# 26 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA

## Property details

- Slug: `d9f5cb9` (address key hash: `d9f5cb90287e0bb6cd71a9b3f9c32b893b7d12e0`)
- Postcode: OL8 3WA
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 116 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £111,950 May 2002
- Price per m²: £965/m²
- Local average: £312,659 (14 sales)
- Street crime: 2 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £111,950
- Date: 2002-05-24
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 10/12/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £664/year
- **Est. upgrade cost to C:** £20,325

### Recommendations
- A (£100 - £350)
- W (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8357-7622-1639-3729-6996)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2002-05-24 | £111,950 | Detached | — | £445,890 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/c6dfd269-8b9e-4930-84db-f10842f09d77) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £111,950 | 24/05/2002 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £325,000 | 24/07/2026 | Detached |
| 11 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £280,000 | 05/12/2025 | Detached |
| 32 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £260,000 | 20/05/2024 | Detached |
| 52 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £282,600 | 16/12/2022 | Detached |
| 15 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £430,000 | 09/12/2022 | Detached |
| 8 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £271,000 | 28/09/2022 | Detached |
| 27 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £185,000 | 26/04/2022 | Detached |
| 7 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £325,000 | 23/03/2022 | Detached |
| 22 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £285,000 | 23/11/2021 | Detached |

**Area average:** £293,733 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21%
- **10y growth:** 58.9%

## House Price Index (HM Land Registry)

*Official index for Oldham; Detached series; as of July 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 34.9%
- **10y growth (index):** 84.7%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £848/mo
- **Realistic:** £942/mo
- **Optimistic:** £1,036/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Green Lane, OL8 | £995/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.89% (okay)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 10.7%
- **Cost-to-rent:** 9.4×
- **Monthly cashflow:** £430/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Hathershaw College | Secondary | 0.2 miles | Good — 13 May 2016 |
| Lyndhurst Primary and Nursery School | Primary | 0.4 miles | Good — 8 Jan 2020 |
| Holy Rosary RC Junior Infant and Nursery School | Primary | 0.4 miles | Good — 18 Jan 2023 |
| Hulme Grammar School | Other | 0.5 miles | — (No rating) |
| Coppice Primary Academy | Primary | 0.5 miles | Good — 20 May 2015 |