Flats/Maisonettes

34A FROGNAL

LONDON, CAMDEN, GREATER LONDON, NW3 6AG

£650,000

Location

Map view View on Google Maps View on OpenStreetMap Street View NW3 6AG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Finchley Road & Frognal Station	0.1 miles
Shop	Unknown	0.1 miles
Train station	Finchley Road & Frognal	0.2 miles
University	Central Belsize Square	0.5 miles
Hospital	The Portland Hospital	2.5 miles

Property details

Tenure

Freehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

78 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£650,000 Apr 2026

Price per m²

£8,333/m²

Local average

£1,098,680 (115 sales)

Street crime

907 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 03/12/2025

Expiry date: 02/12/2035

Current heating cost: £1,326/year

Potential heating cost: £706/year

Est. upgrade cost to C: £18,750

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	17/04/2026	£650,000	Flat	—	£682,785 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	13/04/2026	£650,000
sold	01/01/2026	£650,000
sold	01/01/1998	£189,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
38 FLAT 2 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£1,000,000	30/01/2026	Flat
32 FLAT 3 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£890,000	20/01/2026	Flat
39E FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6YD	£1,110,000	17/09/2025	Flat
3 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA	£4,500,000	31/07/2025	Flat
30 GARDEN FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£1,185,000	26/06/2025	Flat
3 GARDEN FLOOR FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AL	£625,000	23/02/2024	Flat
28 FLAT 5A ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BH	£578,000	05/12/2023	Flat
31 FLAT 4 NETHERHALL GARDENS, HAMPSTEAD, LONDON, CAMDEN, GREATER LONDON, NW3 5RL	£510,000	17/11/2023	Flat
38 FLAT 1 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£885,000	13/10/2023	Flat
3 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA	£4,100,000	13/09/2023	Flat
13 FLAT 8 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA	£1,000,000	21/07/2023	Flat
20 UPPER GROUND FLOOR FLAT ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BG	£1,140,000	30/06/2023	Flat
41 FLAT 4 NETHERHALL GARDENS, HAMPSTEAD, LONDON, CAMDEN, GREATER LONDON, NW3 5RL	£855,000	16/06/2023	Flat
ARKWRIGHT MANSIONS FLAT 19 FINCHLEY ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6DE	£1,480,000	16/12/2022	Flat
14 FLAT 7 NETHERHALL GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 5TH	£3,150,000	06/12/2022	Flat
46G FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£980,000	11/11/2022	Flat
28 FLAT 9 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BH	£660,000	31/10/2022	Flat
38 GARDEN FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£1,150,000	30/09/2022	Flat
23 FLAT 5 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AR	£715,000	29/09/2022	Flat
38 FLAT 2 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG	£1,050,000	23/09/2022	Flat

Area average: £1,378,150 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Agamemnon Road, West Hampstead	£650,000	2	Flat	0.82 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -9.3%

10y growth 16%

House Price Index (HM Land Registry — official index, not sold-price averages): Camden. Series: Flats and maisonettes. As of June 2026.

1y (index) -7.4%

5y (index) 0.3%

10y (index) 6.2%

Rental Range

Estimated market rent for Camden. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,520/mo

Realistic £2,800/mo

Optimistic £3,080/mo

Based on Local Authority from postcode lookup → Camden.

LHA (30th percentile) floor for Inner North London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Finchely Road, NW3	£2,500/mo	2	0.16 miles	OpenRent

Average rent: £2,500/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £312,500

Target investor price (1%) £250,000

Gross yield 4.6%

Cost-to-rent ratio 21.7×

Monthly cashflow £-335/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Building plot (shared): ~78 m² (0.02 acres) (area is for the building, not the flat)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Anti-social behaviour	250
Violence and sexual offences	176
Vehicle crime	99
Other theft	85
Shoplifting	76
Burglary	58
Public order	47
Theft from the person	45
Drugs	31
Robbery	18
Bicycle theft	13
Other crime	5
Possession of weapons	3
Criminal damage and arson	1
Total incidents	907

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Southbank International School Hampstead	Other	0.1 miles	— (No rating)
University College School	Other	0.2 miles	— (No rating)
St Mary's School, Hampstead	Other	0.2 miles	— (No rating)
Devonshire House Preparatory School	Other	0.2 miles	— (No rating)
North Bridge House Nursery & Pre-Prep Schools	Other	0.2 miles	— (No rating)

FENSA

No FENSA certificates found for this address.

