# 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU

## Property details

- Slug: `d42440c` (address key hash: `d42440c0487c11ccf1b95bb96b87e0364a759bf2`)
- Postcode: DE11 9DU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 149 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £349,950 Jan 2026
- Price per m²: £2,349/m²
- Local average: £305,500 (80 sales)
- Street crime: 185 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £349,950
- Date: 2026-01-21
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 13/11/2034
- **Current heating cost:** £1,280/year
- **Est. upgrade cost to C:** £5,500

### Recommendations
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9360-2484-2490-2894-7381)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £349,950 | Detached | +97.7% | £352,356 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-cd5e-591c-e063-4704a8c00c31) |
| Sold | 2010-04-23 | £177,000 | Detached | — | £303,894 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/979f1ec0-a07e-4e6d-86e6-f7af2d0b3a12) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU | £349,950 | 21/01/2026 | Detached |
| 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU | £177,000 | 23/04/2010 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SL | £240,000 | 14/04/2023 | Detached |
| 76 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN | £255,000 | 05/10/2022 | Detached |
| 64 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN | £285,000 | 29/04/2022 | Detached |
| 18 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £265,100 | 21/01/2022 | Detached |
| 2 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £350,000 | 16/12/2021 | Detached |
| 204 GRESLEY WOOD ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QR | £310,000 | 03/12/2021 | Detached |
| 48 BROOK STREET, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9EB | £185,000 | 16/11/2021 | Detached |
| 1 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £280,000 | 21/09/2021 | Detached |
| 32 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £235,000 | 31/08/2021 | Detached |
| 128A GRESLEY WOOD ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QP | £270,000 | 10/08/2021 | Detached |

**Area average:** £267,510 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.3%
- **10y growth:** 37.6%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Detached series; as of March 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 19.2%
- **10y growth (index):** 42.4%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £786/mo
- **Realistic:** £873/mo
- **Optimistic:** £960/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Albert Road, DE11 | £950/mo | 3 | 0.39 miles | OpenRent |
| 4 Bed Semi-Detached House, Marble Drive, DE11 | £1,650/mo | 4 | 0.42 miles | OpenRent |
| 2 Bed Bungalow, Meadow Lane, DE11 | £925/mo | 2 | 0.56 miles | OpenRent |
| 1 Bed Semi-Detached House, St. Andrews Court, DE11 | £650/mo | 1 | 0.59 miles | OpenRent |

**Average rent: £1,044/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £117,250
- **Target investor price (1%):** £93,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £938/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.1×
- **Monthly cashflow:** £-559/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 84 |
| Anti-social behaviour | 20 |
| Public order | 20 |
| Shoplifting | 17 |
| Criminal damage and arson | 14 |
| Other theft | 10 |
| Burglary | 8 |
| Drugs | 3 |
| Other crime | 3 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **185** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Pennine Way Junior Academy | Primary | 0.3 miles | Good — 16 Dec 2019 |
| Church Gresley Infant and Nursery School | Primary | 0.3 miles | Good — 26 Jun 2013 |
| The Pingle Academy | Secondary | 0.6 miles | Good — 23 Nov 2021 |
| Fairmeadows Foundation Primary School | Primary | 0.7 miles | Good — 11 Nov 2019 |
| St George's CofE Primary School | Primary | 0.7 miles | Good — 10 Sep 2019 |