Detached 2 sales on record

38 HEARTHCOTE ROAD

SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU

£349,950

Location

Map view View on Google Maps View on OpenStreetMap Street View DE11 9DU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chiltern Road	0.1 miles
Shop	George Food and Wine	0.3 miles
Train station	Discovery Station	2.3 miles
Hospital	Nuffield Health Derby Hospital	8.7 miles
University	University of Derby	12.0 miles

Property details

Tenure

Freehold

Property type

Detached

Floor area

149 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£349,950 Jan 2026

Price per m²

£2,349/m²

Local average

£305,500 (80 sales)

Street crime

185 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 14/11/2024

Expiry date: 13/11/2034

Current heating cost: £1,280/year

Potential heating cost: £1,167/year

Est. upgrade cost to C: £5,500

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/01/2026	£349,950	Detached	+97.7%	£352,356 to March 2026	View transaction
Sold	23/04/2010	£177,000	Detached	—	£303,894 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
7 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SL	£240,000	14/04/2023	Detached
76 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN	£255,000	05/10/2022	Detached
64 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN	£285,000	29/04/2022	Detached
18 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT	£265,100	21/01/2022	Detached
2 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT	£350,000	16/12/2021	Detached
204 GRESLEY WOOD ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QR	£310,000	03/12/2021	Detached
48 BROOK STREET, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9EB	£185,000	16/11/2021	Detached
1 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT	£280,000	21/09/2021	Detached
32 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT	£235,000	31/08/2021	Detached
128A GRESLEY WOOD ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QP	£270,000	10/08/2021	Detached
251 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU	£517,500	17/06/2021	Detached

Area average: £290,236 (11 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14%

10y growth 35%

House Price Index (HM Land Registry — official index, not sold-price averages): South Derbyshire. Series: Detached. As of March 2026.

1y (index) -0.2%

5y (index) 19.2%

10y (index) 42.4%

Rental Range

Estimated market rent for South Derbyshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £786/mo

Realistic £873/mo

Optimistic £960/mo

Based on Local Authority from postcode lookup → South Derbyshire.

LHA (30th percentile) floor for Eastern Staffordshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Albert Road, DE11	£950/mo	3	0.39 miles	OpenRent
4 Bed Semi-Detached House, Marble Drive, DE11	£1,650/mo	4	0.42 miles	OpenRent
2 Bed Bungalow, Meadow Lane, DE11	£925/mo	2	0.56 miles	OpenRent
1 Bed Semi-Detached House, St. Andrews Court, DE11	£650/mo	1	0.59 miles	OpenRent

Average rent: £1,044/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.27%

Max investor price (0.8%) £117,250

Target investor price (1%) £93,800

Gross yield 3.2%

Cost-to-rent ratio 31.1×

Monthly cashflow £-559/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	84
Anti-social behaviour	20
Public order	20
Shoplifting	17
Criminal damage and arson	14
Other theft	10
Burglary	8
Drugs	3
Other crime	3
Vehicle crime	2
Bicycle theft	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	185

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pennine Way Junior Academy	Primary	0.3 miles	Good — 16 Dec 2019
Church Gresley Infant and Nursery School	Primary	0.3 miles	Good — 26 Jun 2013
The Pingle Academy	Secondary	0.6 miles	Good — 23 Nov 2021
Fairmeadows Foundation Primary School	Primary	0.7 miles	Good — 11 Nov 2019
St George's CofE Primary School	Primary	0.7 miles	Good — 10 Sep 2019

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU

## Property details

- Slug: `d42440c` (address key hash: `d42440c0487c11ccf1b95bb96b87e0364a759bf2`)
- Postcode: DE11 9DU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 149 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £349,950 Jan 2026
- Price per m²: £2,349/m²
- Local average: £305,500 (80 sales)
- Street crime: 185 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £349,950
- Date: 2026-01-21
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 13/11/2034
- **Current heating cost:** £1,280/year
- **Est. upgrade cost to C:** £5,500

### Recommendations
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9360-2484-2490-2894-7381)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £349,950 | Detached | +97.7% | £352,356 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-cd5e-591c-e063-4704a8c00c31) |
| Sold | 2010-04-23 | £177,000 | Detached | — | £303,894 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/979f1ec0-a07e-4e6d-86e6-f7af2d0b3a12) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU | £349,950 | 21/01/2026 | Detached |
| 38 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU | £177,000 | 23/04/2010 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SL | £240,000 | 14/04/2023 | Detached |
| 76 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN | £255,000 | 05/10/2022 | Detached |
| 64 FABIS CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9SN | £285,000 | 29/04/2022 | Detached |
| 18 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £265,100 | 21/01/2022 | Detached |
| 2 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £350,000 | 16/12/2021 | Detached |
| 204 GRESLEY WOOD ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QR | £310,000 | 03/12/2021 | Detached |
| 48 BROOK STREET, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9EB | £185,000 | 16/11/2021 | Detached |
| 1 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £280,000 | 21/09/2021 | Detached |
| 32 CAMBRIAN WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DT | £235,000 | 31/08/2021 | Detached |
| 128A GRESLEY WOOD ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QP | £270,000 | 10/08/2021 | Detached |
| 251 HEARTHCOTE ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9DU | £517,500 | 17/06/2021 | Detached |

**Area average:** £290,236 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14%
- **10y growth:** 35%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Detached series; as of March 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 19.2%
- **10y growth (index):** 42.4%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £786/mo
- **Realistic:** £873/mo
- **Optimistic:** £960/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Albert Road, DE11 | £950/mo | 3 | 0.39 miles | OpenRent |
| 4 Bed Semi-Detached House, Marble Drive, DE11 | £1,650/mo | 4 | 0.42 miles | OpenRent |
| 2 Bed Bungalow, Meadow Lane, DE11 | £925/mo | 2 | 0.56 miles | OpenRent |
| 1 Bed Semi-Detached House, St. Andrews Court, DE11 | £650/mo | 1 | 0.59 miles | OpenRent |

**Average rent: £1,044/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £117,250
- **Target investor price (1%):** £93,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £938/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.1×
- **Monthly cashflow:** £-559/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 84 |
| Anti-social behaviour | 20 |
| Public order | 20 |
| Shoplifting | 17 |
| Criminal damage and arson | 14 |
| Other theft | 10 |
| Burglary | 8 |
| Drugs | 3 |
| Other crime | 3 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **185** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Pennine Way Junior Academy | Primary | 0.3 miles | Good — 16 Dec 2019 |
| Church Gresley Infant and Nursery School | Primary | 0.3 miles | Good — 26 Jun 2013 |
| The Pingle Academy | Secondary | 0.6 miles | Good — 23 Nov 2021 |
| Fairmeadows Foundation Primary School | Primary | 0.7 miles | Good — 11 Nov 2019 |
| St George's CofE Primary School | Primary | 0.7 miles | Good — 10 Sep 2019 |