# HIGH BANKS STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF

## Property details

- Slug: `d81ab2d` (address key hash: `d81ab2d357d0ac2d78c765f52cc72388b6ef35be`)
- Postcode: PO38 1UF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 114 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £595,000 Apr 2022
- Price per m²: £5,219/m²
- Local average: £448,821 (21 sales)
- Street crime: 34 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £595,000
- Date: 2022-04-29
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 14/09/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £936/year

### Recommendations
- W1 (1,200)
- E (35)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9658-9015-7221-0495-6904)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2022-04-29 | £595,000 | Detached | +48.8% | £563,250 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/fac30767-24f4-5e20-e053-4704a8c004ee) |
| Sold | 2018-09-28 | £400,000 | Detached | — | £487,363 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/79a74e21-9cb5-1289-e053-6b04a8c01627) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HIGH BANKS STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £595,000 | 29/04/2022 | Detached |
| HIGH BANKS STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £400,000 | 28/09/2018 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALFRISTON STEEPHILL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1UF | £300,000 | 24/04/2026 | Detached |
| 17 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE | £475,000 | 08/01/2026 | Detached |
| 6 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £385,000 | 16/11/2022 | Detached |
| HEATHERSTONE WHITWELL ROAD, VENTNOR, ISLE OF WIGHT, PO38 1LJ | £740,000 | 01/09/2022 | Detached |
| 15 CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £400,000 | 18/02/2022 | Detached |
| 34A CASTLE CLOSE, VENTNOR, ISLE OF WIGHT, PO38 1UD | £420,000 | 30/11/2021 | Detached |
| SHELDONIA UNDERCLIFF DRIVE, ST LAWRENCE, VENTNOR, ISLE OF WIGHT, PO38 1UQ | £330,000 | 30/09/2021 | Detached |
| 7 CASTLE COURT, VENTNOR, ISLE OF WIGHT, PO38 1UE | £615,000 | 13/09/2021 | Detached |

**Area average:** £458,125 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.2%
- **10y growth:** 40.9%

## House Price Index (HM Land Registry)

*Official index for Isle of Wight; Detached series; as of May 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 6.1%
- **10y growth (index):** 34.4%

## Rental Range

*ONS Price Index of Private Rents (Isle of Wight). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £853/mo
- **Realistic:** £948/mo
- **Optimistic:** £1,043/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Dudley Road, PO38 | £1,550/mo | 4 | 0.98 miles | OpenRent |

**Average rent: £1,550/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32×
- **Monthly cashflow:** £-973/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 13 |
| Anti-social behaviour | 7 |
| Criminal damage and arson | 6 |
| Public order | 4 |
| Shoplifting | 2 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **34** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Francis Catholic and Church of England Primary Academy | Primary | 0.7 miles | Good — 13 Jan 2022 |
| The Island Free School | Secondary | 0.7 miles | Good — 24 Jul 2017 |
| St Catherine's School and College | Other | 0.8 miles | Good — 8 Sep 2014 |
| Wroxall Primary School | Primary | 1.8 miles | Requires improvement — 1 Feb 2023 |
| Niton Primary School | Primary | 2.7 miles | Good — 24 May 2017 |