# 94 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8BY

## Property details

- Slug: `d674bd0` (address key hash: `d674bd048d08a0428a23c0909bd5872454c06e09`)
- Postcode: CA11 8BY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 109 m²
- EPC rating: B
- Last sold: £330,000 Apr 2026
- Price per m²: £3,028/m²
- Local average: £341,814 (33 sales)
- Street crime: 96 incidents within 1 mile (May 2026)

## Latest sale

- Price: £330,000
- Date: 2026-04-02
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 20/07/2030
- **Current heating cost:** £310/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2198-1010-7303-7010-1230)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £330,000 | Detached | — | £330,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d337-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 94 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8BY | £330,000 | 02/04/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167143196](http://87.117.209.195:8080/listings/40f9ead)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £330,000 |
| listed | 2025-09-18 | £340,000 |
| sold | 2020-01-01 | £254,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8BY | £270,000 | 26/02/2026 | Detached |
| 25 CYPRESS WAY, PENRITH, WESTMORLAND AND FURNESS, CA11 8UN | £321,000 | 12/01/2026 | Detached |
| 56 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8BY | £265,000 | 18/12/2025 | Detached |
| 4 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8BY | £265,995 | 18/11/2024 | Detached |
| 13 LILY DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FN | £355,000 | 21/12/2023 | Detached |
| 10 CROCUS AVENUE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FE | £400,000 | 28/11/2023 | Detached |
| 25 DAFFODIL DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8WR | £280,000 | 09/08/2023 | Detached |
| 10 DAFFODIL DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8WR | £270,000 | 30/06/2023 | Detached |
| 16 DAFFODIL DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8WR | £270,000 | 30/06/2023 | Detached |
| 26 DAFFODIL DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8WR | £250,000 | 30/06/2023 | Detached |
| 3 TULIP GARDENS, PENRITH, WESTMORLAND AND FURNESS, CA11 8EQ | £305,000 | 21/04/2023 | Detached |
| 38 DAFFODIL DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8WR | £224,400 | 23/12/2022 | Detached |
| 101 PRIMROSE DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FD | £290,000 | 22/12/2022 | Detached |
| 8 ASPEN GARDENS, PENRITH, EDEN, CUMBRIA, CA11 8UL | £360,000 | 21/12/2022 | Detached |
| 61 CROCUS AVENUE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FE | £250,000 | 16/12/2022 | Detached |
| TWO HOOTS, CARLETON VILLAGE, PENRITH, EDEN, CUMBRIA, CA11 8TY | £500,000 | 05/12/2022 | Detached |
| 15 HAWTHORN DRIVE, PENRITH, EDEN, CUMBRIA, CA11 8WF | £190,000 | 02/12/2022 | Detached |
| 63 CROCUS AVENUE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FE | £275,000 | 02/12/2022 | Detached |
| 59 CROCUS AVENUE, PENRITH, WESTMORLAND AND FURNESS, CA11 8FE | £285,000 | 30/11/2022 | Detached |
| 5 SYCAMORE DRIVE, PENRITH, EDEN, CUMBRIA, CA11 8UG | £270,000 | 11/11/2022 | Detached |

**Area average:** £294,820 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 4-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Carleton Meadows, Cumbria, Penrith](http://87.117.209.195:8080/listings/8dd83a6) | £470,000 | 5 | Detached | 0.27 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -25.8%
- **10y growth:** 25.1%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Hunters Lane, CA11 | £600/mo | 1 | 0.92 miles | OpenRent |
| 1 Bed Flat, Penrith, CA11 | £500/mo | 1 | 0.94 miles | OpenRent |

**Average rent: £550/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.17% (weak for cashflow)
- **Max investor price (0.8%):** £68,750
- **Target investor price (1%):** £55,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £550/mo).*

- **Gross yield:** 2%
- **Cost-to-rent:** 50×
- **Monthly cashflow:** £-830/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Shoplifting | 17 |
| Public order | 6 |
| Anti-social behaviour | 5 |
| Criminal damage and arson | 5 |
| Other theft | 5 |
| Other crime | 4 |
| Vehicle crime | 3 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Burglary | 1 |
| Drugs | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **96** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hunter Hall School | Other | 0.5 miles | — (No rating) |
| Beaconside CofE Primary School | Primary | 0.6 miles | Good — 18 Mar 2016 |
| Ullswater Community College | Secondary | 0.9 miles | Good — 25 May 2023 |
| Brunswick School | Primary | 1.0 miles | Good — 15 Feb 2018 |
| North Lakes School | Primary | 1.1 miles | Good — 23 Nov 2023 |