# 319 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JU

## Property details

- Slug: `d81286f` (address key hash: `d81286faf3d624710074c63366897fcb60559535`)
- Postcode: ME8 9JU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 131 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £430,000 Jan 2026
- Price per m²: £3,282/m²
- Local average: £356,400 (65 sales)
- Street crime: 114 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £430,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 24/06/2030
- **Current heating cost:** £792/year
- **Est. upgrade cost to C:** £15,583

### Recommendations
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£60)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8320-7626-7310-3065-6226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £430,000 | Semi-detached | +24.6% | £430,866 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-0287-591c-e063-4704a8c00c31) |
| Sold | 2020-11-20 | £345,000 | Semi-detached | — | £417,102 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/bc8936bb-9fda-0e2c-e053-6c04a8c0dbf4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 319 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JU | £430,000 | 23/01/2026 | Semi-detached |
| 319 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JU | £345,000 | 20/11/2020 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 104 PLOUGHMANS WAY, RAINHAM, GILLINGHAM, MEDWAY, ME8 8LJ | £195,000 | 05/12/2025 | Semi-detached |
| 2 CHESHAM DRIVE, GILLINGHAM, MEDWAY, ME8 9LY | £355,000 | 28/11/2025 | Semi-detached |
| 48 CHALFONT DRIVE, GILLINGHAM, MEDWAY, ME8 9DN | £367,000 | 10/09/2025 | Semi-detached |
| 18 CHALFONT DRIVE, GILLINGHAM, MEDWAY, ME8 9DN | £435,000 | 15/12/2023 | Semi-detached |
| 255 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JP | £350,000 | 17/11/2023 | Semi-detached |
| 10 SUNNINGDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9EE | £365,000 | 09/06/2023 | Semi-detached |
| 54 CHALFONT DRIVE, GILLINGHAM, MEDWAY, ME8 9DN | £373,250 | 02/12/2022 | Semi-detached |
| 44 KENILWORTH DRIVE, GILLINGHAM, MEDWAY, ME8 9EH | £385,500 | 21/10/2022 | Semi-detached |
| 309 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JU | £425,000 | 13/10/2022 | Semi-detached |
| 14 DEANWOOD CLOSE, GILLINGHAM, MEDWAY, ME8 9ET | £297,500 | 17/08/2022 | Semi-detached |
| 263 LONSDALE DRIVE, GILLINGHAM, MEDWAY, ME8 9JT | £450,000 | 07/07/2022 | Semi-detached |
| 82 PLOUGHMANS WAY, RAINHAM, GILLINGHAM, MEDWAY, ME8 8LJ | £285,000 | 01/06/2022 | Semi-detached |
| 20 WIMBOURNE DRIVE, GILLINGHAM, MEDWAY, ME8 9EN | £330,000 | 14/04/2022 | Semi-detached |
| 42 CHALFONT DRIVE, GILLINGHAM, MEDWAY, ME8 9DN | £450,000 | 13/04/2022 | Semi-detached |
| 37 MOSSY GLADE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8LQ | £352,500 | 11/04/2022 | Semi-detached |
| 12 TANKER HILL, GILLINGHAM, MEDWAY, ME8 9EX | £393,000 | 07/04/2022 | Semi-detached |
| 14 WIMBOURNE DRIVE, GILLINGHAM, MEDWAY, ME8 9EN | £350,700 | 25/03/2022 | Semi-detached |
| 22 PLOUGHMANS WAY, RAINHAM, GILLINGHAM, MEDWAY, ME8 8LH | £390,000 | 15/03/2022 | Semi-detached |
| 16 WIMBOURNE DRIVE, GILLINGHAM, MEDWAY, ME8 9EN | £460,000 | 16/02/2022 | Semi-detached |
| 3 CHALFONT DRIVE, GILLINGHAM, MEDWAY, ME8 9DW | £335,000 | 16/02/2022 | Semi-detached |

**Area average:** £367,223 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10%
- **10y growth:** 32.9%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 18%
- **10y growth (index):** 46.3%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Sedley Close, ME8 | £1,000/mo | 1 | 1.04 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 2.8%
- **Cost-to-rent:** 35.8×
- **Monthly cashflow:** £-818/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 38 |
| Anti-social behaviour | 33 |
| Criminal damage and arson | 12 |
| Other theft | 9 |
| Public order | 6 |
| Vehicle crime | 6 |
| Other crime | 4 |
| Shoplifting | 3 |
| Burglary | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **114** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Parkwood Primary School | Primary | 0.3 miles | Requires improvement — 7 Sep 2023 |
| Miers Court Primary School | Primary | 0.5 miles | Good — 27 Apr 2015 |
| Fairview Community Primary School | Primary | 0.6 miles | Good — 29 Jun 2015 |
| Bryony School | Other | 0.6 miles | Good — 16 Jan 2023 |
| St Margaret's Church of England Junior School | Primary | 0.7 miles | Good — 8 Jan 2014 |
