Terraced

415 MOSS BAY ROAD

WORKINGTON, CUMBERLAND, CA14 5AB

£48,750

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 5AB

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Mossbay Rd at Playing Fields 0.0 miles
Shop Firpress 0.6 miles
Train station Harrington 0.9 miles
Hospital Workington Community Hospital 1.2 miles
University UCLan Westlakes Campus 7.4 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

2

Bathrooms

1

Floor area

61 m²

EPC rating

C

Year built

England and Wales: 1900-1929

Last sold

£48,750 Mar 2026

Price per m²

£799/m²

Local average

£108,641 (59 sales)

Street crime

125 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 15/04/2025

Expiry date: 14/04/2035

Current heating cost: £557/year

Potential heating cost: £435/year

Est. upgrade cost to C: £19,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 03/03/2026 £48,750 Terraced — £48,881 to April 2026 View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event Date Price
sold 01/01/2026 £48,750
listed 05/11/2025 £50,000

Photos · Open listing

Open image 1 from listing 169035272 Open image 2 from listing 169035272 Open image 3 from listing 169035272 Open image 4 from listing 169035272 Open image 5 from listing 169035272 Open image 6 from listing 169035272 Open image 7 from listing 169035272 Open image 8 from listing 169035272

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
307 MOSS BAY ROAD, WORKINGTON, CUMBERLAND, CA14 3TQ £65,000 17/12/2025 Terraced
61 RAILBANK DRIVE, WORKINGTON, CUMBERLAND, CA14 5DD £138,000 14/11/2025 Terraced
357 MOSS BAY ROAD, WORKINGTON, CUMBERLAND, CA14 5AB £35,000 18/09/2025 Terraced
315 MOSS BAY ROAD, WORKINGTON, CUMBERLAND, CA14 3TQ £69,000 04/12/2023 Terraced
280 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TH £73,500 09/12/2022 Terraced
41 CRANBOURNE STREET, WORKINGTON, CUMBERLAND, CA14 3TZ £48,000 16/11/2022 Terraced
24 RAILBANK DRIVE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 5DD £155,000 16/09/2022 Terraced
331 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TQ £64,000 19/08/2022 Terraced
292 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TH £110,000 04/07/2022 Terraced
303 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TQ £72,000 11/05/2022 Terraced
36 WEST VIEW WALK, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3RN £90,000 21/04/2022 Terraced
313 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TQ £60,000 04/02/2022 Terraced
313 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3TQ £60,000 04/02/2022 Terraced
427 MOSS BAY ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 5AB £62,000 12/01/2022 Terraced
48 RAILBANK DRIVE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 5DD £140,000 10/12/2021 Terraced
63 RAILBANK DRIVE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 5DD £109,000 25/11/2021 Terraced
61 RAILBANK DRIVE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 5DD £102,000 15/10/2021 Terraced
70 CRANBOURNE STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3UA £77,500 24/09/2021 Terraced

Area average: £85,000 (18 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.5%
10y growth 24.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%
5y (index) 27.5%
10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo
Realistic £961/mo
Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Mossbay Rd, CA14 £800/mo 2 0.16 miles OpenRent

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.64%
Max investor price (0.8%) £100,000
Target investor price (1%) £80,000
Gross yield 19.7%
Cost-to-rent ratio 5.1×
Monthly cashflow £503/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 42.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category Count
Violence and sexual offences 67
Shoplifting 13
Public order 12
Criminal damage and arson 10
Other crime 6
Anti-social behaviour 4
Burglary 4
Other theft 3
Drugs 2
Vehicle crime 2
Bicycle theft 1
Theft from the person 1
Total incidents 125

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Westfield Nursery and Primary School Primary 0.4 miles Good — 13 Feb 2023
St Mary's Catholic Primary School Primary 0.6 miles Good — 18 Dec 2022
St Gregory's Catholic Primary School, Workington Primary 0.6 miles Good — 17 Jun 2019
Victoria Infant and Nursery School Primary 0.8 miles Outstanding — 3 Feb 2015
Victoria Junior School Primary 0.9 miles Good — 16 Nov 2018

FENSA

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