# 1 COLD HARBOUR, YATTON KEYNELL, CHIPPENHAM, WILTSHIRE, SN14 7BX

## Property details

- Slug: `d106415` (address key hash: `d1064150d18ec02b658c1ff99800e696379fa2c1`)
- Postcode: SN14 7BX
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 95 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £380,000 Jan 2026
- Price per m²: £4,000/m²
- Local average: £341,620 (22 sales)
- Street crime: 2 incidents within 1 mile (May 2026)

## Latest sale

- Price: £380,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/12/2035
- **Current heating cost:** £2,856/year
- **Est. upgrade cost to C:** £16,350

### Recommendations
- A (£900 - £1,200)
- W2 (£5,000 - £10,000)
- L2 (£2,400 - £4,800)
- X (£3,600 - £4,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0459-3957-1202-3355-2204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £380,000 | Semi-detached | +52% | £376,631 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-a7eb-591c-e063-4704a8c00c31) |
| Sold | 2014-08-22 | £250,000 | Semi-detached | +29.5% | £381,639 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/83dd042c-238e-4087-8fa3-9ebe3d2a9b89) |
| Sold | 2013-05-16 | £193,000 | Semi-detached | — | £313,158 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/43f72fb0-379a-4f88-8efa-fdb623166d8b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 COLD HARBOUR, YATTON KEYNELL, CHIPPENHAM, WILTSHIRE, SN14 7BX | £380,000 | 23/01/2026 | Semi-detached |
| 1 COLD HARBOUR, YATTON KEYNELL, CHIPPENHAM, WILTSHIRE, SN14 7BX | £250,000 | 22/08/2014 | Semi-detached |
| 1 COLD HARBOUR, YATTON KEYNELL, CHIPPENHAM, WILTSHIRE, SN14 7BX | £193,000 | 16/05/2013 | Semi-detached |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 19.2%

## House Price Index (HM Land Registry)

*Official index for Wiltshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 17.2%
- **10y growth (index):** 34.3%

## Rental Range

*ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £962/mo
- **Realistic:** £1,069/mo
- **Optimistic:** £1,176/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Wiltshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Drovers Green, SN14 | £1,450/mo | 3 | 0.1 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.8×
- **Monthly cashflow:** £-216/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Public order | 1 |
| Violence and sexual offences | 1 |
| **Total incidents** | **2** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| By Brook Valley CofE Primary School | Primary | 0.3 miles | Outstanding — 15 Dec 2014 |
| Kington St Michael Church of England Primary School | Primary | 2.2 miles | Outstanding — 4 Dec 2014 |
| St Peter's CofE Academy | Primary | 2.5 miles | Requires improvement — 12 Jan 2023 |
| Sheldon School | Secondary | 2.6 miles | Good — 13 May 2024 |
| Hardenhuish School | Secondary | 2.6 miles | Good — 23 May 2013 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #12044615
- **Address:** 1 Cold Harbour, Yatton Keynell, SN14 7BX
- **Certificate Issued:** 21/11/2016
- **Work Completed:** 14/10/2016
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #6008982
- **Address:** 1 Cold Harbour, Yatton Keynell, SN14 7BX
- **Certificate Issued:** 29/09/2008
- **Work Completed:** 18/09/2008
- **Items:** 1 door(s)

### FENSA Certificate #421131
- **Address:** 1 Cold Harbour, Yatton Keynell, SN14 7BX
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 10/09/2002
- **Items:** 1 window(s)