15 2HR | £127,000 | 14/07/2023 | Terraced |
| 115 BAGOT STREET, LIVERPOOL, MERSEYSIDE, L15 0HT | £80,000 | 14/07/2023 | Terraced |

**Area average:** £162,775 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.5%
- **10y growth:** 102.8%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Terraced series; as of February 2026.*

- **1y growth (index):** 5.3%
- **5y growth (index):** 28.6%
- **10y growth (index):** 76.6%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £807/mo
- **Realistic:** £897/mo
- **Optimistic:** £987/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom EPC estimate). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Whittier St, L8 | £850/mo | 2 | 0.49 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.2×
- **Monthly cashflow:** £208/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 206 |
| Public order | 43 |
| Anti-social behaviour | 38 |
| Criminal damage and arson | 36 |
| Other theft | 34 |
| Drugs | 25 |
| Vehicle crime | 18 |
| Burglary | 12 |
| Shoplifting | 9 |
| Bicycle theft | 8 |
| Other crime | 7 |
| Possession of weapons | 5 |
| Robbery | 3 |
| Theft from the person | 2 |
| **Total incidents** | **446** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Clare's Catholic Primary School | Primary | 0.1 miles | Good — 17 Dec 2020 |
| Lawrence Community Primary School | Primary | 0.1 miles | Good — 21 Sep 2022 |
| St Hugh's Catholic Primary School | Primary | 0.3 miles | Requires improvement — 7 Mar 2023 |
| Chatham Place Nursery School | Nursery | 0.4 miles | Good — 5 Dec 2012 |
| Archbishop Blanch CofE High School | Secondary | 0.5 miles | Outstanding — 18 Mar 2020 |