Semi-Detached

121 ST MARYS ROAD

KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BL

£205,000

Location

Map view View on Google Maps View on OpenStreetMap Street View NN15 7BL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Fir Road (opp)	0.1 miles
Shop	Windmill Stores	0.1 miles
Train station	Kettering	0.9 miles
Hospital	Procurement & Supplies Department (Stores)	1.2 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£205,000 Jan 2026

Local average

£259,888 (61 sales)

Street crime

405 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£205,000	Semi-detached	—	£203,789 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
34 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ	£190,000	15/11/2023	Semi-detached
22 ELM ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AX	£199,995	21/07/2023	Semi-detached
13 DEEBLE ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AA	£268,000	30/06/2023	Semi-detached
7 ASH ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AS	£210,000	09/12/2022	Semi-detached
97 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7DZ	£280,000	20/09/2022	Semi-detached
43 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ	£278,000	09/09/2022	Semi-detached
66 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RD	£205,000	24/06/2022	Semi-detached
121 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EW	£220,000	06/06/2022	Semi-detached
103 EDMUND STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0HT	£177,000	14/04/2022	Semi-detached
137 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7DZ	£265,000	07/04/2022	Semi-detached
10 OAK ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AP	£190,000	04/03/2022	Semi-detached
7 ASH ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AS	£178,000	04/02/2022	Semi-detached
5 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ	£220,000	10/01/2022	Semi-detached
49 LINDEN AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0ER	£175,000	22/12/2021	Semi-detached
13 OAK ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AP	£185,000	30/11/2021	Semi-detached
66 DURBAN ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0JB	£130,000	19/11/2021	Semi-detached
99 EDMUND STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0HT	£176,000	14/10/2021	Semi-detached
106 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BN	£192,000	29/09/2021	Semi-detached
156 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BL	£182,000	30/07/2021	Semi-detached
35 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ	£225,000	30/07/2021	Semi-detached

Area average: £207,300 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Oakley Street, Kettering, Northamptonshire, NN16	£170,000	2	Semi-detached	0.88 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.7%

10y growth 57.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North Northamptonshire. Series: Semi-detached. As of February 2026.

1y (index) 4%

5y (index) 21.2%

10y (index) 57.3%

Rental Range

Estimated market rent for North Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £884/mo

Realistic £982/mo

Optimistic £1,080/mo

Based on Local Authority from postcode lookup → North Northamptonshire.

LHA (30th percentile) floor for Northants Central: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, The Times Complex, NN16	£625/mo	1	0.48 miles	OpenRent
1 Bed Flat, The Times Complex, NN16	£650/mo	1	0.48 miles	OpenRent
1 Bed Flat, Queen Street, NN16	£925/mo	1	0.51 miles	OpenRent
1 Bed Flat, Lindsay Street, NN16	£750/mo	1	0.53 miles	OpenRent
4 Bed Maisonette, Lewis Road, NN15	£1,350/mo	4	0.81 miles	OpenRent

Average rent: £860/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 4.4%

Cost-to-rent ratio 22.8×

Monthly cashflow £-157/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	124
Anti-social behaviour	104
Criminal damage and arson	36
Shoplifting	32
Public order	25
Other theft	22
Drugs	17
Vehicle crime	17
Burglary	9
Robbery	7
Possession of weapons	6
Other crime	5
Theft from the person	1
Total incidents	405

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kettering Science Academy	Secondary	0.2 miles	Good — 18 Sep 2023
Compass Primary Academy	Primary	0.2 miles	Good — 28 Jun 2023
St Mary's Church of England Voluntary Aided Primary School	Primary	0.2 miles	Good — 13 Jun 2011
Ronald Tree Nursery School	Nursery	0.6 miles	Good — 12 Sep 2013
Grange Primary Academy	Primary	0.6 miles	Good — 23 Mar 2015

