# 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY

## Property details

- Slug: `d6844a3` (address key hash: `d6844a38642852c934335a450d46a460407ad71d`)
- Postcode: KT12 2BY
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £490,000 Feb 2026
- Price per m²: £6,622/m²
- Local average: £512,542 (36 sales)
- Street crime: 184 incidents within 1 mile (May 2026)

## Latest sale

- Price: £490,000
- Date: 2026-02-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/01/2030
- **Current heating cost:** £504/year
- **Est. upgrade cost to C:** £20,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0524-2881-7791-2120-4351)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-13 | £490,000 | Terraced | +16.7% | £501,903 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-9cb8-d8ea-e063-4704a8c0bf7d) |
| Sold | 2020-11-20 | £420,000 | Terraced | — | £483,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cd5a9dcc-57bc-310a-e053-6c04a8c00a1f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY | £490,000 | 13/02/2026 | Terraced |
| 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY | £420,000 | 20/11/2020 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166566170](http://87.117.209.195:8080/listings/72abb40)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £490,000 |
| listed | 2025-09-04 | £515,000 |
| sold | 2020-01-01 | £420,000 |
| sold | 2007-01-01 | £275,000 |
| sold | 2004-01-01 | £218,000 |
| sold | 1995-01-01 | £81,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £450,000 | 20/02/2026 | Terraced |
| 64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ | £470,000 | 06/01/2026 | Terraced |
| 7 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £410,000 | 13/12/2023 | Terraced |
| LANCASTER COURT 38 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BQ | £430,000 | 05/09/2023 | Terraced |
| 10E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £580,000 | 03/08/2023 | Terraced |
| 33 RUSSELL ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2JZ | £560,000 | 17/03/2023 | Terraced |
| 24 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £493,000 | 02/11/2022 | Terraced |
| 18 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £290,000 | 28/09/2022 | Terraced |
| 9 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £540,000 | 09/08/2022 | Terraced |
| 29 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £458,000 | 25/07/2022 | Terraced |
| 8E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £500,000 | 29/06/2022 | Terraced |
| 17 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £525,000 | 17/06/2022 | Terraced |
| 23 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £476,000 | 27/05/2022 | Terraced |
| 46 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £525,000 | 27/05/2022 | Terraced |
| 48 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £505,000 | 19/05/2022 | Terraced |
| 12 KINGSBRIDGE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BZ | £449,950 | 30/03/2022 | Terraced |
| 96 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BW | £600,000 | 03/03/2022 | Terraced |
| 10C SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £540,000 | 22/02/2022 | Terraced |
| 64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ | £445,000 | 02/02/2022 | Terraced |
| 40 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £418,000 | 26/11/2021 | Terraced |

**Area average:** £483,248 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.2%
- **10y growth:** 10.6%

## House Price Index (HM Land Registry)

*Official index for Elmbridge; Terraced series; as of April 2026.*

- **1y growth (index):** -1.1%
- **5y growth (index):** 13.6%
- **10y growth (index):** 23.4%

## Rental Range

*ONS Price Index of Private Rents (Elmbridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,648/mo
- **Realistic:** £1,831/mo
- **Optimistic:** £2,014/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Walton (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Kingsbridge House, KT12 | £1,300/mo | 1 | 0.05 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.4×
- **Monthly cashflow:** £-785/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 63 |
| Anti-social behaviour | 45 |
| Shoplifting | 19 |
| Public order | 13 |
| Criminal damage and arson | 11 |
| Drugs | 10 |
| Burglary | 5 |
| Bicycle theft | 4 |
| Other theft | 4 |
| Vehicle crime | 4 |
| Other crime | 2 |
| Possession of weapons | 2 |
| Robbery | 2 |
| **Total incidents** | **184** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Grovelands Primary School | Primary | 0.4 miles | Good — 8 Sep 2017 |
| Ashley Church of England Primary School | Primary | 0.4 miles | Good — 13 May 2024 |
| Heathside Walton-on-Thames | Secondary | 0.5 miles | — (No rating) |
| Walton Oak Primary School | Primary | 0.7 miles | Good — 13 Dec 2017 |
| The Danesfield Manor School | Other | 0.7 miles | — (No rating) |