# 38 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT

## Property details

- Slug: `db3b8a8` (address key hash: `db3b8a80d1c354937cda51ac90ae5c34de618935`)
- Postcode: L31 2PT
- Transactions on record: 4

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 55 m²
- EPC rating: D
- Year built: England and Wales: 1996-2002
- Last sold: £148,000 Jan 2019
- Price per m²: £2,691/m²
- Local average: £167,059 (25 sales)
- Street crime: 35 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £148,000
- Date: 2019-01-07
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/08/2021 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £444/year

### Recommendations
- E (?5)
- G (?350 - ?450)
- I (?1,500 - ?3,500)
- N (?4,000 - ?6,000)
- U (?11,000 - ?20,000)
- V (?1,500 - ?4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2228-3076-6288-8599-4944)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2019-01-07 | £148,000 | Terraced | +15.6% | £220,729 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/80e1aa98-5ba5-7bf8-e053-6c04a8c00bf2) |
| Sold | 2015-12-23 | £128,000 | Terraced | +8.9% | £212,831 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/2d1e4b26-8c5d-fcd1-e050-a8c0630544ec) |
| Sold | 2012-02-20 | £117,500 | Terraced | +113.6% | £211,238 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/12a6bd5b-8759-4f6c-904e-c6aa2451eb12) |
| Sold | 2000-05-05 | £55,000 | Semi-detached | — | £224,000 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/c59658b3-b349-4a68-9515-9567e8321904) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £148,000 | 07/01/2019 | Terraced |
| 38 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £128,000 | 23/12/2015 | Terraced |
| 38 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £117,500 | 20/02/2012 | Terraced |
| 38 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £55,000 | 05/05/2000 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 140 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JR | £216,000 | 17/12/2025 | Terraced |
| 59 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PR | £178,000 | 05/12/2025 | Terraced |
| 6 THE CROFT, MAGHULL, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JY | £179,000 | 20/11/2025 | Terraced |
| 28 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PS | £237,500 | 26/09/2022 | Terraced |
| 16 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £99,000 | 17/06/2022 | Terraced |
| 4 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £115,000 | 28/04/2022 | Terraced |
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £193,000 | 08/04/2022 | Terraced |
| 17 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £120,000 | 18/02/2022 | Terraced |

**Area average:** £167,188 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.9%
- **10y growth:** 23.6%

## House Price Index (HM Land Registry)

*Official index for Sefton; Terraced series; as of July 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 28.1%
- **10y growth (index):** 58.6%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £844/mo
- **Realistic:** £938/mo
- **Optimistic:** £1,032/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sefton Drive, L31 | £650/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 19×
- **Monthly cashflow:** £-23/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 11 |
| Anti-social behaviour | 6 |
| Public order | 5 |
| Burglary | 4 |
| Criminal damage and arson | 4 |
| Other theft | 2 |
| Shoplifting | 2 |
| Drugs | 1 |
| **Total incidents** | **35** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lydiate Primary School | Primary | 0.3 miles | Good — 19 Jun 2019 |
| St Gregory's Catholic Primary School | Primary | 0.3 miles | Good — 1 Jun 2011 |
| Green Park Primary School | Primary | 0.6 miles | Good — 9 Jul 2015 |
| St John Bosco Catholic Primary School | Primary | 0.6 miles | Good — 13 Aug 2013 |
| St Thomas Church of England Primary School, Lydiate | Primary | 0.7 miles | Outstanding — 11 Sep 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8823714
- **Address:** 38 The Fieldings, LIVERPOOL, L31 2PT
- **Certificate Issued:** 30/04/2012
- **Work Completed:** 21/03/2012
- **Items:** 6 window(s), 2 door(s)