# 14 STEPHENS ROAD, LISKEARD, CORNWALL, PL14 3SX

## Property details

- Slug: `dba1b1e` (address key hash: `dba1b1ec274b1f4000b83a1f844093b9b9387df8`)
- Postcode: PL14 3SX
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 40 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £115,000 Jan 2026
- Price per m²: £2,875/m²
- Local average: £181,842 (24 sales)
- Street crime: 131 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £115,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/11/2035
- **Current heating cost:** £651/year
- **Est. upgrade cost to C:** £18,750

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0156-3956-5209-6035-3200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £115,000 | Terraced | — | £114,633 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-abf3-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 STEPHENS ROAD, LISKEARD, CORNWALL, PL14 3SX | £115,000 | 30/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 HERRING CLOSE, LISKEARD, CORNWALL, PL14 3TA | £141,000 | 12/01/2026 | Terraced |
| 12 EASTERN AVENUE, LISKEARD, CORNWALL, PL14 3TD | £151,500 | 09/01/2026 | Terraced |
| 21 HOLYWELL ROAD, LISKEARD, CORNWALL, PL14 3TT | £227,500 | 28/11/2025 | Terraced |
| 6 HOLYWELL ROAD, LISKEARD, CORNWALL, PL14 3TT | £227,000 | 14/11/2025 | Terraced |
| 43 GEMINI DRIVE, LISKEARD, CORNWALL, PL14 3GU | £250,000 | 15/09/2025 | Terraced |
| 7 KILMAR ROAD, LISKEARD, CORNWALL, PL14 3TU | £161,000 | 12/12/2023 | Terraced |
| 15 STEPHENS ROAD, LISKEARD, CORNWALL, PL14 3SX | £183,500 | 06/12/2023 | Terraced |
| 35 EASTERN AVENUE, LISKEARD, CORNWALL, PL14 3TD | £155,000 | 01/06/2023 | Terraced |
| 2 PEPPERS PARK ROAD, LISKEARD, CORNWALL, PL14 3TY | £225,000 | 17/03/2023 | Terraced |
| 43 GEMINI DRIVE, LISKEARD, CORNWALL, PL14 3GU | £270,000 | 19/12/2022 | Terraced |
| 9 CARNGLAZE CLOSE, LISKEARD, CORNWALL, PL14 3WF | £235,000 | 29/11/2022 | Terraced |
| 18 STEPHENS ROAD, LISKEARD, CORNWALL, PL14 3SX | £222,000 | 25/11/2022 | Terraced |
| 10 EASTERN AVENUE, LISKEARD, CORNWALL, PL14 3TD | £190,000 | 16/09/2022 | Terraced |
| 4 HERRING CLOSE, LISKEARD, CORNWALL, PL14 3TA | £170,500 | 01/08/2022 | Terraced |
| 5 HERRING CLOSE, LISKEARD, CORNWALL, PL14 3TA | £195,000 | 21/07/2022 | Terraced |
| 7 CARNGLAZE CLOSE, LISKEARD, CORNWALL, PL14 3WF | £197,500 | 07/07/2022 | Terraced |
| 31 EASTERN AVENUE, LISKEARD, CORNWALL, PL14 3TD | £162,000 | 06/07/2022 | Terraced |
| 21 EASTERN AVENUE, LISKEARD, CORNWALL, PL14 3TD | £160,000 | 08/06/2022 | Terraced |
| 28 OAKLANDS ROAD, LISKEARD, CORNWALL, PL14 3TX | £222,000 | 21/04/2022 | Terraced |
| 24 COURTNEY ROAD, LISKEARD, CORNWALL, PL14 3NR | £205,000 | 08/04/2022 | Terraced |

**Area average:** £197,525 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8%
- **10y growth:** 62.3%

## House Price Index (HM Land Registry)

*Official index for Cornwall; Terraced series; as of March 2026.*

- **1y growth (index):** -2.2%
- **5y growth (index):** 10.5%
- **10y growth (index):** 36.8%

## Rental Range

*ONS Price Index of Private Rents (Cornwall). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £902/mo
- **Realistic:** £1,002/mo
- **Optimistic:** £1,102/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Carnglaze Close, PL14 | £1,100/mo | 3 | 0.17 miles | OpenRent |
| 2 Bed Terraced House, Portland Terrace, PL14 | £850/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Catchfrench Crescent, PL14 | £700/mo | 2 | 0.36 miles | OpenRent |
| 3 Bed Semi-Detached House, Boveway Drive, PL14 | £1,200/mo | 3 | 0.4 miles | OpenRent |
| 2 Bed Flat, Lower Lux Street, PL14 | £800/mo | 2 | 0.56 miles | OpenRent |
| 2 Bed Flat, Wedgwood Court, PL14 | £900/mo | 2 | 0.56 miles | OpenRent |
| 2 Bed Flat, Lower Lux Street, PL14 | £750/mo | 2 | 0.57 miles | OpenRent |
| 4 Bed Detached House, Stanley Maggs Way, PL14 | £1,100/mo | 4 | 0.57 miles | OpenRent |
| 2 Bed Terraced House, Church Street North, PL14 | £600/mo | 2 | 0.57 miles | OpenRent |
| 1 Bed Flat, Skyline House, PL14 | £650/mo | 1 | 0.62 miles | OpenRent |
| 1 Bed Flat, Skyline House, PL14 | £650/mo | 1 | 0.62 miles | OpenRent |
| 1 Bed Flat, Pavlova Close, PL14 | £700/mo | 1 | 0.82 miles | OpenRent |
| 6 Bed Detached House, Ash Park Terrace, PL14 | £2,250/mo | 6 | 0.91 miles | OpenRent |
| 1 Bed Flat, Karrow Garth, PL14 | £650/mo | 1 | 1.14 miles | OpenRent |
| 1 Bed Flat, Karrow Garth, PL14 | £650/mo | 1 | 1.14 miles | OpenRent |
| 2 Bed Semi-Detached House, Karow Garth, PL14 | £835/mo | 2 | 1.14 miles | OpenRent |

**Average rent: £899/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 8.1%
- **Cost-to-rent:** 12.4×
- **Monthly cashflow:** £220/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 53 |
| Shoplifting | 22 |
| Anti-social behaviour | 13 |
| Other theft | 10 |
| Criminal damage and arson | 8 |
| Public order | 7 |
| Other crime | 6 |
| Possession of weapons | 5 |
| Drugs | 2 |
| Theft from the person | 2 |
| Vehicle crime | 2 |
| Burglary | 1 |
| **Total incidents** | **131** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Martin's CofE Primary School | Primary | 0.5 miles | Good — 5 Jul 2023 |
| Liskeard School and Community College | Secondary | 0.5 miles | Good — 25 Apr 2013 |
| Caradon Alternative Provision Academy | Other | 0.8 miles | Requires improvement — 17 May 2023 |
| Taliesin Education Ltd | Other | 1.1 miles | Good — 26 Jun 2022 |
| Liskeard Hillfort Primary School | Primary | 1.1 miles | Good — 19 Oct 2023 |