# 7 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS

## Property details

- Slug: `db0298a` (address key hash: `db0298aa4586d7077eb53f952b6b8631950a8015`)
- Postcode: CB8 0JS
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Last sold: £230,000 Mar 2026
- Local average: £255,351 (37 sales)
- Street crime: 142 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £230,000
- Date: 2026-03-06
- Type: T
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £230,000 | Terraced | — | £228,136 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-a1b3-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £230,000 | 06/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [172148408](http://87.117.209.195:8080/listings/52fb952)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-02-13 | £230,000 |
| sold | 2026-01-01 | £230,000 |
| sold | 2016-01-01 | £177,000 |
| sold | 2007-01-01 | £146,500 |
| sold | 2005-01-01 | £130,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £217,500 | 25/03/2025 | Terraced |
| 18 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £295,000 | 15/12/2023 | Terraced |
| 37 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £230,000 | 24/11/2023 | Terraced |
| 42 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £250,000 | 12/10/2023 | Terraced |
| 18 ABERNANT DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0FH | £350,000 | 08/09/2023 | Terraced |
| 22 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £248,000 | 02/05/2023 | Terraced |
| 3 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £275,000 | 10/02/2023 | Terraced |
| 12 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £435,000 | 02/12/2022 | Terraced |
| 28 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £285,000 | 09/11/2022 | Terraced |
| 26 FITZROY STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JW | £350,000 | 10/10/2022 | Terraced |
| 2 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £277,500 | 16/09/2022 | Terraced |
| 17 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £325,000 | 29/07/2022 | Terraced |
| 3 ROCKINGHAM VILLAS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HL | £297,500 | 08/07/2022 | Terraced |
| 50 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £212,000 | 21/06/2022 | Terraced |
| 38 ROWLEY DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JL | £282,000 | 16/05/2022 | Terraced |
| ST. MARYS COTTAGES 1 CHURCH LANE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HP | £220,000 | 11/03/2022 | Terraced |
| 13 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £300,000 | 28/02/2022 | Terraced |
| 33 ROWLEY DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JL | £263,000 | 17/02/2022 | Terraced |
| 19 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £260,000 | 11/02/2022 | Terraced |
| 47 FRESHFIELDS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EF | £275,000 | 22/12/2021 | Terraced |

**Area average:** £282,375 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.4%
- **10y growth:** 20.8%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of May 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 12.4%
- **10y growth (index):** 34.7%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,060/mo
- **Realistic:** £1,178/mo
- **Optimistic:** £1,296/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Crampton Cottages, CB8 | £1,500/mo | 3 | 0.35 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £419/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 71 |
| Other theft | 11 |
| Shoplifting | 11 |
| Criminal damage and arson | 10 |
| Public order | 9 |
| Anti-social behaviour | 8 |
| Other crime | 7 |
| Bicycle theft | 6 |
| Possession of weapons | 3 |
| Vehicle crime | 3 |
| Drugs | 2 |
| Robbery | 1 |
| **Total incidents** | **142** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Houldsworth Valley Primary Academy | Primary | 0.2 miles | Good — 27 Nov 2019 |
| St Louis Catholic Academy | Primary | 0.4 miles | Good — 16 Feb 2011 |
| Fairstead House | Other | 0.4 miles | — (No rating) |
| Newmarket Academy | Secondary | 0.4 miles | Good — 25 Sep 2023 |
| All Saints Church of England Primary School, Newmarket | Primary | 0.4 miles | Good — 20 Nov 2022 |