# 34A FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG

## Property details

- Slug: `d6f8a23` (address key hash: `d6f8a235fbfe12adbe48e72585821eddfad9832a`)
- Postcode: NW3 6AG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: E
- Year built: England and Wales: 1930-1949
- Last sold: £650,000 Apr 2026
- Price per m²: £8,333/m²
- Local average: £1,098,680 (115 sales)
- Street crime: 907 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £650,000
- Date: 2026-04-17
- Type: F
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 02/12/2035
- **Current heating cost:** £1,326/year
- **Est. upgrade cost to C:** £18,750

### Recommendations
- A (£900 - £1,200)
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9360-2797-8520-2605-0611)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-17 | £650,000 | Flat | — | £682,785 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-3c92-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34A FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £650,000 | 17/04/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [174387272](http://87.117.209.195:8080/listings/9c38d0b)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-04-13 | £650,000 |
| sold | 2026-01-01 | £650,000 |
| sold | 1998-01-01 | £189,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 FLAT 2 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £1,000,000 | 30/01/2026 | Flat |
| 32 FLAT 3 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £890,000 | 20/01/2026 | Flat |
| 39E FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6YD | £1,110,000 | 17/09/2025 | Flat |
| 3 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA | £4,500,000 | 31/07/2025 | Flat |
| 30 GARDEN FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £1,185,000 | 26/06/2025 | Flat |
| 3 GARDEN FLOOR FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AL | £625,000 | 23/02/2024 | Flat |
| 28 FLAT 5A ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BH | £578,000 | 05/12/2023 | Flat |
| 31 FLAT 4 NETHERHALL GARDENS, HAMPSTEAD, LONDON, CAMDEN, GREATER LONDON, NW3 5RL | £510,000 | 17/11/2023 | Flat |
| 38 FLAT 1 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £885,000 | 13/10/2023 | Flat |
| 3 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA | £4,100,000 | 13/09/2023 | Flat |
| 13 FLAT 8 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6AA | £1,000,000 | 21/07/2023 | Flat |
| 20 UPPER GROUND FLOOR FLAT ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BG | £1,140,000 | 30/06/2023 | Flat |
| 41 FLAT 4 NETHERHALL GARDENS, HAMPSTEAD, LONDON, CAMDEN, GREATER LONDON, NW3 5RL | £855,000 | 16/06/2023 | Flat |
| ARKWRIGHT MANSIONS FLAT 19 FINCHLEY ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6DE | £1,480,000 | 16/12/2022 | Flat |
| 14 FLAT 7 NETHERHALL GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 5TH | £3,150,000 | 06/12/2022 | Flat |
| 46G FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £980,000 | 11/11/2022 | Flat |
| 28 FLAT 9 ARKWRIGHT ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 6BH | £660,000 | 31/10/2022 | Flat |
| 38 GARDEN FLAT FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £1,150,000 | 30/09/2022 | Flat |
| 23 FLAT 5 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AR | £715,000 | 29/09/2022 | Flat |
| 38 FLAT 2 FROGNAL, LONDON, CAMDEN, GREATER LONDON, NW3 6AG | £1,050,000 | 23/09/2022 | Flat |

**Area average:** £1,378,150 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Agamemnon Road, West Hampstead](http://87.117.209.195:8080/listings/9052ba9) | £650,000 | 2 | Flat | 0.82 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -9.3%
- **10y growth:** 16%

## House Price Index (HM Land Registry)

*Official index for Camden; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 0.3%
- **10y growth (index):** 6.2%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,520/mo
- **Realistic:** £2,800/mo
- **Optimistic:** £3,080/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner North London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Finchely Road, NW3 | £2,500/mo | 2 | 0.16 miles | OpenRent |

**Average rent: £2,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £312,500
- **Target investor price (1%):** £250,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,500/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.7×
- **Monthly cashflow:** £-335/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 250 |
| Violence and sexual offences | 176 |
| Vehicle crime | 99 |
| Other theft | 85 |
| Shoplifting | 76 |
| Burglary | 58 |
| Public order | 47 |
| Theft from the person | 45 |
| Drugs | 31 |
| Robbery | 18 |
| Bicycle theft | 13 |
| Other crime | 5 |
| Possession of weapons | 3 |
| Criminal damage and arson | 1 |
| **Total incidents** | **907** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Southbank International School Hampstead | Other | 0.1 miles | — (No rating) |
| University College School | Other | 0.2 miles | — (No rating) |
| St Mary's School, Hampstead | Other | 0.2 miles | — (No rating) |
| Devonshire House Preparatory School | Other | 0.2 miles | — (No rating) |
| North Bridge House Nursery & Pre-Prep Schools | Other | 0.2 miles | — (No rating) |