# HEATON HOUSE LOFTS, 129 APARTMENT 2 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX

## Property details

- Slug: `daf54b2` (address key hash: `daf54b24282f03362474eef7b418ef49c7d0db86`)
- Postcode: B1 3EX
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Last sold: £131,250 Apr 2026
- Local average: £174,567 (37 sales)

## Latest sale

- Price: £131,250
- Date: 2026-04-23
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-23 | £131,250 | Flat | — | £131,250 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-3159-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HEATON HOUSE LOFTS, 129 APARTMENT 2 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £131,250 | 23/04/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [87318651](http://87.117.209.195:8080/listings/791e73e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £131,250 |
| listed | 2025-10-14 | £131,250 |
| sold | 2023-01-01 | £140,625 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HEATON HOUSE LOFTS, 125 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £320,000 | 19/01/2024 | Flat |
| HEATON HOUSE LOFTS, 131 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £198,000 | 24/11/2023 | Flat |
| HEATON HOUSE LOFTS, 123 APARTMENT 2 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £255,000 | 07/06/2023 | Flat |
| HEATON HOUSE LOFTS, 123 APARTMENT 7 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £265,025 | 29/03/2023 | Flat |
| HEATON HOUSE LOFTS, 123 APARTMENT 11 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £202,500 | 24/03/2023 | Flat |
| HEATON HOUSE LOFTS, 123 APARTMENT 19 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £218,000 | 09/03/2023 | Flat |
| HEATON HOUSE LOFTS, 129 APARTMENT 1 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £131,250 | 08/03/2023 | Flat |
| HEATON HOUSE LOFTS, 123 APARTMENT 8 CAMDEN STREET, BIRMINGHAM, WEST MIDLANDS, B1 3EX | £291,000 | 01/01/2023 | Flat |

**Area average:** £235,097 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -39.1%
- **10y growth:** -13.5%

## House Price Index (HM Land Registry)

*Official index for West Midlands Region; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 9.2%
- **10y growth (index):** 34%

## Rental Range

*ONS Price Index of Private Rents (West Midlands). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £966/mo
- **Optimistic:** £1,063/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 2 Bed Flat, The Quadrant, B1 | £1,300/mo | 2 | OpenRent |
| 2 Bed Flat, Lockside House, B1 | £1,550/mo | 2 | OpenRent |

**Average rent: £1,425/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.09% (strong)
- **Max investor price (0.8%):** £178,125
- **Target investor price (1%):** £142,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,425/mo).*

- **Gross yield:** 13%
- **Cost-to-rent:** 7.7×
- **Monthly cashflow:** £741/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 23.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*