Terraced 2 sales on record

9 COTTIMORE TERRACE

WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY

£490,000

Location

Map view View on Google Maps View on OpenStreetMap Street View KT12 2BY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Carlton Road	0.1 miles
Shop	Walton Dog Grooming	0.2 miles
Train station	Walton-on-Thames	1.1 miles
Hospital	Cobham Day Surgery	3.8 miles
University	University for the Creative Arts, Epsom Campus	7.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

74 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£490,000 Feb 2026

Price per m²

£6,622/m²

Local average

£512,542 (36 sales)

Street crime

184 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 29/01/2020

Expiry date: 28/01/2030

Current heating cost: £504/year

Potential heating cost: £392/year

Est. upgrade cost to C: £20,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/02/2026	£490,000	Terraced	+16.7%	£501,903 to April 2026	View transaction
Sold	20/11/2020	£420,000	Terraced	—	£483,000 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£490,000
listed	04/09/2025	£515,000
sold	01/01/2020	£420,000
sold	01/01/2007	£275,000
sold	01/01/2004	£218,000
sold	01/01/1995	£81,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
47 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ	£450,000	20/02/2026	Terraced
64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ	£470,000	06/01/2026	Terraced
7 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH	£410,000	13/12/2023	Terraced
LANCASTER COURT 38 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BQ	£430,000	05/09/2023	Terraced
10E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB	£580,000	03/08/2023	Terraced
33 RUSSELL ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2JZ	£560,000	17/03/2023	Terraced
24 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR	£493,000	02/11/2022	Terraced
18 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR	£290,000	28/09/2022	Terraced
9 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH	£540,000	09/08/2022	Terraced
29 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ	£458,000	25/07/2022	Terraced
8E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB	£500,000	29/06/2022	Terraced
17 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH	£525,000	17/06/2022	Terraced
46 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR	£525,000	27/05/2022	Terraced
23 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ	£476,000	27/05/2022	Terraced
48 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR	£505,000	19/05/2022	Terraced
12 KINGSBRIDGE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BZ	£449,950	30/03/2022	Terraced
96 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BW	£600,000	03/03/2022	Terraced
10C SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB	£540,000	22/02/2022	Terraced
64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ	£445,000	02/02/2022	Terraced
40 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR	£418,000	26/11/2021	Terraced

Area average: £483,248 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -0.2%

10y growth 10.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Elmbridge. Series: Terraced. As of April 2026.

1y (index) -1.1%

5y (index) 13.6%

10y (index) 23.4%

Rental Range

Estimated market rent for Elmbridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,648/mo

Realistic £1,831/mo

Optimistic £2,014/mo

Based on Local Authority from postcode lookup → Elmbridge.

LHA (30th percentile) floor for Walton: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Kingsbridge House, KT12	£1,300/mo	1	0.05 miles	OpenRent

Average rent: £1,300/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.27%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 3.2%

Cost-to-rent ratio 31.4×

Monthly cashflow £-785/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	63
Anti-social behaviour	45
Shoplifting	19
Public order	13
Criminal damage and arson	11
Drugs	10
Burglary	5
Bicycle theft	4
Other theft	4
Vehicle crime	4
Other crime	2
Possession of weapons	2
Robbery	2
Total incidents	184

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Grovelands Primary School	Primary	0.4 miles	Good — 8 Sep 2017
Ashley Church of England Primary School	Primary	0.4 miles	Good — 13 May 2024
Heathside Walton-on-Thames	Secondary	0.5 miles	— (No rating)
Walton Oak Primary School	Primary	0.7 miles	Good — 13 Dec 2017
The Danesfield Manor School	Other	0.7 miles	— (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY

## Property details

- Slug: `d6844a3` (address key hash: `d6844a38642852c934335a450d46a460407ad71d`)
- Postcode: KT12 2BY
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £490,000 Feb 2026
- Price per m²: £6,622/m²
- Local average: £512,542 (36 sales)
- Street crime: 184 incidents within 1 mile (May 2026)

