# 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW

## Property details

- Slug: `d520bdd` (address key hash: `d520bdd22f380d8dff80bd49829eeba1bb620115`)
- Postcode: L21 4LW
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 70 m²
- EPC rating: D
- Last sold: £140,000 Mar 2026
- Price per m²: £2,000/m²
- Local average: £130,028 (30 sales)
- Street crime: 288 incidents within 1 mile (May 2026)

## Latest sale

- Price: £140,000
- Date: 2026-03-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/08/2035
- **Current heating cost:** £1,029/year
- **Est. upgrade cost to C:** £28,698

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- E (£90 - £105)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6235-0828-7500-0131-3292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-23 | £140,000 | Terraced | +28.4% | £140,127 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-32f4-b8d0-e063-4704a8c08d98) |
| Sold | 2007-11-30 | £109,000 | Terraced | +101.9% | £165,530 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8d102389-3b99-4ef0-a05e-f7782b636e47) |
| Sold | 2002-12-09 | £54,000 | Terraced | — | £164,693 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e355ab8f-2846-4ae6-8714-99fa89bf927e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £140,000 | 23/03/2026 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £109,000 | 30/11/2007 | Terraced |
| 82 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £54,000 | 09/12/2002 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170410892](http://87.117.209.195:8080/listings/15e3c89)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £140,000 |
| listed | 2025-12-18 | £140,000 |
| sold | 2007-01-01 | £109,000 |
| sold | 2002-01-01 | £54,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 86 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £153,000 | 17/10/2025 | Terraced |
| 1 BALFE STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NR | £55,000 | 16/12/2024 | Terraced |
| 45 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BJ | £85,000 | 15/12/2023 | Terraced |
| 3 HOLLY GROVE, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BN | £74,000 | 08/12/2023 | Terraced |
| 27 CECIL ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DB | £125,000 | 29/11/2023 | Terraced |
| 2A VERDI AVENUE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NH | £55,000 | 19/10/2023 | Terraced |
| 2 CLARENDON ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LP | £119,950 | 22/09/2023 | Terraced |
| 31 CECIL ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1DB | £216,000 | 15/08/2023 | Terraced |
| 50 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BL | £163,000 | 02/08/2023 | Terraced |
| 14 VERDI AVENUE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NH | £61,500 | 26/05/2023 | Terraced |
| 27 ROSSINI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NS | £105,500 | 28/04/2023 | Terraced |
| 119 CROSBY ROAD SOUTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1ES | £145,000 | 21/04/2023 | Terraced |
| 3 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BS | £96,000 | 06/04/2023 | Terraced |
| 94 CHURCH ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LW | £60,000 | 20/02/2023 | Terraced |
| 3A VERDI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4PA | £70,000 | 12/12/2022 | Terraced |
| 35 ELM ROAD, SEAFORTH, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BJ | £125,000 | 21/11/2022 | Terraced |
| 10 BARKELEY DRIVE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LX | £182,500 | 11/11/2022 | Terraced |
| 15 BARKELEY DRIVE, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4LX | £160,000 | 11/11/2022 | Terraced |
| 23 RAWSON ROAD, LIVERPOOL, SEFTON, MERSEYSIDE, L21 1BS | £75,500 | 03/11/2022 | Terraced |
| 27 ROSSINI STREET, LIVERPOOL, SEFTON, MERSEYSIDE, L21 4NS | £49,000 | 12/09/2022 | Terraced |

**Area average:** £108,798 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.7%
- **10y growth:** 67.1%

## House Price Index (HM Land Registry)

*Official index for Sefton; Terraced series; as of April 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 26.7%
- **10y growth (index):** 62.6%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £835/mo
- **Realistic:** £928/mo
- **Optimistic:** £1,021/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Verdi Avenue, L21 | £800/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Terraced House, Pope Street, L20 | £880/mo | 2 | 0.48 miles | OpenRent |

**Average rent: £840/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £105,000
- **Target investor price (1%):** £84,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £840/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £180/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 145 |
| Criminal damage and arson | 34 |
| Anti-social behaviour | 25 |
| Public order | 19 |
| Shoplifting | 19 |
| Drugs | 11 |
| Other theft | 8 |
| Other crime | 7 |
| Vehicle crime | 6 |
| Robbery | 5 |
| Burglary | 4 |
| Bicycle theft | 3 |
| Possession of weapons | 2 |
| **Total incidents** | **288** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Educ8 Liverpool | Other | 0.2 miles | Requires improvement — 28 Sep 2023 |
| Rimrose Hope CofE Primary School | Primary | 0.3 miles | Outstanding — 13 Jul 2023 |
| Our Lady Star of the Sea Catholic Primary School | Primary | 0.4 miles | Good — 22 May 2024 |
| Thomas Gray Primary School | Primary | 0.8 miles | Good — 15 Jan 2023 |
| King's Lander Primary Academy | Primary | 0.8 miles | Good — 2 May 2018 |