# 127 GARAGE RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED

## Property details

- Slug: `db87439` (address key hash: `db87439a03f72ead56d06330b355569f533eabb8`)
- Postcode: IP32 6ED
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 38 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £153,000 Jan 2026
- Price per m²: £4,026/m²
- Local average: £246,917 (18 sales)
- Street crime: 195 incidents within 1 mile (May 2026)

## Latest sale

- Price: £153,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** A
- **Expiry date:** 04/12/2029
- **Current heating cost:** £308/year

### Recommendations
- B4 (600)
- W2 (6,000)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8792-3455-6129-5706-5213)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £153,000 | Terraced | — | £156,347 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-f02f-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 GARAGE RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £153,000 | 23/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £200,000 | 08/01/2026 | Terraced |
| 46 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £325,000 | 28/11/2025 | Terraced |
| 43 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £220,000 | 15/12/2023 | Terraced |
| 48 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £305,000 | 08/12/2023 | Terraced |
| 48 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DE | £248,000 | 12/04/2023 | Terraced |
| 121 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £140,000 | 27/03/2023 | Terraced |
| 88 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £280,000 | 01/12/2022 | Terraced |
| 84 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £265,000 | 21/10/2022 | Terraced |
| 44 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £285,000 | 23/09/2022 | Terraced |
| 1 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £280,000 | 16/09/2022 | Terraced |
| 77 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £450,000 | 09/09/2022 | Terraced |
| 27 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £271,000 | 26/08/2022 | Terraced |
| 61 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £277,500 | 19/08/2022 | Terraced |
| 41 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £450,000 | 10/08/2022 | Terraced |
| 19 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £280,000 | 22/07/2022 | Terraced |
| 87 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £235,000 | 15/07/2022 | Terraced |
| 19 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £318,000 | 22/06/2022 | Terraced |
| 67A FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £410,000 | 01/06/2022 | Terraced |
| 3 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £270,000 | 13/05/2022 | Terraced |
| 79 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £248,000 | 29/03/2022 | Terraced |

**Area average:** £287,875 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.2%
- **10y growth:** 25.3%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 12%
- **10y growth (index):** 36.1%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,060/mo
- **Realistic:** £1,178/mo
- **Optimistic:** £1,296/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Maltings Way, IP32 | £4,200/mo | 4 | 0.28 miles | OpenRent |

**Average rent: £4,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 2.75% (strong)
- **Max investor price (0.8%):** £525,000
- **Target investor price (1%):** £420,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,200/mo).*

- **Gross yield:** 32.9%
- **Cost-to-rent:** 3×
- **Monthly cashflow:** £3,152/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 85.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 80 |
| Shoplifting | 31 |
| Criminal damage and arson | 17 |
| Anti-social behaviour | 15 |
| Other theft | 15 |
| Public order | 15 |
| Drugs | 7 |
| Possession of weapons | 5 |
| Vehicle crime | 3 |
| Burglary | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| Robbery | 1 |
| **Total incidents** | **195** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bury St Edmunds County High School | Secondary | 0.2 miles | Good — 15 May 2022 |
| St Benedict's Catholic School | Secondary | 0.2 miles | Good — 9 Nov 2016 |
| Tollgate Primary School | Primary | 0.2 miles | Good — 16 Nov 2023 |
| King Edward VI CEVC School | Secondary | 0.4 miles | Good — 28 Mar 2019 |
| St Edmundsbury CofE Primary Academy | Primary | 0.5 miles | Requires improvement — 13 May 2024 |