## Latest sale

- Price: £490,000
- Date: 2026-02-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/01/2030
- **Current heating cost:** £504/year
- **Est. upgrade cost to C:** £20,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0524-2881-7791-2120-4351)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-13 | £490,000 | Terraced | +16.7% | £501,903 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-9cb8-d8ea-e063-4704a8c0bf7d) |
| Sold | 2020-11-20 | £420,000 | Terraced | — | £483,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cd5a9dcc-57bc-310a-e053-6c04a8c00a1f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY | £490,000 | 13/02/2026 | Terraced |
| 9 COTTIMORE TERRACE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BY | £420,000 | 20/11/2020 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166566170](http://87.117.209.195:8080/listings/72abb40)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £490,000 |
| listed | 2025-09-04 | £515,000 |
| sold | 2020-01-01 | £420,000 |
| sold | 2007-01-01 | £275,000 |
| sold | 2004-01-01 | £218,000 |
| sold | 1995-01-01 | £81,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £450,000 | 20/02/2026 | Terraced |
| 64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ | £470,000 | 06/01/2026 | Terraced |
| 7 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £410,000 | 13/12/2023 | Terraced |
| LANCASTER COURT 38 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BQ | £430,000 | 05/09/2023 | Terraced |
| 10E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £580,000 | 03/08/2023 | Terraced |
| 33 RUSSELL ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2JZ | £560,000 | 17/03/2023 | Terraced |
| 24 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £493,000 | 02/11/2022 | Terraced |
| 18 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £290,000 | 28/09/2022 | Terraced |
| 9 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £540,000 | 09/08/2022 | Terraced |
| 29 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £458,000 | 25/07/2022 | Terraced |
| 8E SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £500,000 | 29/06/2022 | Terraced |
| 17 ALPINE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NH | £525,000 | 17/06/2022 | Terraced |
| 46 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £525,000 | 27/05/2022 | Terraced |
| 23 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NJ | £476,000 | 27/05/2022 | Terraced |
| 48 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £505,000 | 19/05/2022 | Terraced |
| 12 KINGSBRIDGE ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BZ | £449,950 | 30/03/2022 | Terraced |
| 96 COTTIMORE LANE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2BW | £600,000 | 03/03/2022 | Terraced |
| 10C SIDNEY ROAD, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NB | £540,000 | 22/02/2022 | Terraced |
| 64A MONTAGUE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NQ | £445,000 | 02/02/2022 | Terraced |
| 40 WILLOWHAYNE DRIVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 2NR | £418,000 | 26/11/2021 | Terraced |

**Area average:** £483,248 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.2%
- **10y growth:** 10.6%

## House Price Index (HM Land Registry)

*Official index for Elmbridge; Terraced series; as of April 2026.*

- **1y growth (index):** -1.1%
- **5y growth (index):** 13.6%
- **10y growth (index):** 23.4%

## Rental Range

*ONS Price Index of Private Rents (Elmbridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,648/mo
- **Realistic:** £1,831/mo
- **Optimistic:** £2,014/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Walton (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Kingsbridge House, KT12 | £1,300/mo | 1 | 0.05 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.4×
- **Monthly cashflow:** £-785/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 63 |
| Anti-social behaviour | 45 |
| Shoplifting | 19 |
| Public order | 13 |
| Criminal damage and arson | 11 |
| Drugs | 10 |
| Burglary | 5 |
| Bicycle theft | 4 |
| Other theft | 4 |
| Vehicle crime | 4 |
| Other crime | 2 |
| Possession of weapons | 2 |
| Robbery | 2 |
| **Total incidents** | **184** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Grovelands Primary School | Primary | 0.4 miles | Good — 8 Sep 2017 |
| Ashley Church of England Primary School | Primary | 0.4 miles | Good — 13 May 2024 |
| Heathside Walton-on-Thames | Secondary | 0.5 miles | — (No rating) |
| Walton Oak Primary School | Primary | 0.7 miles | Good — 13 Dec 2017 |
| The Danesfield Manor School | Other | 0.7 miles | — (No rating) |