Terraced

127 GARAGE RAYNHAM ROAD

BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED

£153,000

Location

Map view View on Google Maps View on OpenStreetMap Street View IP32 6ED

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Philip Road	0.2 miles
Shop	Huws Gray	0.3 miles
Train station	Bury St Edmunds	0.3 miles
Hospital	St Edmunds Hospital	1.3 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

38 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£153,000 Jan 2026

Price per m²

£4,026/m²

Local average

£246,917 (18 sales)

Street crime

195 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: A

Inspection date: 05/12/2019

Expiry date: 04/12/2029

Current heating cost: £308/year

Potential heating cost: £265/year

Recommendations

Party wall insulation (600)
Floor insulation (solid floor) (6,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£153,000	Terraced	—	£156,347 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB	£200,000	08/01/2026	Terraced
46 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA	£325,000	28/11/2025	Terraced
43 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS	£220,000	15/12/2023	Terraced
48 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA	£305,000	08/12/2023	Terraced
48 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DE	£248,000	12/04/2023	Terraced
121 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£140,000	27/03/2023	Terraced
88 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£280,000	01/12/2022	Terraced
84 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£265,000	21/10/2022	Terraced
44 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA	£285,000	23/09/2022	Terraced
1 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB	£280,000	16/09/2022	Terraced
77 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW	£450,000	09/09/2022	Terraced
27 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS	£271,000	26/08/2022	Terraced
61 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£277,500	19/08/2022	Terraced
41 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW	£450,000	10/08/2022	Terraced
19 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA	£280,000	22/07/2022	Terraced
87 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS	£235,000	15/07/2022	Terraced
19 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA	£318,000	22/06/2022	Terraced
67A FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW	£410,000	01/06/2022	Terraced
3 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB	£270,000	13/05/2022	Terraced
79 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£248,000	29/03/2022	Terraced

Area average: £287,875 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.2%

10y growth 25.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Suffolk. Series: Terraced. As of April 2026.

1y (index) 4.5%

5y (index) 12%

10y (index) 36.1%

Rental Range

Estimated market rent for West Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,060/mo

Realistic £1,178/mo

Optimistic £1,296/mo

Based on Local Authority from postcode lookup → West Suffolk.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Maltings Way, IP32	£4,200/mo	4	0.28 miles	OpenRent

Average rent: £4,200/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.75%

Max investor price (0.8%) £525,000

Target investor price (1%) £420,000

Gross yield 32.9%

Cost-to-rent ratio 3×

Monthly cashflow £3,152/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 85.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	80
Shoplifting	31
Criminal damage and arson	17
Anti-social behaviour	15
Other theft	15
Public order	15
Drugs	7
Possession of weapons	5
Vehicle crime	3
Burglary	2
Theft from the person	2
Bicycle theft	1
Other crime	1
Robbery	1
Total incidents	195

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bury St Edmunds County High School	Secondary	0.2 miles	Good — 15 May 2022
St Benedict's Catholic School	Secondary	0.2 miles	Good — 9 Nov 2016
Tollgate Primary School	Primary	0.2 miles	Good — 16 Nov 2023
King Edward VI CEVC School	Secondary	0.4 miles	Good — 28 Mar 2019
St Edmundsbury CofE Primary Academy	Primary	0.5 miles	Requires improvement — 13 May 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 127 GARAGE RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED

## Property details

- Slug: `db87439` (address key hash: `db87439a03f72ead56d06330b355569f533eabb8`)
- Postcode: IP32 6ED
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 38 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £153,000 Jan 2026
- Price per m²: £4,026/m²
- Local average: £246,917 (18 sales)
- Street crime: 195 incidents within 1 mile (May 2026)

## Latest sale

- Price: £153,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** A
- **Expiry date:** 04/12/2029
- **Current heating cost:** £308/year

### Recommendations
- B4 (600)
- W2 (6,000)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8792-3455-6129-5706-5213)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £153,000 | Terraced | — | £156,347 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-f02f-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 GARAGE RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £153,000 | 23/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £200,000 | 08/01/2026 | Terraced |
| 46 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £325,000 | 28/11/2025 | Terraced |
| 43 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £220,000 | 15/12/2023 | Terraced |
| 48 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £305,000 | 08/12/2023 | Terraced |
| 48 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DE | £248,000 | 12/04/2023 | Terraced |
| 121 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £140,000 | 27/03/2023 | Terraced |
| 88 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £280,000 | 01/12/2022 | Terraced |
| 84 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £265,000 | 21/10/2022 | Terraced |
| 44 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £285,000 | 23/09/2022 | Terraced |
| 1 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £280,000 | 16/09/2022 | Terraced |
| 77 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £450,000 | 09/09/2022 | Terraced |
| 27 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £271,000 | 26/08/2022 | Terraced |
| 61 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £277,500 | 19/08/2022 | Terraced |
| 41 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £450,000 | 10/08/2022 | Terraced |
| 19 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £280,000 | 22/07/2022 | Terraced |
| 87 TOLLGATE LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BS | £235,000 | 15/07/2022 | Terraced |
| 19 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £318,000 | 22/06/2022 | Terraced |
| 67A FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AW | £410,000 | 01/06/2022 | Terraced |
| 3 KLONDYKE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6DB | £270,000 | 13/05/2022 | Terraced |
| 79 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £248,000 | 29/03/2022 | Terraced |

**Area average:** £287,875 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.2%
- **10y growth:** 25.3%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 12%
- **10y growth (index):** 36.1%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,060/mo
- **Realistic:** £1,178/mo
- **Optimistic:** £1,296/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Maltings Way, IP32 | £4,200/mo | 4 | 0.28 miles | OpenRent |

**Average rent: £4,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 2.75% (strong)
- **Max investor price (0.8%):** £525,000
- **Target investor price (1%):** £420,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,200/mo).*

- **Gross yield:** 32.9%
- **Cost-to-rent:** 3×
- **Monthly cashflow:** £3,152/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 85.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 80 |
| Shoplifting | 31 |
| Criminal damage and arson | 17 |
| Anti-social behaviour | 15 |
| Other theft | 15 |
| Public order | 15 |
| Drugs | 7 |
| Possession of weapons | 5 |
| Vehicle crime | 3 |
| Burglary | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| Robbery | 1 |
| **Total incidents** | **195** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bury St Edmunds County High School | Secondary | 0.2 miles | Good — 15 May 2022 |
| St Benedict's Catholic School | Secondary | 0.2 miles | Good — 9 Nov 2016 |
| Tollgate Primary School | Primary | 0.2 miles | Good — 16 Nov 2023 |
| King Edward VI CEVC School | Secondary | 0.4 miles | Good — 28 Mar 2019 |
| St Edmundsbury CofE Primary Academy | Primary | 0.5 miles | Requires improvement — 13 May 2024 |