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
07/11/2006	07/10/2006	—	2

# 121 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BL

## Property details

- Slug: `d8069ec` (address key hash: `d8069ecf42255d824c6237c3462793fe8ec575cc`)
- Postcode: NN15 7BL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £205,000 Jan 2026
- Local average: £259,888 (61 sales)
- Street crime: 405 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £205,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £205,000 | Semi-detached | — | £203,789 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-e74b-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 121 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BL | £205,000 | 23/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ | £190,000 | 15/11/2023 | Semi-detached |
| 22 ELM ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AX | £199,995 | 21/07/2023 | Semi-detached |
| 13 DEEBLE ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AA | £268,000 | 30/06/2023 | Semi-detached |
| 7 ASH ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AS | £210,000 | 09/12/2022 | Semi-detached |
| 97 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7DZ | £280,000 | 20/09/2022 | Semi-detached |
| 43 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ | £278,000 | 09/09/2022 | Semi-detached |
| 66 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0RD | £205,000 | 24/06/2022 | Semi-detached |
| 121 RUSSELL STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0EW | £220,000 | 06/06/2022 | Semi-detached |
| 103 EDMUND STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0HT | £177,000 | 14/04/2022 | Semi-detached |
| 137 WINDMILL AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7DZ | £265,000 | 07/04/2022 | Semi-detached |
| 10 OAK ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AP | £190,000 | 04/03/2022 | Semi-detached |
| 7 ASH ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AS | £178,000 | 04/02/2022 | Semi-detached |
| 5 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ | £220,000 | 10/01/2022 | Semi-detached |
| 49 LINDEN AVENUE, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0ER | £175,000 | 22/12/2021 | Semi-detached |
| 13 OAK ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AP | £185,000 | 30/11/2021 | Semi-detached |
| 66 DURBAN ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0JB | £130,000 | 19/11/2021 | Semi-detached |
| 99 EDMUND STREET, KETTERING, NORTH NORTHAMPTONSHIRE, NN16 0HT | £176,000 | 14/10/2021 | Semi-detached |
| 106 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BN | £192,000 | 29/09/2021 | Semi-detached |
| 156 ST MARYS ROAD, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7BL | £182,000 | 30/07/2021 | Semi-detached |
| 35 SOUTHGATE DRIVE, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 7AQ | £225,000 | 30/07/2021 | Semi-detached |

**Area average:** £207,300 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Oakley Street, Kettering, Northamptonshire, NN16](http://87.117.209.195:8080/listings/67171b0) | £170,000 | 2 | Semi-detached | 0.88 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.7%
- **10y growth:** 57.1%

## House Price Index (HM Land Registry)

*Official index for North Northamptonshire; Semi-detached series; as of February 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 21.2%
- **10y growth (index):** 57.3%

## Rental Range

*ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £884/mo
- **Realistic:** £982/mo
- **Optimistic:** £1,080/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, The Times Complex, NN16 | £625/mo | 1 | 0.48 miles | OpenRent |
| 1 Bed Flat, The Times Complex, NN16 | £650/mo | 1 | 0.48 miles | OpenRent |
| 1 Bed Flat, Queen Street, NN16 | £925/mo | 1 | 0.51 miles | OpenRent |
| 1 Bed Flat, Lindsay Street, NN16 | £750/mo | 1 | 0.53 miles | OpenRent |
| 4 Bed Maisonette, Lewis Road, NN15 | £1,350/mo | 4 | 0.81 miles | OpenRent |

**Average rent: £860/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.8×
- **Monthly cashflow:** £-157/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 124 |
| Anti-social behaviour | 104 |
| Criminal damage and arson | 36 |
| Shoplifting | 32 |
| Public order | 25 |
| Other theft | 22 |
| Drugs | 17 |
| Vehicle crime | 17 |
| Burglary | 9 |
| Robbery | 7 |
| Possession of weapons | 6 |
| Other crime | 5 |
| Theft from the person | 1 |
| **Total incidents** | **405** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kettering Science Academy | Secondary | 0.2 miles | Good — 18 Sep 2023 |
| Compass Primary Academy | Primary | 0.2 miles | Good — 28 Jun 2023 |
| St Mary's Church of England Voluntary Aided Primary School | Primary | 0.2 miles | Good — 13 Jun 2011 |
| Ronald Tree Nursery School | Nursery | 0.6 miles | Good — 12 Sep 2013 |
| Grange Primary Academy | Primary | 0.6 miles | Good — 23 Mar 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4215122
- **Address:** 121 St. Marys Road, KETTERING, NN15 7BL
- **Certificate Issued:** 07/11/2006
- **Work Completed:** 07/10/2006
- **Items:** 2 door(s)